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653 Results from /crypto

Jeremy Light

Jeremy Light Co-founder at Fourdotzero

The Future of Money and Payments

1200 words, 4.5 minute read Central bank balance sheets are ballooning the world over, and in parallel, adoption of shared ledgers using blockchain is accelerating. These major shifts indicate the global architecture for money and payments is on the cusp of structural change. Blockchain analysis and debate are dominated by a focus on cryptocurrenci...

/payments /crypto Blockchain in Banking and Financial Services

Retired Member

Retired Member 

Transparency vs Regulation Against Market Manipulation

As summer of 2020 is coming to an end, the DeFi movement is peaking. With ETH up over 70% in July, the total value locked in leading decentralized finance protocols surpassed $7 billion, making it impossible for both crypto and traditional finance industry not to pay attention. As access to the new internet for developers is simplified through too...

/regulation /crypto Cryptocurrency Insights

Piers Marais

Piers Marais Chief Product Officer at Currencycloud

Cryptocurrency is dead. Long live Central Bank Digital Currency!

A much more intelligent person than me once saidthat cryptocurrency is “everything you don’t understand about money combined with everything you don’t understand about computers.” This makes me feel dangerously under-qualified writing this post, but it’s worth having a go, right?! A colleague that I have a lot of time for recently asked me what my...

/inclusion /crypto Banking Strategy, Digital and Transformation

Konstantin Rabin

Konstantin Rabin Head of Marketing at Kontomatik

Fintech needs better innovation than the blockchain

It’s very hard to argue that there has been a better innovation in the fintech industry than blockchain in the last decade. This small but powerful technology has completely changed the understanding of money for many people. However, it is not the perfect innovation that the fintech world was looking for, nor did it ask for it. Sure we may say th...

/inclusion /crypto Fintech

Carlo R.W. De Meijer

Carlo R.W. De Meijer Owner and Economist at MIFSA

Blockchain becomes a reality: growing adoption

Early July I wrote my blog Blockchain and Interoperability: key to mass adoption. There I concluded that “we may say that blockchain seems to be at the threshold of widespread acceptance and adoption”. This conclusion was confirmed by Deloitte’s Third ‘Global Blockchain Survey 2020’ studying the investment and development trends in blockchain techn...

/crypto Blockchain Observations

Simon Barnby

Simon Barnby CMO at Archax

Disrupting Financial Markets 1 - The Issuer

There has and continues to be much talk around digital securities or security tokens, which are securities represented digitally on a blockchain. Many advantages are talked about on how they will disrupt financial services and democratise capital markets for everyone. But to what extent are the advantages down to the technology, a renewed way of t...

/crypto /markets Capital Markets Technology

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Retired Member 

Should a central bank create digital currency for the UK?

Based on the Bank of England governor Andrew Bailey's comments, there will soon be a decision whether to create a central bank digital currency (CBDC) for the UK. A state-issued digital pound has multiple potential effects on the UK economy. First, between 2006 and 2018, cash usage decreased from 63% to 28%, while debit card payments increased fr...

/regulation /crypto Cryptocurrency Insights

Leon Gauhman

Leon Gauhman Founder and CPO/CSO at Elsewhen

Four reasons why traditional banks can’t afford to dither over Crypto banking

Banks and financial institutions were shockingly slow to respond to the rise of fintech - now they are in danger of making the same mistake with the rapidly emerging crypto banking sector. While legacy players sit on the sidelines, the likes of SEBA and Wirex are racing to develop banking products and services that support the cryptocurrency ecosy...

/crypto /covid-19 Cryptocurrency Insights

Hirander Misra

Hirander Misra Chairman and CEO at GMEX Group

The digital asset inflation hedge beyond gold

The extent of money supply increases needed to facilitate stimulus packages by sovereign central banks to counter the negative effects of the current crisis will dictate the inflationary pressures that ensue. Current world currencies are driven in a large part by expectation value and when confidence wanes there is a flight to alternative stores o...

/crypto /covid-19 Blockchain in Banking and Financial Services

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Retired Member 

How the pandemic pushed forward the development of digital payments

According to an April study published by the Bank for International Settlements (BIS), in fear of transmitting COVID-19 via cash, people are increasingly looking into cashless payments. With a sudden increase in consumer demands for cashless payments, the pandemic can accelerate the worldwide transition to digital payments while serving as a cataly...

/payments /crypto UK Faster Payments

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