Community

Some of the statistics quoted are deceptive.
Shortly, no UK community with less than 35,000 residents will have a bank branch.
It has hardly possible therefore to factor in proximity to bank branches when selecting a bank.
Also, according to the figures quoted for online banking use, more than 20% of British adults don't use it. That's a lot of people financially excluded by the absence of bank branches.
How are they meant to bank?
A recent survey by LINK ATM Scheme revealed that 81% of British adults continue to want to have the option of using cash. Many of those people would prefer to use a Bank branch ATM for cash access - but they are being denied the right by the closure of so many branches.
Perhaps "Bank Hubs" can meet the publics need the need for  community banking services.The Payment Choice Alliance has calculated that 1200 "Bank Hubs" are needed  

https://www.paymentchoicealliance.org/banking-hubs

Let's see those up and running quickly before more communities wither due to a lack of financial services provision, including access to cash.

Novelty schemes like this, whilst nice for the 40 or 50 UK sites that may qualify, do nothing to solve the issue of the loss of thousands of free-to-use ATMs throughout the UK. More ATMs are being lost every day. The figures show that the remaining ATMs in the UK are as busy as they have ever been in terms of the amount of cash withdrawn by the public. There is no justification for a single additional ATM to be removed. In reality, every community with 1000 adults needs at least one local, convenient to access, free-to-use ATM. This means that the UK needs between 55000 and 60000 free ATMs, yet there are now under 48000. To get back to the required number of ATMs, LINK needs to return to a transparent funding scheme for ALL remaining ATMs, rather than focusing on 40 or 50 sites of special interest. It is the 45 million plus adults in the UK who continue to want to use cash who deserve LINKs full attention.

The really SERIOUS point is that vested interest are trying to rob the UK Public of Payment Choice. This flawed survey does NOT tell us what the Public WANT. The 59% who are supposedly predicting a “cashless” society by 2030 are NOT saying they WANT that to happen. They are simply saying they believe it may well happen. What’s interesting is that even with the $ Billions anti-cash vested interests are spending to convince the Public that “cashless” is coming, 41% of those surveyed do NOT believe it! Anyway, the anti-cash mob will NEVER win. Cash will remain on the UK Publics Payment Choice menu FOREVER!