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842 Results from /inclusion

Retired Member

Retired Member 

Making sure that FinServ’s digital transformation doesn’t mean digital exclusion

The Financial Services industry (FinServ) has embraced digitisation at a rapid pace - leading the way in implementing digitalisation strategies. Online and mobile banking is now the norm for much of the UK population and the rapid change in consumer demands has pushed banks to scale back their brick-and-mortar operations. For example, HSBC recentl...

/retail /inclusion Banking Strategy, Digital and Transformation

Retired Member

Retired Member 

Confronting financial exclusion: what banks can learn from fintechs

In the current economic climate, as people all over the UK are grappling with record-high inflation and still-rising interest rates, it’s been suggested that as much as 40% of the population could fall into fuel poverty this coming winter. In April 2022, almost 14% of households in the UK were struggling to afford food, with figures on the rise. ...

/retail /inclusion Financial Inclusion

Kim Engman

Kim Engman Senior Director at Tietoevry Banking

Vikings don't use cash

The Nordic countries and past vikings, are virtually cashless societies in 2023. There's no need to bring cash to come visit. The Nordics (i.e., Denmark, Norway, Sweden, the Faroe Islands, Iceland and Finland) aside for being the happiest group of countries, have intensified their journey towards digital payments. Status and how they got here Even...

/payments /inclusion The future of Payments in Europe

Arun Poojari

Arun Poojari Co-Founder and CEO at Cashinvoice

MSMEs Need External Support Factors and Invoice Factoring Solutions to Participate in Global Trade

As of August 2022, India's total export tally is estimated to have reached USD 57.47 billion, exhibiting a growth of 6.75% over August 2021. Micro, Small, and Medium Enterprises (MSMEs) contribute significantly to this number. With over 63 million MSME firms spread across the country, the Indian MSME sector contributes 40% of the country’s total ...

/startups /inclusion Financial Supply Chain

Rowan Brewer

Rowan Brewer CEO at Paymentology

Overcoming uncertainty in 2023: How banks and fintechs can stay resilient

Global success for banks and fintechs has never been so paramount amid economic uncertainty and geopolitical issues. Success is influenced by a multitude of factors, but there are three key characteristics that, to me, are the most important. To ensure your business thrives on a global level in 2023, proactivity, customer focus, and diversity are ...

/payments /inclusion Payments strategies 2015-2020-2030

Tomas Campos

Tomas Campos CEO at Spinwheel Solutions Inc

2023: What Needs to Happen When it Comes to Student Debt

A turning point is dependent on more than the Biden relief package. One of the hottest topics when it comes to personal finance right now is the prospect of student loan forgiveness. The Biden plan that has been put forward would erase as much as $20,000 in federal loans for certain borrowers making less than $125,000 per year or $250,000 for spou...

/inclusion /predictions Personal Finance

Rowan Brewer

Rowan Brewer CEO at Paymentology

Solving the cost-of-living crisis with data driven real-time Financial Services

Financial Institutions (FIs) have found themselves in the spotlight once again as inflation continues to rise and many global economies are on the brink of recession. Central banks are doing what they can to tackle inflation through interest rate rises, but it's retail banks and fintech service providers that are on the front line of this cost-of-...

/payments /inclusion Payments strategies 2015-2020-2030

Pallava Nagulakonda

Pallava Nagulakonda Technology Head at Tata Consultancy Services

Open banking solutions can protect Gig workers from BNPL debt trap

Buy Now, Pay Later (BNPL) is a type of unsecured short-term financing that allows consumers to make big-ticket purchases and pay for them in installments, often interest-free. This form of consumer financing has been growing rapidly in the last few years and is projected to keep growing for a long time to come. Temporal Discounting, the human te...

/payments /inclusion BNPL

Andrea Dunlop

Andrea Dunlop Managing Director at Access PaySuite

Preparing younger generations for the world of digital payments

It’s no secret that the COVID-19 pandemic significantly accelerated the shift away from cash, with people all over the world embracing digital payment options and mobile-first technology. When used well, contactless cards, online banking and digital wallets, such as ApplePay, can lead to a seamless and stress-free payments experience. In fact, we’...

/inclusion

Sara Costantini

Sara Costantini Regional Director for the UK and Ireland at CRIF

From fintechs to major financial institutions – we all have a role in fighting fraud

At this time of year, many of us will be out getting gifts for loved ones and buying in food to host families and friends for the Christmas period Spending always spikes in the holiday time and in the digital age it’s never been easier to part with your money, with the tap of a card or speedily entering your bank details online. But it’s also ea...

/inclusion /crime Open Banking

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