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4354 Results from /regulation

Michael Kerman

Michael Kerman Marketing Executive at Self-Employed

RegTech Aren't Just for Startups

After the 2008 crisis, financial institutions faced a mountain of new regulations and related challenges around data collection, monitoring and reporting. Hundreds of Regulatory Technology (RegTech) startups sprang up to help. But there’s one thing that’s often overlooked in the dynamic RegTech space: it’s not just about startups. RegTech is abo...

/ai /regulation Banking Regulations

Retired Member

Retired Member 

Effectively Utilizing Publicly Accessible Social Media Data While Staying GDPR Compliant

As society moves towards an even deeper reliance on social media, the distinction between one’s private life, social media life and professional life is increasingly skewered and distorted. More and more, young people are choosing not to keep private profiles searching instead to be reachable, to become influencers or to be the next trending tweet...

/ai /regulation Data Protection Act Issues

Martin Kisby

Martin Kisby Head of Compliance at Equiniti Credit Services

Don’t be weak in spotting vulnerability

Is the answer to how best to define a vulnerable consumer really as simple as quoting the FCA’s definition? “A vulnerable consumer is someone who, due to their personal circumstances, is especially susceptible to detriment, particularly when a firm is not acting with appropriate levels of care.” Whether every vulnerable consumer ‘is especially susc...

/regulation Financial Services Regulation

Naresh Kurup

Naresh Kurup Director - Marketing at CustomerXPs

Enriching the Journey Ahead With Exceptional Customer Lifecycle Management

(Concluding part of the 2-part blog on improving customer lifecycle management in banks) ‘Well begun is half done’ – Aristotle In the previous blog, we saw how financial institutions can initiate a streamlined CDD-led customer onboarding experience. Let us now look at what does it take to manage what lies ahead. By thinking more strategically abo...

/regulation /retail Banking Strategy, Digital and Transformation

Brendan Jones

Brendan Jones COO at Konsentus Ltd

The Implications and Requirements of PSD2 open banking for Programme Managers

In a recent dialogue with the EBA, they stated about PSD2 open banking regulations that: “Ignorance of them can of course not be used to justify non-compliance”. Further adding: “Non-compliance amounts to a breach of law, with the resultant consequences for the legal entity.” With that mind and with a deadline of March 14 2019 looming less than 6...

/payments /regulation Open Banking

Naresh Kurup

Naresh Kurup Director - Marketing at CustomerXPs

De-risking Customer Onboarding with Cross-channel, Real-time CDD

(First in the two-part series on improving customer lifecycle management in banks) A 1000-mile journey begins with a single step’ – ancient Chinese adage In today’s intensely competitive environment, banks are faced with the challenge of maximizing revenue, reducing attrition, and maintaining customer relationships. This means implementing a holi...

/regulation /retail Banking Strategy, Digital and Transformation

Retired Member

Retired Member 

FCA Brexit consultation offers alternative to noisy political debate

You might be excused for thinking that given the remaining Brexit uncertainty, contingency planning is something for policy wonks and lawyers. But this oversimplifies the situation, in particular since the FCA published two consultations on Brexit last week offering an unsentimental and technical analysis. The regulator provides some detailed guid...

/regulation

Retired Member

Retired Member 

PSD2 - A New Open Banking Payment Ecosystem

Revise Payment Service Directive (PSD2) is a new regulation provided by EU Directive, administered by the European Commission (Directorate General Internal Market) to regulate payment services and payment service providers throughout the European Union (EU) and European Economic Area (EEA). PSD2 provided enormous opportunities to Banks, Customer...

/regulation Banking Regulations

Retired Member

Retired Member 

Crypto Firms Excel in Technical Expertise But Have Little Understanding of Risk

Crypto Firms have great technologies that address a lot of challenges and open up an entire new world of doing business. In conversation with CoinFi's CEO Timothy Tan about how regulations and risk management will be a competitive advantage for crypto firms. Thank you so much for doing this with us! Can you tell us the story of how you got invo...

/regulation Digital Asset Class (DAC)

Matt Smith

Matt Smith CEO at SteelEye

The compliance revolution... How RegTech is changing the face of regulation

Seismic regulatory changes have been sweeping the financial services sector since the crisis in 2008. Banking and finance in general have moved decisively in favour of stronger regulation, and a number of landmark directives such as Dodd-Frank, Basel III, EMIR and the second Markets in Financial Instruments Directive (MiFID II) have been introduce...

/regulation Innovation in Financial Services

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