814 Results from /inclusion
Vinod Sharma CTO - FinTech Domain at Econet Wireless Zimbabwe
Abstract: This article focuses on how & what mobile money subscriber thinks and experience in their life span of mobile money journey. Lot has been said on how to design, what to design, how to price, what all services to give (From service provider mind set). What customer wants, how customer wants, what customer understand and sets depiction...
23 January 2016 /inclusion Financial Inclusion
Retired Member
A whopping two billion people don't have access to any formal financial service. To put that in perspective, that’s twice the number of people who don’t have cell phones. Fintech represents a huge opportunity to level the playing field and help extend economic opportunity to all. Here are four ways that fintech can change the world for the better:...
18 December 2015 /inclusion Financial Inclusion
To nobody’s surprise the exciting predictions for the world of crowdfunding in 2015 were not entirely wrong. In fact, most of them were entirely right. So have an early Christmas present, wonderful followers of all things crowdfinance. 2016 is going to be BIG. You heard it here first… 1) Crowdfinance is going mainstream and beyond If 2015 was ...
17 December 2015 /inclusion
Looking ahead to 2016, it’s clear there are going to be new KYC rules drafted or implemented around the world. These new rules will require banks and investment managers to challenge the way they conduct client on-boarding and due diligence – these organizations will need to embed processes that ensure they literally know their clients 24 hours a ...
14 December 2015 /regulation /inclusion
Recent figures from the Bank of England seem to indicate that we are heading for a fresh household debt crisis in the UK. People are borrowing at the fastest rate in almost a decade as confidence in the economic recovery grows. Consumer credit rose by £1.2 billion between September and October, putting the annual growth rate at 8.2%. The situation...
08 December 2015 /regulation /inclusion
As new know your customer (KYC) rules are being implemented by countries around the world, banks and investment management companies are beginning to realize the scale of the challenge around managing their KYC data is about to become substantial. New best practice is “dynamic” KYC – knowing where a particular client stands against increasing regu...
07 December 2015 /regulation /inclusion
Neil Crammond risk education & real time market abuse at DIVENTO FINANCIALS
I was asked to explain how this new court case would affect the market and WHY it has shocked the HFT companies who thought they had conquered the exchanges supervision depts ! MICHAEL COSCIA's CONVICTION OF SPOOFING / CHEATING last week SENT A HUGE MESSAGE TO THE MARKET PLACE . THAT MESSAGE CLEARLY SPELT THAT USING ORDERS THAT ARE QUICKLY CAN...
11 November 2015 /regulation /inclusion
Why was he allowed to cheat ? Why did exchanges fail to suspend these trades ? Finally after years of complaining we have a result ! Bank robbers and murderers always plead innocent until found guilty and Panther energy are no different . His company was allowed by exchanges and regulators to daily abuse , spoof , flip and blatantly cheat for...
05 November 2015 /regulation /inclusion
I had many a times thought before on why Banks create entry barriers to customers like Minimum balance, minimum income limit etc., etc., Who will then support all the aspirations people who are below the minimum requirements? Earlier there used Pawn brokers, small time money lenders, co-operative societies who were serving people outside of the ba...
01 November 2015 /inclusion
Why do you need an alternative? Current model is unable to serve a large base of potential consumers Existing model is costly and unaffordable In case of lending (specifically small value lending) the manner in which it is done, has not seen change for a very long period of time possibly since inception. Till a few years back and in 99 % of curre...
22 October 2015 /inclusion Financial Inclusion
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