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4360 Results from /regulation

Julien Rey

Julien Rey Director, Derivatives Data & Valuation Services at IHS Markit

Disruption in the repo markets

The US repo market took center stage last Tuesday, September 17 when a confluence of factors temporarily slowed down banks' cash spigots and drove overnight repo rates to as high as 10%, which led the NY Fed to inject large amounts of cash into banks, through their overnight repo facility, not seen since the days following September 11, 2001. Unli...

/regulation Trends in Financial Services

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She or he who masters the DATA masters FRTB

“Data is King” has become an idiomatic phrase. Banks have an abundance of data, but the recent fines levied by the FCA against prominent UK banks for their failure to accurately report transactions under MIFID indicate that volume of data does not guarantee the fitness to deploy it. These MIFID reporting failures were centered on simple cash instr...

/regulation Banking Regulations

Eli Taranto

Eli Taranto Head of Global Business Development at EQIBank

Breaking the Taboo About Offshore Banking

Offshore banking has always carried an air of subversion about it, but following the release of the Panama Papers in 2016 the industry was catapulted into an entirely new and highly critical light. Since that stark revelation of hidden earnings and tax evasion, a shocking $1.2 billion in back taxes and penalties have been collected by governments ...

/regulation /wholesale Banking Regulations

Mike Kiser

Mike Kiser Senior Identity Strategist at SailPoint

Strong Customer Authentication: The Potential and Peril of Biometric Authentication

As I strode quickly off the plane I had taken back to the US and towards customs recently after an international trip, I reached into my satchel. Like the rest of humanity, I did not want to spend any more time in the airport than necessary, so I extracted my passport and scanned for an open machine to start the scanning process. Instead of prompt...

/security /regulation Banking Regulations

Konstantin Rabin

Konstantin Rabin Head of Marketing at Kontomatik

The Fintech landscape of the 21st century

Predicting what the future of financial companies will look like in the short term is not an easy task, but it is one that should be undertaken, if we are to make sense of the 21st century. The problem with making any predictions is that the stability of the world, in terms of providing a good place for a Fintech company to work in, has been shake...

/regulation /startups Fintech

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PSD2 is Here. These are the 3 Things You Need to Know.

The third iteration of the Open Banking specifications, released earlier this year, are now being adopted by the major UK banks. The Regulatory Technical Standards on Strong Customer Authentication and common and secure communication under PSD2 (commonly abbreviated to “the RTS”) came into effect on 14th September 2019, and many of the major banks...

/regulation Open Banking

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Review of The RegTech Book article, 'RegTech and the Science of Regulation'

The REGTECH Book: The Financial Technology Handbook for Investors, Entrepreneurs and Visionaries in Regulation, Wiley August 2019. Authors: Janos Barberis, Douglas W. Arner, Ross P. Buckley. Amazon link My print copy of the long awaited RegTech book ships from Amazon next week and promises to be a comprehensive resource, crowdsourced from more th...

/ai /regulation Banking Regulations

Heather Lee

Heather Lee Sanctions Strategy at SWIFT

How can compliance keep pace with real-time payments?

As the demands of international businesses for speedier cross-border payments continue to grow, banks are under increased pressure to keep these payments compliant and secure. At the same time, regulators are focusing on international payments, which are subject to complex and expanding anti-money laundering (AML) and sanctions regulations. This m...

/payments /regulation

Barley Laing

Barley Laing UK Managing Director at Melissa

How can fintech SMEs ensure compliance with industry-wide regulations?

The financial services industry must ensure compliance with a plethora of national and international regulations, particularly those related to KYC and AML, which can be very costly in terms of both time and money. Existing regulations and the pipeline of new directives pose a potential issue for start-ups and SMEs because they often don’t have th...

/regulation Banking Strategy, Digital and Transformation

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A journey towards better, richer, payment data

The global payments industry is changing rapidly as technology and innovation reduce friction and increase the speed at which value moves across borders. In order to keep pace and prepare for the future, the financial community must adopt a common language across the board. The good news is that this is already happening, as many payment market in...

/payments /regulation

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