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Latest expert opinions

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

The Next Big Shakeup in European Banking: From Local Giants to Pan-European Titans

At the turn of the millennium, the European banking industry underwent significant consolidation - a process where financial institutions merge or are acquired, resulting in fewer but larger banks with greater market share. Notable examples from that period include: Belgium: CERA, Kredietbank, and ABB Insurances merged into KBC in 1998. In

/retail /predictions Banking Strategy, Digital and Transformation

Abhinav Paliwal

Abhinav Paliwal CEO at PayNet Systems- A Neo Banking Software Platform

What does the term Omnichannel specifically mean in the context of financial services?

Omnichannel in financial services means delivering a unified and seamless customer experience across all channels, such as mobile apps, websites, customer service hotlines, and in-branch visits. According to the 2021 World Retail Banking Report by Capgemini, nearly 80% of consumers expect an omnichannel banking experience, highlighting the growing ...

/payments /inclusion Financial Services Regulation

Alexander Boehm

Alexander Boehm Chief Executive Officer at PayRate42

Whistleblowers: The Unsung Heroes Safeguarding the Financial World

The whistleblowers are considered the unseen guards of an otherwise complicated—sometimes esoteric—world of finance with hardly any accounts of malpractices and illegal rackets. They are the people with courage who work behind the curtain to ensure transparency of operations and integrity of an industry indispensable to the global economic system....

/regulation /crime

Konstantin Rabin

Konstantin Rabin Head of Marketing at Kontomatik

How Digital Wallets Build Trust in Consumers -- From Small Businesses to Gaming Venues

I always use digital wallets, and I know I'm not alone. Well, I'd say I use eWallets more like Google or Apple Pay (I'm Apple Pay), but I do use specifically digital wallets that I couldn't go into my local supermarket and use. Technically, they're the same thing, but I think there's some distinction. I've Googled it, and there are over 3.4 billio...

Eldad Tamir

Eldad Tamir Founder and CEO at FINQ

Understanding the financial landscape of millennials: insights into money habits and future planning

Millennials, born between 1981 and 1996, often find themselves under significant financial stress. The current economic landscape, marked by student loan burdens, a challenging job market, and the necessity to save for the future, compounds this stress. However, despite these challenges, millennials exhibit savvy, resourcefulness, and intelligence...

/ai /markets Artificial Intelligence and Financial Services

Alexander Boehm

Alexander Boehm Chief Executive Officer at PayRate42

Navigating the Compliance Maze: Online Casinos, Payment Processors, and the Challenges of High-Risk

The online gambling industry, particularly the high-risk segment of online casinos, has long been a contentious area fraught with legal, regulatory, and ethical challenges. The boundaries between legality and illegality in this sector are often blurred, making it a difficult landscape for both operators and the payment processors that serve them. ...

/payments

Ben O'Brien

Ben O'Brien Managing Director at Jaywing

IRB wholesale exposures: Unpacking the PRA's latest regulatory guidance

The Prudential Regulation Authority (PRA) recently held an IRB wholesale roundtable, introducing new guidelines for firms using or considering the Internal Ratings Based (IRB) approach for wholesale exposures. In this post, we’re delving into the 6 key takeaways: #1. Model risk differentiation: Aligning to the PRA’s expectations To start, the PRA'...

/regulation

Paula Hunter

Paula Hunter Executive Director at Mojaloop Foundation

Understanding the Difference Between IPS and Inclusive Instant Payment Systems (IIPS)

In the world of financial technology, the terms instant payment systems (IPS) and inclusive instant payment systems (IIPS) are both used to refer to digital financial transfers that allow the recipient to use the money within seconds. Though they share similarities in offering rapid financial transactions, their core objectives and impacts differ ...

/payments /inclusion Financial Inclusion

Kyrylo Reitor

Kyrylo Reitor Chief Marketing Officer at International Fintech Business

MasterCard: Your Partner in Growth

Mastercard is more than a payment processor; it's a strategic ally for businesses aiming to expand their reach, enhance customer satisfaction, and optimize operations. Key Benefits of Mastercard Integration: Global Market Access: Tap into a vast customer base across the world, increasing your revenue potential. Unparalleled Security: Safeguard yo...

/payments /wholesale Banking

Harshita Soni

Harshita Soni Digital Marketer at Ken Research

The Adaptation to Trends in the Vending Machine Industry

The global vending machine industry is witnessing a significant transformation as technology advances and consumer behavior evolves. As of 2024, the global vending machine market is valued at approximately $25.2 billion and is expected to grow at a CAGR of 6.7% from 2024 to 2030. The market's growth is driven by factors such as rising demand for ...

/markets

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