842 Results from /inclusion
Richard Carter Managing Director at Equiniti Credit Services
A New Game Awaits Digital fluency and a thirst for convenience are making the UK’s borrowers more capricious and cost-sensitive than ever. Interest rate rises, and new regulations will add fuel to this fire next year, and lenders that can’t keep up will get burned. 1) Lowest price wins In the digitised age of credit price comparison sites,
30 November 2017 /retail /inclusion Innovation in Financial Services
Diederick Van Thiel Visionary Board Member | CEO | NED at AdviceRobo | Ecology Innovations | IKANO | Channel
By Dr. Roboadvice Banks have been growing their cost/income ratios with serious cost reductions since 2008. But from now on, the real breakthroughs will primarily have to come from income growth. Online retailers like Amazon are great at growing their income, but this is not what banks usually excel in! New target groups, new product market combin...
20 November 2017 /ai /inclusion Digital Banking Trends
Damian Kimmelman CEO at DueDil
Access to finance is consistently highlighted as a serious concern for small to medium businesses (SMEs), which is worrying considering they are the lifeblood of our economy. Their contribution to the British economy is set to exceed £241bn by 2025, up 19 per cent from last year’s figure of £202bn according to research from the Hampshire Trust Ban...
14 November 2017 /inclusion Open Banking
Retired Member
Can IoT transform last mile delivery of financial services to rural India? While rural banking in India is heavily reliant on channel partners and distribution networks, an emphasis on digitizing and automating would give rise to greater cost efficiencies, as well as increased banking transparency and accountability. The Internet of Things (IoT) c...
09 November 2017 /inclusion Innovation in Financial Services
Stacey Small Business Development at The Glue
The word innovate was first recorded in 1540. Somewhat surprising, to hear people banging on about it like it’s a revolution. What does innovation mean? And is innovation really ‘a new world for banking’ or should it be ‘a new bank for the world?’ Are fancy interfaces an imperative or is there a bigger picture that bears far more valuable fruit? I...
01 November 2017 /inclusion Financial Inclusion
Raj Chaudhary Financial Service Consultant at Infosys
Fintech has been a talk in town since long now. Regtech, on the other hand is still being discussed a fad or future. It’s time. Regtech, slowly but steadily is becoming the BUZZWORD in regulatory compliance. Regtech was received well sometimes with open hands and sometimes seen with uncertainty. Here we discuss Regtech, its evolution and landscape...
30 October 2017 /regulation /inclusion Fintech
Bob Lyddon Consultant at Lyddon Consulting Services
Catalonia is not a part of the SEPA Area; it has no central bank and so it has no Eurosystem member. Its financial infrastructure is, however, SEPA-compliant, meaning domestic and cross-border high-value payments are made and received through TARGET2, domestic low-value through Iberpay, and cross-border low-value through Iberpay and EBA STEP2. Bank...
28 October 2017 /payments /inclusion Fintech innovation and startups
Tim Carmody VP Network Services Engineering at IPC
Cloud-based applications have come into the forefront and offer a lot of advantages for flexibility, simplified deployment, upgrade and support. But as new cloud offerings continue to dominate and push further into the capital markets and business-critical systems, customers and the overall market are also beginning to look more closely at risks i...
25 October 2017 /inclusion Fintech
Chris Principe CEO at APB, Inc.
ICOs and ‘I Don’t Knows’ Reflections on the latest feeding frenzy Change is one of life’s constants. However, we have not seen the current velocity and volume of change at SIBOS since the Financial Crisis of 2008-09. Just before the Financial Crisis, we were literally dancing in the ballrooms of Austrian emperors. Within months, some of the bigges...
15 October 2017 /sibos /inclusion Finance 2.0
Crystal Berry Marketing Manager at Validis
Oil is Out – Data Now Fuels the World A recent Economist article likened data to oil, highlighting how – like oil – data is a power that dictates so much about how our modern world functions. And, as we frantically attempt new ways to access oil, we also tirelessly attempt ways to assert ownership over data in order to harness its power. And, lik...
06 October 2017 /inclusion Fintech
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