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1148 Results from 2018

Retired Member

Retired Member 

The Bank of One: Taking personalisation to the ultimate level

The theory of the ‘Bank of One’ is well-rehearsed. Today’s tech-savvy consumers are demanding banking services tailored to their particular requirements. They see financial services as an enabler for other aspects of their lives, and they want their banks to deliver the products and advice they need in an efficient, timely way – matching their exp...

/payments /retail Banking Strategy, Digital and Transformation

Marten Nelson

Marten Nelson Co-founder and CEO at M10

It’s time for a serious open banking standard

Steve Kirsch, CEO and Founder, Token There are four things that should now be crystal clear to everyone involved in open banking: 1. Open banking has arrived. It was the #1 topic at Money 20/20 Europe. Open banking regulations are now appearing in other parts of the world beyond the EU. 2. Open banking is so irresistible that even banks that ...

/payments Open Banking

Aamil Ghani

Aamil Ghani Associate at Bovill

Who’d want to be a bank?

On the coat-tails of Monzo, Starling and other ‘challengers’, e-money and payment service providers are increasingly looking to “upgrade”: become authorised to be a bank. There is a logical path to be taken: starting as a payment services firm, which is not able to hold customer balances overnight, to becoming an e-money firm, which can hold e-wal...

/regulation Fintech

Retired Member

Retired Member 

What are the Top Risks Involved in Crypto Assets?

The ever-increasing risks that financial institutions face include market risk, credit risk, and operational risk. As a result, there’s a race to explore the benefits of Block chain technology for its capabilities in improving risk management and operational efficiencies. For example, the distributed ledger technology could allow asset managers to...

Digital Asset Class (DAC)

Retired Member

Retired Member 

Budget Apps And Personal Finance Tools

Everyone wishes to make budgets and save better and the tech world provides a stream of apps as well as tools which can lend a hand. Here are certain tools and apps that fall in this category. These can help you organize your different bill payments or simply allow you to control your flow of funds from bank accounts. The bonus aspect is that these...

/inclusion Finance 2.0

Retired Member

Retired Member 

How PSD2 will influence the Corporate Banking Payments landscape for the better using Biometrics

Transaction processing for corporate banking operations are on a completely different scale to the retail-banking world in terms of both value and volume. The resultant revenues form one of the main profit drivers for banks and according to the 2017 Cap Gemini World Payments Report, it is estimated that there will be a staggering 108bn corporate ...

/payments Biometrics

James Piggot

James Piggot Product Analyst at Finastra

User experience enhanced by artificial intelligence

I had a couple of good user experiences over the past couple of days, they may seem like small beer to some people but to me they point to a bright future... One was I wrote an email in Gmail that mentioned "... I have attached a PDF with the latest summary...". I then hit send but forgot to attach the PDF. The response from Gmail was to...

/ai Fintech innovation and startups

Retired Member

Retired Member 

AI in digital banking sales: win the 200 billion dollar race

AI has been a buzzword in digital banking for quite some time now. Yet not all bankers know what it can do for them in practice, especially when it comes to digital banking sales. The predictions are high. UBS research amongst 86 banks says AI could boost banks' revenues by 3.4% and cut costs by 3.9% over the next three years. According to Tabb,

/ai /retail Digital Banking Trends

Retired Member

Retired Member 

Choosing Software That Will Help Organize Personal Finance Matters

You might be new to using personal finance software and wish sees the benefits that such software management can provide to help you organize your money and loan consolidation. You might also want to explore other software of similar type that offers benefits and features that will suit you better. Here are some standard features to look out for pe...

/inclusion Personal Finance

Retired Member

Retired Member 

Trends In Making Payments in 2018

The New Year already started and we have entered into the second half of the year, there is some crucial technology development which is going to waver the payments in the markets in the year 2018. B2B payment will turn digital The first will be B2B i.e. Business to Business payment. This is mainly accredited to the complicated nature of the paymen...

/inclusion Payments strategies 2015-2020-2030

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