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4420 Results from /regulation

Retired Member

Retired Member 

We Need More Clarity to Regulate Digital Assets on a Global Scale

Anyone who has spent more than a day in the space acknowledges the urgent need for more clarity on a host of issues related to digital assets, which is to say that regulating markets for digital assets is going to be one of the main priorities in the years to come. The EU's Fifth Money Laundering Directive (5MLD) came into effect on Jan 10 in para...

/regulation Financial Services Regulation

Konstantin Rabin

Konstantin Rabin Head of Marketing at Kontomatik

Could crypto algo trading benefit from regulations?

Cryptocurrency has completely changed the way people approach currency trading and market regulations in general. While the concept is still relatively new to some people it has become one of the most popular talking points for everyone involved in finance and technology. Most countries are on the journey towards creating a crypto friend environme...

/regulation /crypto Cryptocurrency Insights

Retired Member

Retired Member 

A New Dawn for CMCs

What does the future holds for Claims Management Companies? The PPI mis-selling scandal saw the emergence of a new industry with the birth of Claims Management Companies (CMCs). Producing riches for CMC bosses, and employing 20,000 people at its height, the CMC industry was unique to the UK, perfectly placed to help consumers secure PPI compensati...

/regulation /retail Financial Services Regulation

Retired Member

Retired Member 

What do AML-BSA-CTF Regulators think of Machine Learning?

Prior to 2018, regulators resisted recommending the use of Machine Learning (ML) based Artificial Intelligence (AI) for AML compliance. There was a mindset shift in mid 2018 indicating that proceeding with caution in implementing AI approaches for AML is appropriate. Regulators realize the adoption of recent innovation, such as the use of AI-ML an...

/ai /regulation Innovation in Financial Services

Chris Holmes

Chris Holmes Senior Vice President at KAE Consulting

Status check: China's regulatory landscape

China’s FinTech industry is incomparable to the rest of the world. It is home to eight of the world’s leading FinTech unicorns, with an average value of $26.8BN – eight times greater than the average value of North American FinTech unicorns. But, behind China’s rapid FinTech development lies a country with unique circumstances, consisting of a lar...

/regulation Asia Financial Services

Retired Member

Retired Member 

2020 banking technology focus

As we enter 2020, I wanted to share what I think will be the technology focal points for Banks throughout this year. Operational Resiliency Following both the Treasury Select Committee, and the UK Regulators papers around Operational Resiliency, how firms ensure they are able to overcome operational disruptions will continue to be high on the agend...

/regulation /cloud Trends in Financial Services

Philippe Carrel

Philippe Carrel Chief Commercial Officer at Finmechanics

LIBOR to survive the RFRs

Neither IBORs nor RFRs; firms should ready up to work with both types of benchmarks and reference rates for the foreseeable future. The quantitative finance focused publications of 2019 have highlighted that replacing forward looking term rates (IBORs) with convexity-adjusted overnight rates compounded in arrears (RFRs) could lead to discrepancie...

/regulation /markets Banking Regulations

Andrew Bud

Andrew Bud CEO at iProov

2020 predictions for biometrics and digital identity

I think there are few more exciting sectors than biometrics and digital identity in 2020, and it's a privilege to be in the midst of it all. Many of the themes that we’ve talked about for years, from digital identity as a service to biometric onboarding, will finally make it onto the main stage this year. My top four predictions for 2020: 1. Digit...

/regulation /retail Biometrics

Mete Feridun

Mete Feridun Chair at EMU Centre for Financial Regulation and Risk

Regulatory and corporate returns are once again on the regulatory spotlight: What should firms do?

On 7 January 2019 the Bank of England (BoE) published a discussion paper (DP) on the way it collects data from financial institutions in response to the June 2019 Future of Finance report undertaken by Huw Van Steenis and commissioned by Mark Carney. Proposing a number of options to improve the timeliness, flexibility, quality and interpretation o...

/ai /regulation Banking Regulations

Dmitrii Barbasura

Dmitrii Barbasura Chief Operating Officer at Fintech Galaxy

Why PISPs should not be required to perform AML checks toward PSUs

According to PSD2, a payment initiation service provider (PISP) represents a payment institution, and thus falls under the Anti-Money Laundering (AML) and Anti-Terrorist Financing (ATF) regulations. Yet, for many market participants the setup of these checks from PISP’s side is not clear. I think this is an interesting topic that hasn't been explo...

/regulation Digital Identity Management

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