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4227 Results from /regulation

Supriya Dahiwelkar

Supriya Dahiwelkar Principal Consultant-Payments at Delta Capita

PSD3: An evolution of the EU payments framework and enabling Open Finance

On 28th June 2023, the European Commission announced the proposal for modernising payment services and opening financial services data with the aim of bringing payments and the larger financial sector into ‘the digital age’. This is a key step in the transition of the industry from Open Banking to Open Finance. Not surprisingly, this coincides perf...

/payments /regulation

Mike Kresse

Mike Kresse SVP Money Movement & Retail Solutions at FIS

EU Regulation on Instant Payments in Europe – the Story so Far and How Banks Should Prepare

The European Commission (EC) has adopted a legislative proposal on instant payments in euro, in the form of an amendment to the 2012 SEPA regulation. Although the draft regulation leaves some questions unanswered, the direction of travel is clear. This blog considers some of opportunities of instant payments and why banks should prepare now. We li...

/payments /regulation

Claus Christensen

Claus Christensen CEO at Know Your Customer

A Glimpse into the Future: Next-Gen AI and LLM in AML Compliance

From impressive AI-assisted artwork and music generation to intelligent virtual agents that provide efficient responses to customer service queries, recent breakthroughs in artificial intelligence (AI) are transforming the way we approach diverse areas of our lives. Latest developments in AI have opened a whole new world of possibilities, and this...

/regulation /crime Artificial Intelligence and Financial Services

Luigi Wewege

Luigi Wewege President at Caye International Bank

The Top 10 Ways AI is Revolutionizing the Retail Banking Industry

The Top 10 Ways AI is Revolutionizing the Retail Banking Industry Artificial Intelligence (AI) has emerged as a transformative force across various industries, and retail banking is no exception. In an era characterized by digital transformation and shifting customer expectations, AI is empowering retail banks to enhance their services, streamline...

/regulation /predictions Artificial Intelligence and Financial Services

Maria Patschke

Maria Patschke 

Embracing ESG: How to leverage business potential beyond reporting

In an era defined by environmental consciousness, the financial services industry finds itself at a crossroads. As the world grapples with pressing challenges such as climate change, social inequality, and corporate governance, a new paradigm has emerged — one that places a spotlight on environmental, social, and governance (ESG) factors. As the f...

/regulation /sustainable Regulatory Reporting

Aurélie L'hostis

Aurélie L'hostis Principal Analyst at Forrester Research

Is Your Company Ready For The CSRD?

If your firm operates in the EU, chances are that you’re one of the nearly 50,000 companies in scope for the EU’s Corporate Sustainability Reporting Directive (CSRD) — the final piece in the EU’s sustainable finance regulation jigsaw. The CSRD requires all large companies and listed small- and medium-sized enterprises operating in the EU to disclo...

/regulation /sustainable Sustainable compliance

Steve Morgan

Steve Morgan Banking Industry Market Lead at Pegasystems

From Zero to Hero – How Blockchain could bring the FCA’s Consumer Duty to life

The reputation of blockchain has taken a severe beating in recent years. The spectacular collapse of FTX, plus how regulators are turning against crypto currency businesses built on blockchain technology seems to be toxifying the technology for traditional financial services businesses. However, running away from using blockchain because of the ...

/regulation RegTech

Nick Green

Nick Green Director at Purple Patch Broking Ltd

Trends in credit data: What to watch in 2024

The world of credit data is changing rapidly. In 2024, the rules of the game are evolving. Understanding these changes is crucial for optimising risk assessment, compliance, and customer management. Ready to deep-dive into what 2024 has in store for credit data? If so, this is your go-to resource for staying ahead in a rapidly transforming sector. ...

/regulation /retail Banking

Anna Monteiro

Anna Monteiro Global Head of Business and Product Development at www.solutions-atlantic.com

SEC Adopts Short Selling Reporting Rule 13f-2

In a vote of 3-2, the SEC adopted new rule 13f-2 and related Form SHO to provide greater transparency of short sale data from which is in response to Section 929X of the Dodd-Frank Wall Street Reform and Consumer Protection Act, which requires the Commission to prescribe rules to make certain short sale related data publicly available. Until now,...

/regulation /markets Financial Services Regulation

Barley Laing

Barley Laing UK Managing Director at Melissa

Delivering effective sanctions screening amid growing FCA concerns

Finextra recently reported that many of those in financial services were found wanting with their sanctions screening efforts by the Financial Conduct Authority (FCA). After a survey of sanctions controls at 90 firms the FCA uncovered deficiencies across staffing, technology and reporting networks, leading to a lack of adequate resources to ensure...

/regulation /identity Digital Identity Management

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