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5167 Results from /payments

Retired Member

Retired Member 

Scarce credit throws e-invoicing in the spotlight

The limited availability of credit following the financial crisis coupled with the potential consequences of Basel III has resulted in a crunch on lending to corporates. Banks and corporates have become more attracted to financing opportunities linked to supply chain transactions. In a recent report, Celent even went as far as to ask whether suppl...

/payments /sibos

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Everybody should have the right to a bank account

The right - and the obligation to open one (fees are normally not high). No salary should be paid in cash - and social benefits only to accounts. How much could be saved - and how much crime avoided. In the past banks did turn down customers who were considered risky and being unprofitable. With direct debit cards and automation the risks and costs...

/payments Transaction Banking

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

What we would do differently today

If launching e-Invoicing today: 1. The SME-sector’s organizations were not involved strongly enough in the beginning. They should have been co-owners of the productivity issue with e-invoicing and thus taking responsibility to tell enterprises that it is not only cost-saving in the core invoicing and payment process – but an innovation platform ...

/payments Innovation in Financial Services

Andre Malinowski

Andre Malinowski Head of International Business at Computop GmbH

How to choose and use your payment services 4

This short blog is the last one out of a series of four, addressing steps a merchant organization should take to choose & use their payment service provider. Conversion rates don’t lie Define some metrics for measuring the performance of your new payment strategy upfront. Remember, in the first step we gathered information about your industry ...

/payments /retail

Andre Malinowski

Andre Malinowski Head of International Business at Computop GmbH

How to choose and use your payment services 3

(3/4) This short blog is number three out of a series of four, addressing steps a merchant organization should take to choose & use their payment service provider. Future environment Now it’s time for your organization to define what your future should look like without any of the restrictions you might currently have. Look at your short-, mid...

/payments /retail

Andre Malinowski

Andre Malinowski Head of International Business at Computop GmbH

How to choose and use your payment services 2

(2/4) This short blog is number two out of a series of four, addressing steps a merchant organization should take to choose & use their payment service provider. Preparation is paramount Choosing and using the right PSP is a collaborative exercise within a merchant organization involving E-commerce, F&A and IT. Include the whole group an...

/payments /retail

Retired Member

Retired Member 

Enterprise-wide loyalty: the game banks should be playing

Loyalty professionals have long been using ‘games’ to foster loyal customers, frequent flyer schemes being just one example. In such programmes, the customer is rewarded for his loyalty by progressing to a higher status, bringing with it benefits such as access to an airline lounge or extra baggage allowances. While the notion of gamifying the ret...

/payments /retail

Retired Member

Retired Member 

Reflections on Toronto

As we're wrapping up the loose ends from Toronto, the thing I keep coming back to is how different the conversations were than they have been in the past. I spoke to a lot of people, primarily from financial institutions, and it almost didn't matter what technology they were talking about - they all had the same concerns. Rather than fancy ideas or...

/payments /sibos

Retired Member

Retired Member 

UK Consumers prepared to pay for NFC Prepaid

In a time of extreme economic sensitivity I was surprised to read details of a Simon-Kucher research exercise which concluded that the average price consumer are willing to pay to load a prepaid NFC e-Wallet is around £3 and that 65% of the public are eagerly awaiting this. Now I am not normally one to criticise research exercises but I am fairly...

/payments

Andre Malinowski

Andre Malinowski Head of International Business at Computop GmbH

How to choose and use your payment services 1

(1/4) In the ever-growing complexity of today’s E-commerce world, organizations are facing more and more the challenge of understanding their own needs and identifying and selecting the appropriate business partners for offering E-commerce capabilities. This short blog is number one out of a series of four, addressing steps a merchant organizati...

/payments /retail

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