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1270 Results from 2013

Neil Crammond

Neil Crammond risk education & real time market abuse at DIVENTO FINANCIALS

Where have all the Libor fines gone?

Since regulators have issued £££ millions of fines to our guilty libor traders I have struggled to find where these monies finish up ? The reason behind this quandary is simple ; because FSA 2012 budget was only £126 million , i was hoping the majority of these fines would of been released back to the regulator to catch more ...

/regulation

Retired Member

Retired Member 

Big Data, Magical Thinking and Investment Management

All information technology essentially offers an abstraction from an underlying reality, enabling that reality to be understood in simpler, more human centric and hopefully better ways. Some abstractions are good; the early GUI notion of “documents”, “windows” and the “desktop” allowed early PC users to interact with a strange new tool. Some abst...

/regulation

Martin Ruda

Martin Ruda Managing Director at Tall Group

BPO at Institute of Operational Risk

Business Process Outsourcing was the topic of conversation at the recent breakfast briefing in London organised by the Institute of Operational Risk. The Tall Group was one of four key speakers at the event to discuss risk considerations from a supplier’s perspective. The briefing was designed to provide a forum for discussion, including the FSA’s...

/regulation

Retired Member

Retired Member 

What Bitcoin Central's move REALLY means

This article originally appeared on the ModPay blog on 14 December 2012. --- You may have read week commencing 8 December 2012 about the announcement by Bitcoin Central, or rather the company behind the Bitcoin exchange, Paymium. Their partnership with Aqoba, a French PSP, was reported to give them the ability to hold full bank accounts. This is ...

Innovation in Financial Services

Graham Smith

Graham Smith Director at Certeco

RBS and NatWest failures why do they keep happening

RBS’s NatWest customers were left high and dry this week when technical failures meant they couldn’t use ATMs, telephone banking, online banking or make card payments. Many disgruntled customers only found out when their cards were refused at shops and petrol stations across the country. The IT glitch meant systems were down for three hours. Nine ...

/retail

Ketharaman Swaminathan

Ketharaman Swaminathan Founder and CEO at GTM360 Marketing Solutions

Banks Have Nothing To Fear From TELCOs

In my opinion article titled "Impact of Regulation on Financial Services Providers" that was published in the August 2012 issue of The Journal of Internet Banking & Commerce, I'd argued that banks don't have much to fear from the slew of financial products launched by non-banking financial services providers. In response to this pie...

/payments

Retired Member

Retired Member 

4G rollout won't be enough to boost mobile banking

With the 4G mobile spectrum auction hurdle now cleared, it is ultimately welcome news for consumers wanting faster internet on the move, but there are still questions over whether 4G will finally kick start the UK mobile banking revolution. With increasing consumer reliance on smartphones, there are huge opportunities for banks to offer sophistic...

Robert Siciliano

Robert Siciliano Security Analyst at Safr.me

Simplify and Secure Your Passwords

It seems that almost every site on the Web requires a password. At least twice a week, I get an email from someone who wants me to join yet another site, which requires yet another username and password. You can cop out and use the same username and password combination, but that’s always possible since some sites let you use numbers and symbols in...

/security

Robert Siciliano

Robert Siciliano Security Analyst at Safr.me

Maximizing the Use and Efficiency of Your Mobile Device

Time isn’t just money. Time is what you spend with your family, on a vacation or watching a kid’s dance recital. Time can be gained or lost based on how efficiently or inefficiently you use and implement mobile technology. First and foremost, your mobile phone is a communication tool. It should be set up to access and communicate with everyone in y...

/security

Retired Member

Retired Member 

I won't show you mine...

How to commit a credit card fraud? "Simples!" - emboss card number on the card itself. The credit card predecessor (called "Certificate of Credit") didn't have a card number at all, just the bearer's name - there were not that many people who were wealthy enough to have such a certificate back in the 20s in a given area, I gues...

/payments Innovation in Financial Services

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