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362 Results from 2021, /payments

Tushar Chitra

Tushar Chitra Vice President, Product Strategy and Marketing at Oracle Financial Services Software

Is supply chain finance gaining traction over documentary trade?

Over the years, there has been considerable speculation on the impending growth of supply chain finance at a rate higher than growth in documentary trade. According to a report by McKinsey, the CAGR for supply chain finance in the years 2019-2024 is expected to exceed 25%, as against 1-2% for documentary business. These indicators occurred before ...

/payments /wholesale Transaction Banking

Retired Member

Retired Member 

How Buy Now Pay Later can overcome the challenges of growth

The ability to buy goods and pay the merchant back over time is literally ancient, perhaps 5000 years old, but it is only in the last few years that Buy Now, Pay Later (BNPL) apps have made deferring payments as easy as clicking a button. Spearheaded by the Swedish fintech company Klarna, BNPL is now a fixture of eCommerce and in-store checkouts,...

/security /payments BNPL

Alex Reddish

Alex Reddish Managing Director at Tribe Payments

Open Banking hasn’t failed, but Open Finance might do if we don’t learn from it

Open Banking has been in the fintech headlines recently, once again being lambasted as something that hasn’t quite worked with some industry titans even labelling the initiative as a failure. Starling’s Anne Boden told MPs on the Treasury Committee “Open Banking is a lesson of us trying to make something work when halfway through the project, we ...

/payments /regulation Open Banking

Oscar Perez

Oscar Perez Manager at Be | Shaping the Future

UK payments organisations must act now to meet the March 2022 operational resilience deadline

Operational resilience has become a key focus for regulators in the UK. In March 2021, the Financial Conduct Authority (FCA), the Prudential Regulatory Authority (PRA) and the Bank of England (BoE) published their final policy papers on ‘Building Operational Resilience’, which gave financial institutions, including payments companies, a one-year d...

/payments /regulation Banking Regulations

Reuven Aronashvili

Reuven Aronashvili Founder and CEO at CYE

Retail Cyber Attacks Are Rising: How to Protect Your Brand and Your Customers this Holiday Season

Just a few weeks before Halloween, Chicago-based candy-maker Ferrara, famous for Nerds, LaffyTaffy and other treats, experienced a ransomware attack that shut down several of its facilities, making it unable to fill orders during one of its busiest times of the year. This should serve as a warning sign for all retailers as we head into the holiday...

/security /payments Information Security

Retired Member

Retired Member 

Cryptocurrency Wallet Development | A Quick Guide for Crypto Wallet Creation

The term cryptocurrency changed from a niche term into an overnight sensation. In the past two years, nearly everyone has heard about the term or has a general idea about the word. The popularity of Bitcoin made it a necessity for people to store their coins in a secure location. The answer to this need was the creation of a crypto wallet. A crypt...

/payments /crypto Blockchain Observations

John Bertrand

John Bertrand MD at Tec 8 Limited

Authorised Push Payments (APP) fraud is soon to become a £billion business

Since the surge in APP fraud reported by UK Finance in the first half of this year forty five million people received either a suspicious text, recorded message or phone call over the last 3 to 4 months.(i) An unknown communication is the start of the fraud cycle and the sheer size of the fraudsters’ activities suggest at least a doubling of UK Fi...

/payments /crime Banking Strategy, Digital and Transformation

Paul Christensen

Paul Christensen CEO at Previse

Turning Rhetoric into Reality: How to Build Back Better for Small Businesses

‘Building Back Better’ has become the UK Government’s phrase of the year. There is constant talk of the need to make our post-pandemic society stronger and more sustainable, yet it remains unclear what this so-called ‘better’ future will look like. Discussion surrounding the post-Covid world comes at a time of acute economic strain, with none feeli...

/payments /sustainable Fintech

Luigi Wewege

Luigi Wewege President at Caye International Bank

Latest Trends in The Fintech Industry and What to Watch For

In the last 10 years, there has been swift growth in the fintech industry (the industry that creates programs and technologies that support banking and financial services companies). The technology has been fully adopted by financial services in the past several years and it is now integrated within most financial institutions’ operations. Fintech...

/payments /predictions Fintech World

Todd Clyde

Todd Clyde CEO at Token.io

Will A2A payments move into the mainstream and reshape the payments landscape?

The noise around account-to-account (A2A) payments is starting to swell as people pick up on the benefits. FIS’ Global Payments Report 2020 predicted that A2A payments will account for 20% of all e-commerce payments, surpassing both credit and debit cards by 2023. But are we ready? An A2A payment is simply where the payment moves directly from the...

/payments Open Banking

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