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4853 Results from /payments

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

966 billion reasons for split paymentVAT

If we want avoid a clear fall in living standards and financing capability of welfare services in EU - we need better productivity and just collection of lower taxes. The split payment VAT is an ideal model for both purposes. From EU document: "28. The benefits of the model are great, as the tax authority can be sure that it will receive

/payments Innovation in Financial Services

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

118,8bn euros lost in 2009

From EU Green Paper on VAT: "The current collection model brings with it a VAT Gap due to e.g. VAT fraud, insolvencies, mistakes by the taxable persons in the VAT return and VAT avoidance schemes. Desk research shows that the VAT Gap for 2009 can be cautiously estimated at 6,9% of GDP and 12% of total VAT liability in the EU-27. This means ...

/payments Innovation in Financial Services

Retired Member

Retired Member 

A Social Strategy for Kiva - Part 1

In her widely-read report on Internet trends, current Morgan Stanley (soon to be Kleiner Perkins) analyst Mary Meeker poses an interesting question: Do humans want everything to be like a game? Given what's happening across the Web, it's hard to answer anything but yes. Life, as we well know, is largely a game, yet it's difficult to imagine cert...

/payments

Retired Member

Retired Member 

Rethinking the cash machine

Earlier this month, NCR was talking about how they plan to rethink the cash machine. By reconsidering everything from the console's shape to the interface's style and function, "we can create machines that actually make banking cool," says Bob Tramontano, a VP at NCR, the world's largest manufacturer of ATMs. Meanwhile, the design innova...

/payments

Tim Tyler

Tim Tyler Product Manager at Misys

Walled gardens or windmills?

Is there a chance that Apple will push the use of iTunes as a payment mechanism beyond its own virtual store (imagine shopping on Amazon and paying using your iTunes account)? Will Google look to launch Google Checkout in the physical world, in the same way as PayPal have announced (by way of VeriFone)? Is there any substance behind the threat t

/payments /retail Innovation in Financial Services

Retired Member

Retired Member 

Direct Debit fraud - the hidden threat

It is commonly accepted that criminals react very quickly to newly-introduced security measures. Perhaps it is not surprising that as new fraud prevention technologies such as Chip and PIN and two-factor authentication have become the norm, fraudsters are already moving to the next perceived loophole - direct debits. Typically this is, as discusse...

/payments

Retired Member

Retired Member 

The Tyranny of Friction

My kids have the day off today, and they each invited a friend over to "hang out" (we dare not call it a "playdate" anymore). Eventually the question of lunch arose. The question was not so much what to have (it would be pizza), but where to get it. In all there are around 8 different pizza brands that deliver to my neighborho...

/payments Finance 2.0

Felitas Aguilar

Felitas Aguilar Global Account Manager at Dovetail Systems Ltd

The credit card in Germany - a Cinderella tale

It is good news that credit cards are the most popular payment method in German e-commerce for the first time. It’s also interesting that 2010 has seen a significant growth in the number of credit cards being issued in Germany with organisations such as Deutcshe Bahn and others starting to co-brand credit cards again. For example, LandesBank Baden...

/payments

Nick Ogden

Nick Ogden Chairman at Ogden Research

Avoiding a rear view mirror approach to m-payment security

The Federal Reserve Bank of Atlanta recent report on the risks of mobile payment transfers, highlights the numerous security issues that must be addressed in order for widespread adoption in developed economies. Mobile payments require a whole new approach to security and this will require an unprecedented degree of cooperation between the telec...

/security /payments

Retired Member

Retired Member 

How do rapid innovations simplify banking customers needs?

With so many banking delivery options, channel innovation should have run out of steam or new ideas. But it’s amazing that its run is still sustaining, fuelled by new technology, consumer evolution and other market forces. What is the secret behind the success of banking technology and innovation? Simply that it passes the acid test of consumer ac...

/payments /retail Innovation in Financial Services

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