842 Results from /inclusion
Retired Member
The Financial Services industry (FinServ) has embraced digitisation at a rapid pace - leading the way in implementing digitalisation strategies. Online and mobile banking is now the norm for much of the UK population and the rapid change in consumer demands has pushed banks to scale back their brick-and-mortar operations. For example, HSBC recentl...
05 January 2023 /retail /inclusion Banking Strategy, Digital and Transformation
In the current economic climate, as people all over the UK are grappling with record-high inflation and still-rising interest rates, it’s been suggested that as much as 40% of the population could fall into fuel poverty this coming winter. In April 2022, almost 14% of households in the UK were struggling to afford food, with figures on the rise. ...
04 January 2023 /retail /inclusion Financial Inclusion
Kim Engman Senior Director at Tietoevry Banking
The Nordic countries and past vikings, are virtually cashless societies in 2023. There's no need to bring cash to come visit. The Nordics (i.e., Denmark, Norway, Sweden, the Faroe Islands, Iceland and Finland) aside for being the happiest group of countries, have intensified their journey towards digital payments. Status and how they got here Even...
30 December 2022 /payments /inclusion The future of Payments in Europe
Arun Poojari Co-Founder and CEO at Cashinvoice
As of August 2022, India's total export tally is estimated to have reached USD 57.47 billion, exhibiting a growth of 6.75% over August 2021. Micro, Small, and Medium Enterprises (MSMEs) contribute significantly to this number. With over 63 million MSME firms spread across the country, the Indian MSME sector contributes 40% of the country’s total ...
15 December 2022 /startups /inclusion Financial Supply Chain
Rowan Brewer CEO at Paymentology
Global success for banks and fintechs has never been so paramount amid economic uncertainty and geopolitical issues. Success is influenced by a multitude of factors, but there are three key characteristics that, to me, are the most important. To ensure your business thrives on a global level in 2023, proactivity, customer focus, and diversity are ...
15 December 2022 /payments /inclusion Payments strategies 2015-2020-2030
Tomas Campos CEO at Spinwheel Solutions Inc
A turning point is dependent on more than the Biden relief package. One of the hottest topics when it comes to personal finance right now is the prospect of student loan forgiveness. The Biden plan that has been put forward would erase as much as $20,000 in federal loans for certain borrowers making less than $125,000 per year or $250,000 for spou...
06 December 2022 /inclusion /predictions Personal Finance
Financial Institutions (FIs) have found themselves in the spotlight once again as inflation continues to rise and many global economies are on the brink of recession. Central banks are doing what they can to tackle inflation through interest rate rises, but it's retail banks and fintech service providers that are on the front line of this cost-of-...
29 November 2022 /payments /inclusion Payments strategies 2015-2020-2030
Pallava Nagulakonda Technology Head at Tata Consultancy Services
Buy Now, Pay Later (BNPL) is a type of unsecured short-term financing that allows consumers to make big-ticket purchases and pay for them in installments, often interest-free. This form of consumer financing has been growing rapidly in the last few years and is projected to keep growing for a long time to come. Temporal Discounting, the human te...
29 November 2022 /payments /inclusion BNPL
Andrea Dunlop Managing Director at Access PaySuite
It’s no secret that the COVID-19 pandemic significantly accelerated the shift away from cash, with people all over the world embracing digital payment options and mobile-first technology. When used well, contactless cards, online banking and digital wallets, such as ApplePay, can lead to a seamless and stress-free payments experience. In fact, we’...
25 November 2022 /inclusion
Sara Costantini Regional Director for the UK and Ireland at CRIF
At this time of year, many of us will be out getting gifts for loved ones and buying in food to host families and friends for the Christmas period Spending always spikes in the holiday time and in the digital age it’s never been easier to part with your money, with the tap of a card or speedily entering your bank details online. But it’s also ea...
24 November 2022 /inclusion /crime Open Banking
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