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702 Results from /predictions

Vivek Dubey

Vivek Dubey Senior Manager at Capgemeini

Top Technology Trends in Banking and Fintech for 2024

This year has been amazing from a Technology perspective, the way the usability aspect of Gen AI is discussed in every forum, board room, and at individual level across industries is unparalleled. We can say 2023 is the year of technology belief and confidence in accepting the technology through heavy investments in building an innovation culture ...

/retail /predictions Fintech

David Hensley

David Hensley Founder at Enryo Limited

The real price consumers pay for living in a digital age

Amidst the Digital Age, Cash appears to have made a brief comeback, not unlike the end of the resession in 2008. In a world increasingly dominated by digital payments, the news of a resurgence in cash usage might seem counterintuitive. However, recent data from the BRC suggests that cash is making a "comeback", with a 7% increase in the ...

/payments /predictions Imagine a world without cash

Ruth Chambers

Ruth Chambers Client Partner at GFT

Digital currency – a catalyst for digital asset adoption

I was thrilled to see the conversations at the recent Digital Asset Week in London shift from the narrative of the last few years, which was a heavy focus on a wide range of Proof of Concepts (POCs), to more of a showcase of programmes in production from global banks, securities servicing firms and financial market infrastructure providers. There ...

/payments /predictions Blockchain in Banking and Financial Services

Prakash Pattni

Prakash Pattni MD, Financial Services Digital Transformation at IBM Cloud

How financial services institutions can securely drive innovation and reduce risk in the year ahead

We have seen cloud computing experience exponential growth over the last few years. As this trajectory continues into 2024, we expect enterprises to simultaneously balance innovation with risk management and meeting the growing demands of regulators, which include managing and mitigating cloud concentration risks and operational resilience. Withou...

/cloud /predictions Digital Bank Transformation

Marat Nevretdinov

Marat Nevretdinov Managing Director at HDI Embedded

Maximizing revenue growth with embedded insurance

Embedded insurance is tapping into the wider embedded finance trend and all for good reason. Promising to meet customer needs and demands, embedded insurance is a direct integration of insurance offerings with consumer products that offer seamless transactions and enhanced convenience. Projected to grow more than six times larger by 2030 to $722B...

/predictions Banking Strategy, Digital and Transformation

Raj Bakhru

Raj Bakhru CEO at BlueFlame AI

Mapping the AI Path for Alternative Investment Managers

Alternative investment managers recognize the potential of AI and have spent 2023 experimenting with the multiple tools available. Unfortunately, while everyone has seen the power of ChatGPT and personal tools, most have struggled with how to make this usable in their work lives. In many cases there have not been clearly enough defined objectives,...

/regulation /predictions Alternative Investments

Vlad Dobrynin

Vlad Dobrynin Founder & CEO at Humans Group

A More Robust Economy, Driven by Neobanks: Why Uzbekistan Should Give the Green Light to Fintech

Soon, all companies, regardless of their business area, will have to engage with fintech. Back in 2020, this was the forecast presented by analysts at the Andreessen Horowitz venture capital fund. For instance, taxi and delivery aggregators are creating their own payment services, financial transfer systems are being integrated into messengers, gi...

/payments /predictions Banking Regulations

Lydia Coyle

Lydia Coyle Management Consultant at Woodhurst

The Modern Mutual - Becoming Technology Enabled

Modernising the tech stack is fundamental to becoming a Modern Mutual – prioritising automation, channel consistency, seamless customer experiences, and leveraging insights from data. Whilst modernisation isn’t just about technology, it does still play a key role in delivering a better, more efficient and digitally enabled service to your customer...

/inclusion /predictions Financial Transformation

Alexandre Semenov

Alexandre Semenov Customer Solutions Lead at SAS

Model Management in 2024: What You Need to Know to Prepare for E-23 Guidelines

July 1, 2025 marks the scheduled implementation date for the forthcoming regulatory adjustments. Since its launch in September 2017, the Office of the Superintendent of Financial Institutions (OSFI) has embarked on a commendable journey towards instating standardized protocols within the financial industry. These initiatives have, over time, contr...

/regulation /predictions Regulatory Reporting

Retired Member

Retired Member 

Lack of Momentum - Why is E-commerce Falling Behind in Open Banking Adoption?

Open banking infrastructure is a game changer for merchants, banks and consumers alike, significantly reducing costs, driving higher payment conversion, providing more security and providing instant settlement. At first glance, adoption of the new tech is strong, with the Open Banking Limited institute recording a 68.2% annual increase in usage t...

/payments /predictions Open Banking

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