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362 Results from 2021, /payments

Retired Member

Retired Member 

Current state of the BNPL market in Spain

Spanish consumers have recently had the ability to pay for purchases in installments. Traditional in-store arrangements allow consumers to pay for purchases over time, and some retailers like El Corte Inglés or Media Markt have offered interest-free or deferred payment options for many years. In recent years, newer types of electronic installment ...

/payments /regulation BNPL

Janne Jutila

Janne Jutila Head of Business Alliances at Signicat AS

Competition in digital money - who will win?

The first U.S. dollar, as it is known today, was printed in 1914 upon the creation of the Federal Reserve Bank. Since Bretton Wood conference in 1944 U.S. dollar has been the unchallenged global reserve currency with a dominating role in global trade. Before the hegemony of dollar, during previous centuries, the status of leading currency was much...

/payments /crypto Blockchain Observations

Abigail Vaughan

Abigail Vaughan COO at Zellis

How Using Data Analytics Can Unlock the True Strategic Value of Your Payroll

Payroll is arguably the single biggest source of highly valuable, yet underutilised data in any organisation. It can act as a detailed barometer for workforce trends, helping organisations to understand and optimise their employee experiences and ultimately drive better business outcomes. According to the 2020 Future of Payroll report from the CIP...

/payments Payments strategies 2015-2020-2030

Sean Salloux

Sean Salloux CEO at Sentinel Digital

Millennials Are Driving Digital Assets Adoption Forwards

Millennials are especially interested in digital assets and are keen to learn more about them, according to Mastercard. 40 per cent of people are planning to use digital assets in the coming year, according to Mastercard's New Payments Index. In particular, 67 percent of millennials said they were more likely to use digital assets now compared to a...

/payments /crypto Fintech

Yuliya Barabash

Yuliya Barabash Managing Partner at SBSB Fintech Lawyers

The Whole World Changing and Being Digitalized

Being associated only with Bitcoin just 5 years ago, the word “cryptocurrency” had not been known to anyone 12 years ago. In 2021 there are around 2300 varieties of digital currencies. This payment method is steadily moving towards offline and is set to become a full-fledged means of payment alongside fiat currencies. Crypto finances were initiall...

/payments /crypto Trends in Financial Services

Sam Ranieri

Sam Ranieri Chief Executive Officer at Reach

Navigating cross-border ecommerce: what brands need to know

More of us than ever – 2.1 billion globally, in fact -- are turning to ecommerce in a bid to get our shopping fix. Prior to 2020, the number of consumers choosing to shop online was already increasing; now, accelerated by the COVID-19 pandemic and the knock-on effects of changing consumer behavior, this rise is breaking every record ever set for e...

/payments

Shagun Varshney

Shagun Varshney Senior Product Manager at Signifyd

UK Authorities Delay SCA Again...Again

Did you hear the one about how SCA is delayed for six months? Of course you have... Five times now. It would be funny if it weren’t so, well, not funny. UK retailers and their product teams have been whipsawed repeatedly by moving enforcement deadlines for the new payment regulations being ushered in by PSD2, which passed in 2015. “These are compl...

/payments /crime Frictionless Payments

Retired Member

Retired Member 

Proximity Payments in the light of COVID-19

In the midst of the tide of consumers migrating to online channels of commerce, there has been a strong need to focus on reinventing the proximity payment options to meet consumers’ expectations for seamless checkout experiences. Besides the unwelcome arrival of Covid-19 has further pushed the requirement of cashless, and more importantly contactl...

/payments /covid-19 Frictionless Payments

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

Treasury management at SMEs - Still too neglected?

Treasury management or more generally Supply Chain Finance management is still a neglected topic at many SMEs. While large international corporations make the investment into expensive treasury management solutions (often part of their ERP solution) and even setup their own In-House Banks, this is considerably more difficult for the mid-corp segmen...

/payments The Payments Business

Retired Member

Retired Member 

The Fintech Tug of War: European Businesses Need Clarity on Regulation

The Fintech industry is driving a rapid transformation that even regulators are struggling to keep up with. In 2020, over 20,000 new Fintech start-ups launched globally, with this number only set to rise each year. As company’s become more imaginative, financial services are becoming more streamlined and simplified. While increased competition is ...

/payments /regulation Banking Regulations

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