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865 Results from /inclusion

Brian Richardson

Brian Richardson CEO at WIZZIT

Cash is the enemy

For Financial inclusion to be a reality a number of critical factors need to be in place. There is little or no doubt that the benefits of financial inclusion far outweigh the enormous downsides of an unbanked population. We need government support. We need support from the banks, the telcos, the retailers, the fintechs, the card associations it ...

/inclusion Financial Inclusion

Retired Member

Retired Member 

Role of working capital management in business success

Working capital management has an important role to play in the success of any business enterprise. Over 75% of companies that are running at loss or struggling financially would be profitable and liquid if were more disposed to the knowledge and practice of efficient working capital management. The working capital management system helps in ensur...

/inclusion Financial Inclusion

Ron Delnevo

Ron Delnevo Chair at UK Cash Supply Alliance

How Can We Avoid Missing LINK?

The LINK UK ATM Network announced a few months ago that it planned to reduce ATM interchange by 20% over 4 years. This move stunned many observers because LINK interchange is calculated each year using a transparent cost-recovery formula, which was approved by UK Regulatory Authorities well over a decade ago. The essence of the argument put forward...

/retail /inclusion Financial Inclusion

Alfred Hannig

Alfred Hannig Executive Director at Alliance for Financial Inclusion

FinTech: What is the Promise for Financial Inclusion?

Around the world, emerging financial technology companies (FinTechs) are disrupting the finance industry. They affect how we save, borrow, make payments and transfer money, both domestically and internationally. They can better address customer needs through enhanced accessibility, convenience and tailored products. This impressive success of FinT...

/inclusion Financial Inclusion

Retired Member

Retired Member 

Celebrating the Millennial Banking Takeover

“I confess. I’m a Millennial.” claimed an eminent Thought Leader in the banking and financial services space as looks of astonishment were exchanged by Senior Executives and CXOs in a boardroom of a leading global corporation. Times Square stood squarely in the background, bearing testimony to the changing times. The “uninspired” discussions that ...

/retail /inclusion Millennial Banking

Retired Member

Retired Member 

Today's Banks Need a Millennial Banking Technology Framework

There was a time when traditional banks were the only institutions customers relied on for exchanging currencies of loyalty and trust. The Great Recession robbed them of their standing and a Millennial generation —that was silently mushrooming — of their faith in them. Millennials slunk in despair at the hard times that beset them and their famili...

/retail /inclusion Finance 2.0

Jonathan Westley

Jonathan Westley Chief Data Officer, Experian UK & EMEA at Experian

Developing digital mortgages with customers in mind

Today’s customer expects to be able to access the products and services they want with the push of a button. This includes a wide range of financial products available on digital platforms. Research shows that millennials in particular are increasingly trusting when it comes to technology. Even when it comes to mortgages they are driving digitalisa...

/inclusion Digital Banking Trends

Graham Seel

Graham Seel Principal Consultant at BankTech Consulting

Linking Savings Groups to the Formal Financial Sector

Financial Inclusion efforts for the world’s poorest people have particularly focused on urban areas, and have had some success. But there is a tremendous relatively untapped opportunity for the formal financial sector to extend their reach to the rural poor. Millions people have joined informal savings groups in 75+ countries, with estimates r...

/inclusion Financial Inclusion

Piyush Srivastava

Piyush Srivastava President & Chief Operating Officer at RiskCounts LLC

How AI is changing the Risk Management & Compliance

In this increasing debate over AI, in how it is good for mankind, and on the other side, how it is going to take away our jobs, what is the right answer? I would take the analogy of the advent of cars, trains or airplanes, in the times when people used horse carriages, horses or bullock carts. What was the advantage of a motor car or the train? Wel...

/ai /inclusion Fintech

Bob Lyddon

Bob Lyddon Consultant at Lyddon Consulting Services

Predictions for the Payments industry in 2018: the global Remittances business

This is the fourth and final one of our four predictions for the Payments industry in 2018, and it is about the global Remittances business. We all know that this area has been badly hit by “de-risking”, and that the result of that has been the withdrawal by the big clearers in currency centres of correspondent banking services to the banks at the ...

/payments /inclusion Transaction Banking

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