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4462 Results from /regulation

Dmitrii Barbasura

Dmitrii Barbasura Chief Operating Officer at Fintech Galaxy

Why open banking APIs are so different

Open banking comes with a lot of expectations and promises, such as democratisation of Access to Account (X2A), increased competition between banks and fintechs, and provision of better control to end-customers over their financial data and payments. To facilitate the adoption of open banking, several API standards incentives were created includin...

/regulation /retail Banking Regulations

Austin Talley

Austin Talley Founder and CEO at Everyware

Is your Business Ready for Text Message Payments? Keep in Mind these 3 Security Considerations

When it comes to making important decisions that streamline the services you provide to customers, security is often the first measure that requires special attention. Text messaging as a communications and payment solution is rapidly being adopted across every industry – from restaurants and pharmacies to nonprofits, utility providers and beyond ...

/security /regulation

Retired Member

Retired Member 

How Tech Platforms Are Changing Verification and Authentication

In the finance world, everything’s gone digital. If you’re still trying to verify customers’ identity by asking where they lived ten years ago, or making them jump through manual hoops like sending small “test” transactions to verify a linked account, you’re falling behind. How you verify identifications and authenticate customers has a big impact...

/regulation /identity Banking Strategy, Digital and Transformation

Brittany Garland

Brittany Garland Executive Director at IHS Markit

Custodians Are Fast-Tracking Onboarding Technology

What is the next generation technology for onboarding clients at custodians? A migration has begun from portals to onboarding platforms, but some custodians are still mired in a world of email communication, writes Brittany Garland, Executive Director in Operational Risk & Regulatory Compliance at IHS Markit. The article explains that, after y...

/regulation Banking Strategy, Digital and Transformation

Retired Member

Retired Member 

What Can we Learn From ING’s €3 Million AML Fine in France?

A €3 million fine is the latest in a number of anti-money laundering fines for ING, but what can they and the rest of the sector learn? At the beginning of March, ING was fined €3 Million for failures in anti-money laundering regulation. It’s the latest major AML case involving European regulators and confirms this will continue to be one of th

/regulation

John Bertrand

John Bertrand MD at Tec 8 Limited

APP Fraud is now virtually free to the banking industry

The effects of fraud are not merely financial. As with other crimes against the person, victims suffer deep emotional distress – people have been known to commit suicide. The victim-blaming approach taken by banks is often a bigger contributary factor to their trauma than the actual financial loss causes people deep trauma. In the new world of op...

/payments /regulation Fintech

Retired Member

Retired Member 

5 Best Risk Controls To Prevent Third-Party Data Breaches

As the world is moving towards digitalization, cyber-security threats are becoming more sophisticated than ever. There has been increasing number of attempts in recent times where hackers have been targeting organizations by capitalizing on vulnerabilities that their third-party vendors and suppliers are exposed to. Securing client data that inc

/security /regulation Information Security

Retired Member

Retired Member 

Regulatory and Compliance Considerations of Remote Working

Remote working has changed our working model and while most people will welcome it, firms must ensure they have identified all regulatory risks. Lockdown has changed the world of work as we know it. Almost overnight firms were forced to shift to a remote working pattern. Although it has generally gone ahead smoothly, research suggests many firms ar...

/regulation

Jane Jee

Jane Jee 

The Future of Women in RegTech

The number of women working in RegTech account for up to 35% of the industry’s workforce, which compares favourably to the FinTech industry, where 29% of roles are held by women. However, more can and should be done - as mentioned by Lucy Heavens, Co-founder of RegTech Women – from encouraging more young women into the RegTech industry, through ...

/regulation /crime RegTech

Jonathan Bell

Jonathan Bell CFO at PXP Financial

The four biggest challenges facing the payments industry right now

We all know that 2020 was an unusual and challenging year for everyone and as much as we would have all wished that things could have gone back to normal the second the clock struck midnight on the 31 December, that has unfortunately not been the case. Most industries and businesses continue to face a number of challenges, some carried over from l...

/payments /regulation Fintech

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