Latest long reads: Finextra Research

How did committing online fraud, then bragging about it, become okay?

Scott Hamilton Contributing Editor at Finextra Research

How did committing online fraud, then bragging about it, become okay?

There are many that would welcome the opportunity to weigh in on one particularly ‘trending’ question getting lots of attention right now: Why did it become appropriate to steal and brag about it? Gen Z, those born between 1997 and 2012, have expressed more willingness than any other generation to commit online fraud. Opinions among those studying...

12 February 2025 /crime

Hamish Monk Senior Reporter at Finextra

Generative AI: A new age of banking

Artificial intelligence (AI) is no longer just a buzzword – it is essential to financial services’ development. The keys to unlocking this nascent technology’s full potential are relevant applications and concrete use cases. To identify what these use cases are, we must look beyond the hype. To find out more, Finextra spoke with Temenos’ chief pro...

11 February 2025 /ai

How to establish a hybrid cloud strategy

Hamish Monk Senior Reporter at Finextra

How to establish a hybrid cloud strategy

Hybrid cloud is a computer programming architecture used by IT teams to reap the benefits of both the private and public hosting environments. These work in tandem to run an organisation’s workload. The benefits of such a strategy are well-established. Dual architecture allows both sensitive data and customer activity to remain on premise (in the ...

11 February 2025 /cloud

Super Bowl 2025: Fintech firms that took centre stage with multi-million dollar ads

Madhvi Sonia Head of Content at Finextra

Super Bowl 2025: Fintech firms that took centre stage with multi-million dollar ads

Fintech firms have increasingly used the Super Bowl to elevate their brands, and this year was no different. The 2024 edition saw fintech companies spending $7 million for a mere 30 seconds of airtime, and this year, that figure rose to $8 million per ad for Super Bowl LIX, in which the Philadelphia Eagles defeated the Kansas City Chiefs 40-22 in ...

10 February 2025 /retail

Banking the future: Stablecoins pave the way in 2025

Miles Paschini CEO at FV Bank

Banking the future: Stablecoins pave the way in 2025

While the financial world continues to march ahead with digital transformation, one innovation has risen above the rest: a bridge that connects the world of traditional finance with the burgeoning digital asset industry — stablecoins. In 2025, stablecoins are going to grow increasingly relevant in changing the face of banking, with their vast pote...

10 February 2025 /crypto

What to expect from the AI Action Summit in Paris

Dominique Dierks Senior Content Manager at Finextra

What to expect from the AI Action Summit in Paris

On 10 and 11 February 2025, France will host global heads of state and government, CEOs, academics, and many more in Paris at the Artificial Intelligence (AI) Summit. For two days, these AI leaders will discuss five main themes, including: Public interest in AI, The future of work, Innovation and culture, Trust in AI, and Global AI governance. Wh...

07 February 2025 /ai

Token achievement: How and why decentralised exchanges are starting to take off

Olga Klein Assistant Professor of Finance at Gillmore Centre of Financial Technology at Warwick

Token achievement: How and why decentralised exchanges are starting to take off

The still-nascent market for tokenisation and decentralised exchanges received a boost in November, when the UK Government announced plans to issue digital versions of its bonds. Chancellor of the Exchequer Rachel Reeves said in her Mansion House speech on that the Government was planning to issue a ‘digital gilt instrument’ (DIGIT). Economic Secre...

07 February 2025 /crypto

What the US real time payment transaction limit increase to $10m means

Madhvi Sonia Head of Content at Finextra

What the US real time payment transaction limit increase to $10m means

On 9 February 2025, operator of the largest instant payment system in the US, The Clearing House, will raise the individual transaction limit to $10 million. This week, it was also revealed that the RTP network surpassed one billion payments, just 18 months after crossing the 500 million transaction mark. After a gradual uptake – taking over five ...

06 February 2025 /payments

Where’s the first stop for financial trust? Our guts!

Scott Hamilton Contributing Editor at Finextra Research

Where’s the first stop for financial trust? Our guts!

As we outlined in a previous Finextra story, financial services ‘schemers’ and ‘scammers’ can come in many different shades. Indeed, victims of online fraud and illegal schemes lose money every day to not just criminals and nefarious enterprises, but also to supposedly ‘above-board,’ legitimate products and their purveyors. To help avoid non-crim...

06 February 2025 /security

How greenwashing is approached in the UK and EU

Sehrish Alikhan Reporter at Finextra

How greenwashing is approached in the UK and EU

Last week, the Association of Financial Markets (AFME) in Europe released a report revealing how the UK and EU’s approach to greenwashing differ in the financial market. The report analysed how financial institution regulators approach greenwashing mitigation, taking into account sustainability-related statements and laws in place, such as the U...

05 February 2025 /regulation

Charlotte Crosswell Chair at Centre for Finance, Innovation and Technology

UK policy and the power of data in 2025

The Centre for Finance, Innovation and Technology (CFIT) brings together experts from various fields, including finance, technology, academia, and policy-making, to focus on specific issues hindering fintech growth. CFIT's Chair, Charlotte Crosswell, shares her predictions for 2025. Innovation in financial technology is a fundamental prerequisite ...

05 February 2025 /ai

How to establish an embedded finance strategy

Hamish Monk Senior Reporter at Finextra

How to establish an embedded finance strategy

Embedded finance is the digital provision of financial products within a non-financial context, such as the purchase of an Uber journey within the Uber application. This relatively recent innovation – accelerated by the wave of digitisation following COVID-19 – enables the entities that deploy it, in both the digital business-to-business (B2B) and...

04 February 2025 /payments

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