Join the Community

21,845
Expert opinions
44,023
Total members
419
New members (last 30 days)
201
New opinions (last 30 days)
28,638
Total comments

Latest expert opinions

clear
clear

1148 Results from 2018

Ron Delnevo

Ron Delnevo Chair at UK Cash Supply Alliance

LINK : can Nicky Morgan be a Genuine Consumer Champion?

I was in Parliament the other week, in a Committee Room, listening to a lot of promises being made by the LINK ATM Network. The promises boil down to the claim by LINK that they will never let any town be without an ATM. Do you remember the “we won’t close the last bank branch in town” promise? It didn’t last - and nor will LINK’s. I have been in C...

/payments /inclusion Financial Services Regulation

Retired Member

Retired Member 

Occam’s Razor or Super-String in Post-Trade Processing?

Occam's razor (or Ockham's razor) is a principle from philosophy that presumes that if two explanations for an occurrence are presented, the simpler one is usually better. Another way of saying it is that the more assumptions you have to make, the more unlikely an explanation is. This stands in complete conflict to the more recent theories around ...

Retired Member

Retired Member 

Banks need to up their tech game to tackle vanishing branches

It’s no secret that everything is gradually making its way online, be it the weekly food shop, ordering taxis or searching for your next home. All of these and more can be conveniently done anytime, anywhere from a smartphone – and we know that banking is no exception. It was revealed in January this year that Hull will lose its last remaining Co-...

/retail Digital Banking Trends

Jeremy Light

Jeremy Light Co-founder at Fourdotzero

Network Effects - the Forces Driving Ongoing Payment Trends

My concluding blog on trends focuses on the ongoing payment trends, those that are already strongly established and which will continue in 2018. The momentum towards a “less-cash” society increases in developed economies, including the US, Australia and Europe, primarily driven by adoption of contactless bank cards, causing reduced cash usage and ...

/payments /retail Trends in Financial Services

Dennis Gada

Dennis Gada Vice President, Financial Services at Infosys

Five ways fintech is disrupting the financial services industry

Fintech is the buzzword within the banking industry. It refers to the use of technology across all financial services functions. For instance, the simple task of replacing paper-based processes with software and applications is an example of fintech at work. Previously, fintech was mainly used for back-office functions by leveraging software to hel...

/ai Trends in Financial Services

Ketharaman Swaminathan

Ketharaman Swaminathan Founder and CEO at GTM360 Marketing Solutions

PayTM Shows How Fintechs Can Lose Trust

As we saw in Feature Or Bug - Facebook & Tideplus (hyperlink removed to comply with Finextra Community Rules but this post should appear on top of Google Search results when searched by its title), #FeatureOrBug refers to a feature that masquerades as a bug. To recap: As brands increasingly adopt personalization in their communications, what y...

/payments

Enrico Camerinelli

Enrico Camerinelli Supply Chain Blockchain Personal Coach at Aite Group

Blockchain in The Supply Chain Use Cases: Certify the Existence of Goods in Inventory

The analysis of use cases proposed by Community NdT participants continues. Certify the Existence of Goods in Inventory (proposed by Omlog- logistics services and Guerra- SME food processor). This solution is useful for companies that keep their goods in temporary stores (e.g., cross-docking). From the point of view of the logistics service provide...

Innovation in Financial Services

Robert Siciliano

Robert Siciliano Security Analyst at Safr.me

14 Social Media Disasters Ready to Strike

There are many ways that you or a small business could get caught up in a social media disaster. Can you think of any off the top of your head? If you are like most of us, probably not. Here are 14 ways that you could be in danger: A Terrible Online Reputation – Do you keep a watchful eye on you or your business’ Facebook page? Are people posting ...

/security

Retired Member

Retired Member 

The Only Constant is Regulatory Change

For financial institutions, especially global ones, the myriad of regulations that they must adhere to is staggering. The difficulty with that is not just the number of targets they need to hit, but that those regulatory requirements are moving targets, rarely static or black and white. Current regulations are updated, and guidance on existing one...

/regulation Financial Services Regulation

Tristan Blampied

Tristan Blampied Executive Director, Payments Product at JP Morgan Chase & co

Are you ready for Pan-European Real-Time Payments?

The digitalisation of the economy has transformed how consumers and businesses purchase and pay for goods and services. With a thumbprint, a tap of the wrist, or simply a glance of the face to our phones, we pay for lunch or coffee. We are rapidly moving towards a cashless society, and purchases from our smart devices can be made anytime, anywhere...

/payments Trends in Financial Services

Now Hiring