Join the Community

22,722
Expert opinions
43,857
Total members
362
New members (last 30 days)
192
New opinions (last 30 days)
28,925
Total comments

Latest expert opinions

clear
clear

1013 Results from 2011

Retired Member

Retired Member 

Dual chip phone for payments without option to talk

Over 10 years ago my former employee (bank) with mobile manufacturer was dreaming of building dual chip mobile handset. It was planned to have one chip card for SIM and other for card payments. It never realized. Since that I have been following several mobile payment trials. Now I am keen to hear how Google will solve this dilemma. When browsing

/payments Payments strategies 2015-2020-2030

Retired Member

Retired Member 

13 million people in the UK have been affected by card fraud

Ever been a victim of card fraud? If you haven’t than you are perhaps luckier than you think you are, or you are already taking steps to protect your valuable financial information. According to our latest CPP research, 28% of adults have now been a victim of card fraud in the UK. When you do the maths this means that over 13 million people have be...

/security Information Security

Retired Member

Retired Member 

So many ways to identify online

There are e-cards with readers, there are mobile applications, there are bank based identifications methods and also credit card verification. Last week I have explained to one company that in each European countries there are several ways to identify online if you want to meet KYC- standards. EU is planning to set up basic rules how to identify ...

/payments Online Banking

Retired Member

Retired Member 

Why the lip service to innovation?

I am seeking an answer to a question that’s been bothering me – why does banks’ interest in innovation not translate into intent that is as strong as the interest itself? The latest in a series of our studies on innovation shows near unanimous agreement on the importance of innovation among banks across the globe. Nearly 80% of 72 West European ba...

/sibos /retail Innovation in Financial Services

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Look into this Treasure Chest

We have been working some time on opening the lid to a true European Treasure Chest. The lid is migration to structured business messages – and the key – e-invoicing - is held by every enterprise and consumer (or rather human user in employee and private role). As often happens in innovation processes the real value of what can be achieved opens...

/payments Innovation in Financial Services

Robert Siciliano

Robert Siciliano Security Analyst at Safr.me

Putting An End to Data Breaches As We Know Them

The AP reports “WikiLeaks’ release of secret government communications should serve as a warning to the nation’s biggest companies: You’re next.” According to the Privacy Rights Clearinghouse’s Chronology of Data Breaches, more than 500 million sensitive records have been breached in the past five years. The Chronology of Data breaches lists spec...

/security /regulation

Retired Member

Retired Member 

Don't be discouraged from online banking

Next generation Trojan and malware programs continue to get more sophisticated and can wreak financial and personal havoc for everyone from consumers to small to large businesses. Just last night I spent over an hour on the phone with my computer protection software provider watching them perform forensics on my home pc. Turns out that a Trojan ha...

/security /payments

Retired Member

Retired Member 

Funding Your Accounts Payable Automation Projects

Often times, we see automation technology implemented in the same sequence as A/P processes. Areas such as document scanning, OCR, e-Invoicing, imaging, workflow and payment approval are addressed before payment execution. But did you know that payment execution has the potential to fund other A/P automation efforts? The latest trend among corpora...

/payments Payments strategies 2015-2020-2030

Retired Member

Retired Member 

Why is handling complaints so difficult?

So RBS and Nat West have been fined £2.8 million for mishandling customer complaints. This may not come as a surprise to any of the customers who complained but does prompt the obvious question – why is it so hard to get this right? The FSA publishes very clear rules about how complaints should be handled, how quickly they should be acknowledged, ...

/retail

Retired Member

Retired Member 

Not about the money

A fine of £7.7 million is not a lot for Barclays given their position as one of the UK's major retail banks - to quote Margaret Cole, the FSA's managing director of enforcement and financial crime. Indeed it is the largest fine ever imposed by the FSA for retail failings. No, it's not about the money for a bank rumoured to be preparing to pay its...

/retail

Now Hiring