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477 Results from 2007

Paul Penrose

Paul Penrose Head of Research at Finextra

PNC patents the environment

Watch out banking eco-warriors, PNC Financial Services in the US has patented the term 'Green Branch', with reference to its network of 40 environmentally-friendly bank branches across six states. The Pittsburgh-based bank claims to have more certified, environmentally-friendly buildings than any other company on earth. "Consumers want to do ...

/retail Going green

Retired Member

Retired Member 

Contactless troubles: useful analyst insight, useless advice

According to a report by research firm Aberdeen Group, most merchants that have adopted contactless don’t promote those programs to their customers, leading to lower than expected usage and uptake of tap-and-go transactions. Why don't merchants promote contactless if they get so much benefit from it? The report provides useful insight into the bar...

/payments SEPA and European Payments

Retired Member

Retired Member 

Credit card numbers fraud; what is the hidden cost?

Perhaps we should not be surprised, but every time one of these stories concerning multi-million dollar organised cyber crime hits the headlines, the sheer scale of the operation is startling, even to an ex-Banker. It would seem that if credit card numbers - or indeed other personal information - gets out ‘into the wild’ then there is a certain in...

/security Information Security

Alan Goodrich

Alan Goodrich Regional Sales Manager at ERI

Will UK Banks Get the X-Factor? It's the Same Difference!

What is it that keeps the excruciatingly happy brother and sister act of Sean and Sarah, Same Difference, out of the bottom two each week? My theory is very simple – they have understood what their customers (public voters) want... Will they win the whole competition? Probably not – but in many ways they have already won and have beaten some seriou...

/payments SEPA and European Payments

Retired Member

Retired Member 

Chip and pin and magstripe and signature and confused.....

I was a bit taken aback the other day by my experience in the self-checkout area of Sainsbury's. No - not the "unexpected item in the bagging area" issue - no this was the card reader saying USE MAGSTRIPE. Use what I thought? The ever-helpful staff explained I had to swipe the card through the reader and then write my signature on a small...

Retired Member

Retired Member 

The disconnect: US consumer spending and subprime crisis

Even as the Wall Street continues to be dealt body blows from the sub-prime mortage man, the US consumer spending is increasing! While Forbes ran a story (in late September) on the rising consumer spending, I recently also came across a comment by a senior executive at Sony North America who, while predicting increased demands for his company's pr...

Paul Penrose

Paul Penrose Head of Research at Finextra

Idiot guy at Alphaville

Fame at last for one-time fintech journo Paul Murphy, following a brief cameo appearance as 'idiot guy at Alphaville' in the Martin Luke’s column in today’s FT. Old lags will remember Paul as the dishevelled Columbo-styled investigative reporter who covered the fintech beat for the Banker back in the late 1980s. He was also the man behind the scu...

/retail /wholesale Where are they now?

John Cant

John Cant Managing Director at MPI Europe Ltd

Avoiding a MiFID Hangover

So you survived MiFID Day, and indeed the first MiFID week; survived the incessant MiFID blogs and weeklong MiFID press coverage, History of MiFID, MiFID in numbers, and special features on MIFID from special MiFID personalities some of whom we had never heard of before. You have ticked the MiFID box at least once, in fact, probably at least once ...

MiFID

Alan Goodrich

Alan Goodrich Regional Sales Manager at ERI

Smarter Than A Ten Year Old?

Sorry, this is not a blog discussing the new TV series, but it hopefully will hold your attention at least as long as the programme makers hope their latest show will. Much is being written and discussed about innovation in financial services with, it seems, organisations employing an increasing number of people with the remit to innovate. Any of y...

/payments /regulation Trends in Financial Services

Retired Member

Retired Member 

Merchants hate interchange but will pay 7-9pct for marketing

Merchants hate paying 2% for credit card interchange, yet reports show that they are willing to pay 7-9% to companies like Google that envelop the payment transaction within the shopping context and actually deliver sales. A recent study by Deloitte looks at online purchases only, but I am excited about how the same ideas can be applied to real-wo...

/payments SEPA and European Payments

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