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4913 Results from /payments

Nameer Khan

Nameer Khan Founder and CEO at Fils

On International Water Day, How can Fintech Stem the Flow of Climate Change?

Every year, March 22nd marks a somewhat solemn reflection on the state of the world’s water security. The bedrock of all known life, water is a fundamental need for all communities, depicted throughout literature as a unifying symbol of life and renewal. However, this year’s International Water Day warns against a not so far future in which water i...

/payments /sustainable Innovation in Financial Services

Brad Strock

Brad Strock SVP, Group Executive, Payments at FIS

Powering financial inclusion with card processing technology

Card issuers have a critical role to play in the drive to create a more inclusive financial system. And thanks to advances in technology, they are getting better and better at fulfilling that important obligation. Customers are banking on innovation For consumers, technology has long been a key driver of financial inclusion, especially among unbank...

/payments /retail Digital Banking Trends

Silvija Krupena

Silvija Krupena Director of FIU at RedCompass Labs

Like Meta, banks have a responsibility to tackle online child sexual exploitation

Following National Child Exploitation Awareness Day, it is important to note that the online child sexual exploitation (CSE) model has shifted with social media. What we once thought could only take place in faraway lands is now also happening under our noses in our neighbourhoods. In North America and Europe, we are seeing an alarming increase i...

/payments /crime Exposing Financial Crime

Anish Kapoor

Anish Kapoor CEO at AccessPay

ISO 20022 is fast approaching. Why are most corporates and FIs unprepared?

After years of decision-making, discussion, and delays, ISO 20022 is finally happening. The wide variety of legacy message and data formats that all institutional and corporate entities use to make or receive payments will converge into this common standard by next year. In a survey conducted at the tail end of last year, why did 52% of corporate ...

/payments /predictions Digital Bank Transformation

Jamel Derdour

Jamel Derdour CMO at Transact365 - www.transact365.io

The Middle East's Cross-Border Payments Boom: A Gateway to Global Connectivity

The Middle East, long recognised for its rich history, diverse culture, and strategic geopolitical importance, is now emerging as a hub for cross-border payments, facilitating seamless financial transactions across international borders. As the region continues to undergo rapid economic development and technological advancement, the growth of cros...

/payments /markets Payments strategies 2015-2020-2030

Kaustuv Ghosh

Kaustuv Ghosh CEO at Nxtgencode

Open Banking In The Global South

Open Banking is under continuous discussion and implementation in OECD and European markets. This post provides a brief operator view from the Global South, a region of massive opportunity and diverse needs. I took the liberty of looking at the definition of Open Banking. First, with due acknowledgement to OBIE, UK-"Open Banking is a secure...

/payments /startups Banking Strategy, Digital and Transformation

Günther Vogelpoel

Günther Vogelpoel CEO at Recharge

How Digital Gift Cards Have Transformed the E-commerce Industry

Gift cards have been a mainstay in the traditional retail industry since their inception in the 30s, first introduced as ‘gift certificates’. They become the reliable go-to grab at the checkout counter, nestled beside the payment tills, waiting for that last-minute gift panic to strike. How times have changed. Now, digital top-up payment cards ar...

/payments /inclusion E-commerce

Serkan Arslan

Serkan Arslan Sales and Business Development Director, CAMS at Fineksus

What is G20’s 2027 Vision for Cross Border Payments?

Cross-border payments play a vital role in the seamless operation of the international economy, and their significance continues to rise as the world’s economies become increasingly interlinked through digital means. These payments have been growing at a compound annual growth rate of 5%, and this growth persisted even during the challenging times...

/payments /retail SWIFT Matters

Retired Member

Retired Member 

The Resilience of Credit Unions: Shaping the Future of Consumer Loans

Introduction While credit unions have experienced a slight slowdown in growth, they have proven to be more resistant to market fluctuations compared to banks. Despite facing challenges, credit unions have managed to maintain their share and even make gains in specific sectors. This article explores the recent trends in credit unions' consumer loan...

/payments /markets Banking

John Bertrand

John Bertrand MD at Tec 8 Limited

By delaying instant payments, if suspicious, be effective?

At UK first Global Fraud Summit, HM Treasury plans to introduce legislation, only to apply to suspicious Authorised Push Payments executed within the UK in sterling. The proposed statutory instrument amends the Payment Services Regulations 2017 and allows PSPs to delay the execution of an outbound payment transaction by up to four business days fr...

/payments /regulation Innovation in Financial Services

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