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Retired Member

Retired Member 

Top 5 AP Trends for 2012

The current economic climate is forcing companies to pursue lean operations as strongly as ever. It’s a message that we hear at SunGard, and that you may hear from your employer as well. Lean operations are driven by the understanding that only the most efficient organizations survive. The latest issue of Financial Operations Matters, publishe...

/payments Payments strategies 2015-2020-2030

Barry Kislingbury

Barry Kislingbury Lead Solutions Consultant at ACI Worldwide

A day in the life of SEPA

January 31st 2012 was a SEPA day for me. First I had to present to the Misys Banking leadership team on what the news around SEPA migration dates means for the market, I had a new EPC news letter to review, all 51 pages, and then the Financial Service Club was running an event called Is SEPA happening and does it matter? It all seemed to re-start...

/payments Transaction Banking

Pat Carroll

Pat Carroll Founder/Executive Chairman at ValidSoft

Did Fraud get a mention in Davos?

Fraud is a problem. CIFAS, the UK’s Fraud Prevention Service, noted a 9% increase in overall fraud from 2010 to 2011. Startlingly, there was an 18% rise in facility takeover fraud –when a criminal obtains your credit card details, bank details or mobile phone to use your money without permission. CIFAS cited tough economic times as the reason for...

/security /payments Innovation in Financial Services

Andy Morris

Andy Morris Risk Business Solutions Consultant at ACI Worldwide

Fraud around every corner?

The latest round of industry statistics paints a bleak picture of UK fraud. CIFAS’s latest report identified a 9% growth in fraud, whilst also highlighting an 18% growth in account takeover related fraud, and 13% for misuse of facility fraud (first party fraud). This comes of the back of last year’s National Fraud Authority report that recognize...

/security /payments

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

The United States of Europe

When now the market and media hystery around the Euro is fading away it is getting clear that half-pregnant is not a happy state. More integration is needed to reach the splendid potential of a true single market - the largest in the world - is needed. It is now very clear that no national politicians are allowed to borrow money (in the citizens' ...

/payments Innovation in Financial Services

Gary Wright

Gary Wright Analyst at BISS Research

Breaking up of the Euro contingency projects

Much to my surprise I found out recently that a large number of UK Banks have already been working on their plans for the eventual breakup of the Euro. As I understand it the banks are basing their plans around first one Euro State going, quickly followed by others, with various scenarios being played out. For example, a split, with the northern E...

/payments /regulation Post-Trade Forum

Retired Member

Retired Member 

Talking technology just delays innovation

With a few notable exceptions (such as Apple) the fact is that technology doesn't really matter. What really matters, especially when you are targeting consumers, is application. Sounds controversial? Let me explain what I mean. Look at the early days of movies - were you a Betamax or a VHS fan? What about the more recent Blu-Ray vs HD DVD war? A...

/payments

Retired Member

Retired Member 

This is non-compliant in the UK

Cardholder Present transactions in the UK are mandated to be Chip and PIN verified, and since this device is swipe only (like Square in the US) it would not reach the minimum requirements for such payments. I doubt that any UK acquiring banks would issue merchant accounts for use with this device. It wouldn't be supported by Visa or Mastercard, an...

/payments

Retired Member

Retired Member 

Avoiding the Delta of Disappointment for Fintech Companies

In a previous Blog about the uptake of Social Media tool, Twitter, I recounted the returns companies get when they deploy a sales methodology, and also the reasons why many companies invest in methodologies only to see them languish in the abyss of poor adoption. I’ve written also about the value of sales process and the need to integrate both met...

/security /payments Innovation in Financial Services

Pat Carroll

Pat Carroll Founder/Executive Chairman at ValidSoft

Say hello to voice biometrics

Advances in smartphone technology have already changed the way we live, allowing us to do so much more on our phones. However, mobile payments, mobile banking and the data stored on our phones present serious security risks. To tackle that security deficit, banks, businesses and governments need to rethink how they authenticate end users. A recen...

/payments Innovation in Financial Services

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