Join the Community

23,409
Expert opinions
42,310
Total members
272
New members (last 30 days)
166
New opinions (last 30 days)
29,114
Total comments

Latest expert opinions

clear
clear

1148 Results from 2018

Retired Member

Retired Member 

Anticipating consumer needs: The power of data

The relationship between the bank branch and its customers has changed beyond recognition over the years – gone are the days where the branch was king, bankers knew their customers on a personal level, and customers truly trusted their counsel. When they talked about banking, there was trust that the banker would propose the optimum offer based on ...

/ai Banking Strategy, Digital and Transformation

Retired Member

Retired Member 

What are the top risks in Organizational Restructuring?

The Top Risks in Restructuring With great organizational change comes great responsibility. Therefore, in order to create a sustainable growth, companies must learn strategies on how to manage the risks in restructuring. Such risks involve an impact on ROI that may occur when applying new changes to business practices. In the midst of restructur...

/retail /wholesale Financial Risk Management

Retired Member

Retired Member 

Bitcoin will start being used more often. What will change?

About 32% of the current cryptocurrency offering is held on personal wallets, after long-term investors sold approximately $24 billion of bitcoin to new speculators between December 2017 and April 2018. Last year, this number was at the level of 26%. According to the results of the Chainalysis study, the number of bitcoins on active wallets has in

/payments /inclusion Personal Finance

Retired Member

Retired Member 

Engaging end-users key when developing a risk management Graphical User Interface

It has been said that the role of a risk manager is not for the faint of heart. This is particularly true for those working in clearing houses, given the key role they play as central pillars of market stability. The importance of central clearing counterparties (CCPs) in financial markets has increased since the 2008 financial crisis. And as the ...

/regulation Fintech

Retired Member

Retired Member 

The Danske Bank Scandal: Lessons From a Money Laundering Scandal

Danske Bank is in trouble with regulators, law enforcement, and perhaps most importantly, its clients and investors. And in the bank's woes lies a lesson for the rest of us; the world of finance today is so complicated that even with established AML/compliance programs in place, it's possible for criminals to exploit the banking or financial platf...

/regulation

Darren Bishop

Darren Bishop Business Development Specialist at MDX Technology

Refreshingly expensive. Really?

In these modern times the old saying you get what you pay for is starting to have a hollow ring. The mighty John Lewis, that enduring stalwart of quality and style has just reported an alarming 99% drop in profits. House of Fraser imploded and Tesco’s has had to launch a new budget brand called Jack as a direct response to Lidl and Aldi’s growing ...

Retired Member

Retired Member 

Eight strategic and tactical priorities for cyber and BCM leaders

The new normal in this digital age is the increasing frequency of IT risks and threats, and the relentless, ever-changing IT regulatory landscape. Incidents often begin small but they can upsurge into crises with widespread business and reputational implications. Chief Information Security Officers (CISOs), Chief Information Officers (CIOs) and bu...

/regulation Information Security

Retired Member

Retired Member 

Decentralization teardown

A decentralised peer-to-peer system sounds exciting, but does it really work that way when it comes to blockchain in general and cryptocurrencies in particular? “The beginning of wisdom is the definition of terms.” -- Socrates In (the largest) CPU we trust Let’s re-visit the genesis of “purely peer-to-peer” blockchain – Satoshi’s 2009 whitepaper. ...

Blockchain Observations

Chriss Andrews

Chriss Andrews CEO at KA2 Limited

Where do you 'Wannabe' in 20 years?

According to a recent PwC study… “Up to 30% of UK jobs could potentially be at high risk of automation by the early 2030s.” https://www.pwc.co.uk/economic-services/ukeo/pwcukeo-section-4-automation-march-2017-v2.pdf That's not long – especially when you consider that 20 years ago The Spice Girls were number one in the UK charts with Wannabe. O...

/retail Banking Strategy, Digital and Transformation

Carlo R.W. De Meijer

Carlo R.W. De Meijer Owner and Economist at MIFSA

Komgo: Dutch banks going blockchain for commodities trade finance

Trade finance is one of the most crowded areas for blockchain-based projects. In one of my earlier blogs I gave an overview of them (see my blog: “Blockchain for Trade Finance: a network business”, 23 May 2018). And now, a new one can be added to that list: Komgo. A consortium of fifteen of the world’s largest institutions, including internationa...

Blockchain Observations

Now Hiring