Join the Community

23,578
Expert opinions
41,339
Total members
382
New members (last 30 days)
193
New opinions (last 30 days)
29,159
Total comments

Latest expert opinions

clear
clear

746 Results from /predictions

Maxim Neshcheret

Maxim Neshcheret Regional Manager at CMA Small Systems AB

Trends and challenges in the payment landscape – in APAC and beyond

When recently asked about the key developments and challenges I see shaping the payments industry in 2025, and how the industry should innovate and adapt, a number of topics came to mind. Two key developments: Expansion of stablecoin usage under regulatory frameworks With the introduction of MiCA (the markets in crypto assets framework) in Europe...

/payments /predictions

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

The Generative AI Revolution: A Profound Transformation in Financial Services

Generative AI (GenAI) remains one of the most transformative forces in technology today, capturing imaginations and redefining industries with unparalleled speed. While traditional AI has excelled in analysis and automation, GenAI is a newer force, capable of creating sophisticated content that mirrors human creativity. This innovative technology

/ai /predictions Artificial Intelligence and Financial Services

Vivek Dubey

Vivek Dubey Senior Manager at Capgemeini

Agentic AI: The Disruptive Force Reshaping Wealth Management and Private Banking

The Future of Wealth Management and Private Banking: How Agentic AI is Transforming the Industry In the world of wealth management and private banking, the stakes are high. Clients entrust their life savings, dreams, and legacies to financial advisors and institutions, expecting not just returns, but also personalized service, security, and peace o...

/wealth /predictions

Ben O'Brien

Ben O'Brien Managing Director at Jaywing

Reflections on risk: What 2024 taught us

As we reflect on the past year, it’s evident that 2024 presented both challenges and opportunities in risk management. In this post, we share key takeaways from the last year, offering insights that can help shape risk strategies for 2025. #1. Predictive modelling: Smarter decisions for safer lending Predictive modelling continues to advance as bus...

/predictions

Igor Kostyuchenok

Igor Kostyuchenok SVP of Engineering at Mbanq

Munich Security Conference and the Future of Tech

Munich Security Conference was a shock for some of the Europeans, although it shouldn’t have been. The so called liberal values have contributed to the creation of the new virtual reality with tens of genders, slash of free speech and cancel of the political opposition. What has been preached by the global liberal elites through the US government...

/markets /predictions

Scott Dawson

Scott Dawson CEO at DECTA

Musk, Trump and What’s Next in Payments

The first months of 2025 have passed so quickly that there is barely time to reflect. First there would be painful tariffs and retaliatory tariffs, now Canada and Mexico have ‘caved’, but really they agreed to do things that they are already doing. By the time you read this the story will have progressed so far that the news in the links abo

/payments /predictions

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

The Innovator’s Dilemma in Financial Services: A Decade of Fintech’s Evolution

A few weeks ago, I was discussing the challenges facing the Belgian company Agfa-Gevaert with colleagues. Once a cornerstone of the Belgian economy as a leader in photographic materials, the company now faces the repercussions of declining sales. Over the next three years, it plans to cut nearly 530 jobs. Agfa-Gevaert’s struggles symbolize a broa

/startups /predictions Financial Transformation

Igor Kozintsev

Igor Kozintsev Vice President at CMA Small Systems

ACH replacement – a way to optimize national payment infrastructure?

The modernization and extension of Real-time Gross Settlement (RTGS) systems, coupled with the deployment of instant payments systems (IPS) is diminishing the ongoing requirement for separate, batch-based automated clearing house (ACH) systems. This is particularly the case for those countries that handle relatively small daily volumes of retail p...

/payments /predictions Payments strategies 2015-2020-2030

Nkahiseng Ralepeli

Nkahiseng Ralepeli VP of Product: Digital Assets at Absa Bank, CIB.

Fake It Till You Blockchain It: How Tech is Taking on the Counterfeit Industry

Counterfeit goods are a global plague, infiltrating every industry from luxury fashion and electronics to pharmaceuticals and automotive parts. According to the OECD, with an estimated value of $500 billion annually, counterfeiting accounts for 2.5% of global trade, damaging economies, eroding trust, and, in some cases, putting lives at risk. Yet,...

/crypto /predictions

Erica Andersen

Erica Andersen Marketing at smartR AI

Rethinking AI: From Artificial to Assistive Intelligence

© copyright smartR AI 2025 Recently, while preparing for a talk about trust in AI, I had an epiphany. As I explored various use cases—some successful, others not so much—I realized we've been thinking about AI all wrong. The "artificial" in Artificial Intelligence has always felt a bit off, hasn't it? What if we thought of AI instead as

/ai /predictions Artificial Intelligence and Financial Services

Now Hiring