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Claus Christensen

Claus Christensen CEO at Know Your Customer

A Glimpse into the Future: Next-Gen AI and LLM in AML Compliance

From impressive AI-assisted artwork and music generation to intelligent virtual agents that provide efficient responses to customer service queries, recent breakthroughs in artificial intelligence (AI) are transforming the way we approach diverse areas of our lives. Latest developments in AI have opened a whole new world of possibilities, and this...

/regulation /crime Artificial Intelligence and Financial Services

Claus Christensen

Claus Christensen CEO at Know Your Customer

Mitigating Money Laundering Risks in the Rapidly Expanding Payment Space

Money moves the economy, and the world. By making it easier to move money, we make it easier to foster entrepreneurship, and we create opportunities for growth. Hence, it’s natural to feel very optimistic about the current boom in digital payments. In 2023 the total transaction value of digital payments is estimated to reach USD 9.46 trillion, up...

/payments /crime RegTech

Claus Christensen

Claus Christensen CEO at Know Your Customer

UBO Identification in Europe: What Happens Now?

Following a seminal ruling from the EU Court of Justice in November, the journey towards greater corporate transparency recently encountered a stumbling block. As further developments remain uncertain, what options are available to compliance teams and members of the public looking to access official beneficial ownership information across jurisdi...

/regulation /crime RegTech

Claus Christensen

Claus Christensen CEO at Know Your Customer

How RegTech Powers SME Financial Inclusion in Southeast Asia

It is no exaggeration that SMEs are the backbone of the economy. According to the World Bank, SMEs represent about 90% of businesses and over 50% of employment worldwide. In Southeast Asia specifically, SMEs account for up to 99% of all companies. However, many small and micro businesses still struggle to access the financial products that cou...

/regulation /inclusion Financial Inclusion

Claus Christensen

Claus Christensen CEO at Know Your Customer

From Perpetual KYC to Perpetual KYB: Challenges and Opportunities

Historically, the space of individual Know Your Customer (KYC) compliance has always been one step ahead in terms of industry awareness and digitisation trends compared to the connected area of corporate KYC, or “know your business” (KYB) compliance. Hence, to know what’s coming for KYB, it’s worth paying attention to what’s currently happening in...

/regulation /crime RegTech

Claus Christensen

Claus Christensen CEO at Know Your Customer

Company Registries, RegTech Innovation and the Future of AML

Humans have been creating companies since ancient times, but business registries did not make an appearance on the global stage until the 19th century. National institutions – keen to tax businesses among the rise of global trade and the advent of the industrial revolution – started introducing official lists of organisations operating in their spe...

/regulation /crime RegTech

Claus Christensen

Claus Christensen CEO at Know Your Customer

Is Hong Kong becoming the next RegTech capital of the world?

The lens through which we have traditionally looked at anti-money laundering compliance is changing. This is due to a number of factors. First, there is the rise of FinTechs, whose whole functioning and success is based on a digital-first approach and a customer-centricity that were not common in financial services until recently. Then there is a...

/regulation /crime Fintech

Claus Christensen

Claus Christensen CEO at Know Your Customer

3 Principles to Successfully Digitise Corporate Onboarding in Banking

Paper processes used to take days. Digital journeys usually take minutes. Mobile app processes should take seconds. Since mobile technology has entered everyday life, our standards for what constitutes a seamless business interaction has shifted sensibly. In financial services, the introduction of internet and mobile banking has revolutionised o...

/regulation /wholesale Banking Strategy, Digital and Transformation

Claus Christensen

Claus Christensen CEO at Know Your Customer

Are we witnessing an Agile Revolution in Client Onboarding?

Traditionally, a digitisation project at a financial institution has been a unique opportunity to shape the way entire teams work, introducing procedures and systems that would stay in place for a long time. But this was before 2020. Since the beginning of the pandemic, financial institutions had to adapt to new challenges at an extraordinary spee...

/regulation /covid-19 Innovation in Financial Services

Claus Christensen

Claus Christensen CEO at Know Your Customer

The Agile Future of Digital Finance in Europe

The Digital Finance Outreach 2020 is an initiative launched by the European Union to better understand, foster and stimulate the FinTech ecosystem across the bloc. An essential part of the programme is a series of events – organised in collaboration with all Member States – aimed at engaging the community and preparing the new EU Digital Finance S...

/regulation /startups Fintech

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