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4229 Results from /regulation

Farouk Ferchichi

Farouk Ferchichi Group President, Envestnet Data and Analytics at Envestnet

Embracing Open Banking for Small Banks

As the Consumer Financial Protection Bureau (CFPB) finalizes its Dodd-Frank Section 1033 rulemaking, the U.S. is on the brink of establishing an open banking ecosystem. While some smaller community and regional banks may perceive this as a compliance challenge, Envestnet recognizes the significant value a customer-centric open banking framework wi...

/regulation /retail Open Banking

Naina Rajgopalan

Naina Rajgopalan Content Head at Freo

Unlock the Potential of US Stocks: How to Seamlessly Invest in American Companies from Europe

The United States stock market is thriving, presenting a unique opportunity for European investors to access top-performing American companies. Investing in US stocks from Europe can be intimidating, but the potential rewards are well worth the effort. In this article, we'll provide you with a comprehensive guide to investing in US stocks. We'll c...

/regulation /inclusion Fintech

John Bertrand

John Bertrand MD at Tec 8 Limited

Supreme Court, July 2023, only where validity of instruction is unclear bank to use Duty of Care

Under the new ruling, when a bank receives a valid payment request with no room for interpretation or choice, the bank must execute the order. That means if the owner of the bank account authorises a clear payment instruction to the bank it has to be paid. The emphasis is clearly on the payer knowing the payee. In 2022 UK APP fraud was £500 milli...

/payments /regulation Banking Strategy, Digital and Transformation

Alex Ford

Alex Ford President, North America at Encompass | RegTech Association | Women in RegTech

Can RegTech help address risk and regulatory challenges in a changing banking landscape?

As more banks concentrate on digital transformation to power growth and operational efficiency, the opportunity to simultaneously leverage technology to mitigate risk and promote transparency - particularly via RegTech solutions, is continuing to increase in relevance globally. This is a topic that I discussed as part of a panel of industry exper...

/regulation /wholesale RegTech

Mete Feridun

Mete Feridun Chair at EMU Centre for Financial Regulation and Risk

Insights from ESMA's first Markets in Crypto Assets Regulation consultation (1st package)

With the Consultation Paper on Technical Standards for the Markets in Crypto Assets Regulation (MiCA), the European Securities and Markets Authority (ESMA) aims to collect views, comments, and opinions from stakeholders and market participants on the appropriate implementation of the regulation. The paper comprising the "1st package" cov...

/regulation /crypto Cryptocurrency Insights

Barley Laing

Barley Laing UK Managing Director at Melissa

How SaaS is leading the way in cleaning customer data and delivering ID checks

Speeding up business processes and tasks is something evolving software-as-a-service (SaaS) has been instrumental in delivering. Today, as SaaS reaches maturity, it offers great value to those in financial services to improve the way they operate. Efficient, cost effective and easy to deploy Due to SaaS tools being able to be accessed instantly thr...

/regulation /identity Banking Strategy, Digital and Transformation

Flavia Sales

Flavia Sales Marketing Manager at Finboot

Towards Net-Zero: The Imperative of Transparency in the Circular Economy

We are living in a crucial moment for the planet. The climate crisis, once seen as a distant threat, is now a palpable reality. On August 2, called "Earth Overshoot Day", we reached the limit of natural resources use that the Earth can regenerate in a year. According to the Global Footprint Network, we are consuming resources as if we ha...

/regulation /sustainable Capital Market Technology

Mike Dean

Mike Dean 

The Accountants’ Game-Changing Guide to Preparing R and D Claims In-House

In the last 12 months, HMRC have made changes to the R&D tax relief scheme in a bid to eradicate the malpractice that has developed within the R&D tax sector. While this extra scrutiny is welcome in a market that has, without any doubt, experienced problems due to a few bad apples, this shift in HMRC’s behaviour has caused some ripples to ...

/regulation Fintech

Steven Rackham

Steven Rackham CTO for Financial Services at NetApp

Money 20/20 2023 takeaways

As one of the largest financial services events, it was great being able to attend Money 20/20 in Amsterdam this year. My first time at an event that started in 2012, that hosts over 20,000 people across 3 locations with sessions ranging from fintechs, traditional banks, IT companies and regulators, my expectations were to really get a feel for th...

/regulation Banking

Anna Monteiro

Anna Monteiro Global Head of Business and Product Development at www.solutions-atlantic.com

Stepping Closer to a SEC Decision on 13D/G

On 22 June, the SEC’s Investor Advisory Committee (IAC) held a public meeting (13D/G ~3:09 mark) which included a discussion on the proposed amendments to the 13D/G filings. We’re all familiar with these regulations and the proposed amendments which were presented in 2022 so I will not bore you with those details. Having only one abstention vote (...

/regulation /markets Financial Services Regulation

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