5167 Results from /payments
Retired Member
The limited availability of credit following the financial crisis coupled with the potential consequences of Basel III has resulted in a crunch on lending to corporates. Banks and corporates have become more attracted to financing opportunities linked to supply chain transactions. In a recent report, Celent even went as far as to ask whether suppl...
10 October 2011 /payments /sibos
Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,
The right - and the obligation to open one (fees are normally not high). No salary should be paid in cash - and social benefits only to accounts. How much could be saved - and how much crime avoided. In the past banks did turn down customers who were considered risky and being unprofitable. With direct debit cards and automation the risks and costs...
09 October 2011 /payments Transaction Banking
If launching e-Invoicing today: 1. The SME-sector’s organizations were not involved strongly enough in the beginning. They should have been co-owners of the productivity issue with e-invoicing and thus taking responsibility to tell enterprises that it is not only cost-saving in the core invoicing and payment process – but an innovation platform ...
08 October 2011 /payments Innovation in Financial Services
Andre Malinowski Head of International Business at Computop GmbH
This short blog is the last one out of a series of four, addressing steps a merchant organization should take to choose & use their payment service provider. Conversion rates don’t lie Define some metrics for measuring the performance of your new payment strategy upfront. Remember, in the first step we gathered information about your industry ...
07 October 2011 /payments /retail
(3/4) This short blog is number three out of a series of four, addressing steps a merchant organization should take to choose & use their payment service provider. Future environment Now it’s time for your organization to define what your future should look like without any of the restrictions you might currently have. Look at your short-, mid...
06 October 2011 /payments /retail
(2/4) This short blog is number two out of a series of four, addressing steps a merchant organization should take to choose & use their payment service provider. Preparation is paramount Choosing and using the right PSP is a collaborative exercise within a merchant organization involving E-commerce, F&A and IT. Include the whole group an...
05 October 2011 /payments /retail
Loyalty professionals have long been using ‘games’ to foster loyal customers, frequent flyer schemes being just one example. In such programmes, the customer is rewarded for his loyalty by progressing to a higher status, bringing with it benefits such as access to an airline lounge or extra baggage allowances. While the notion of gamifying the ret...
04 October 2011 /payments /retail
As we're wrapping up the loose ends from Toronto, the thing I keep coming back to is how different the conversations were than they have been in the past. I spoke to a lot of people, primarily from financial institutions, and it almost didn't matter what technology they were talking about - they all had the same concerns. Rather than fancy ideas or...
04 October 2011 /payments /sibos
In a time of extreme economic sensitivity I was surprised to read details of a Simon-Kucher research exercise which concluded that the average price consumer are willing to pay to load a prepaid NFC e-Wallet is around £3 and that 65% of the public are eagerly awaiting this. Now I am not normally one to criticise research exercises but I am fairly...
03 October 2011 /payments
(1/4) In the ever-growing complexity of today’s E-commerce world, organizations are facing more and more the challenge of understanding their own needs and identifying and selecting the appropriate business partners for offering E-commerce capabilities. This short blog is number one out of a series of four, addressing steps a merchant organizati...
03 October 2011 /payments /retail
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