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1147 Results from 2019

Retired Member

Retired Member 

Deeper into Digital Identity - Enrolment

In my last article I tried to quickly define “digital identity” and point out important aspects to consider when implementing a national digital identity. I also looked to highlight just a few of the benefits that can be drawn from such a platform. One short article couldn’t possibly do this topic justice, so with this piece, I wanted to dig a bit...

/security /retail Online Banking

Retired Member

Retired Member 

What we mean by Digital Identity

There are two different ways to look at an individual’s digital identity. One way would be to consider the online personas we create on social media; often comparable to the real-world characters that we play, compiled of our actions, relationships, possessions, accomplishments, etc. The other kind of digital identities we create are used for onli...

/security Online Banking

James Sinclair

James Sinclair 

7 Trade Finance Leaders share the biggest themes for 2019

Amongst all the doom and gloom about trade wars, protectionism and economic uncertainty over the past 12 months, Trade Finance Global (TFG) spoke to leaders in trade about the positive news stories and things to look forward to in 2019. Pledges to fully digitalise Trade Finance Enno-Berghard Weitzel at Commerzbank AG said: “Commerzbank has pledged ...

Transaction Banking

Andrew Churchill

Andrew Churchill ID & Authentication Standards author at MIDAS Alliance

2019 - the year we may finally get to grips with Digital Identifcation & Authentication

On Thursday evening I was delighted to be speaking in Parliament on behalf of the MIDAS Alliance at the launch of Tech UK’s Digital IDs report, hosted by the All Party Parliamentary Group in Digital Identity. This very well attended event heard of the opportunities afforded by getting digital identification & authentication right, ranging from...

/regulation Banking Strategy, Digital and Transformation

Retired Member

Retired Member 

Open Banking: AISPs and PISPs explained

The two types of Open Banking providers: here’s what you need to know Since January 2018, Open Banking has been driving dramatic change across the financial world, revolutionising everything from payment solutions and budgeting tools to lending applications and credit evaluations. But what exactly do companies offering Open Banking do? Regulated p...

/regulation Open Banking

Retired Member

Retired Member 

Building software development around customer needs

A 2018 report by Accenture, Back Office, it’s Time to Meet the Customers, found that 75% of operational leaders at banks now want to focus on customer experience more than on efficiency. The driver behind this view is undoubtedly higher customer expectations not just for excellent service, but for better personalization and engagement as well. Th...

/devops Fintech

Retired Member

Retired Member 

What can four innovative fintech startups and their investors tell us about the future?

Fintech is a sector that thrives only through innovation. It’s in constant flux; changing and evolving all the time. While we can see spikes of activity and the general trajectory, it’s hard to predict what lies ahead just by taking a high-level view. To get a more accurate picture you need to drill down and analyse some of the startup companies t...

/startups Trends in Financial Services

Janne Jutila

Janne Jutila Head of Business Alliances at Signicat AS

My identity is my money

Dictum meum pactum “My word is my bond” was the motto for trading in London Stock Exchange since 18:th century. If you made a verbal agreement, you backed it up with your money. Something similar is conveyed in the proclamation by Dave Birch, a well-known UK payments specialist, in his book “Identity is the new money”, published in 2014. He sugge...

/security /payments

Bob Lyddon

Bob Lyddon Consultant at Lyddon Consulting Services

Pay.uk’s Byzantine organisation promises longevity for New Payments Architecture programme

The Byzantine Empire is deemed to have emerged in 476 A.D., its being based on the residual Eastern Roman Empire at the point at which the Western one collapsed. The Byzantine Empire survived for nearly a thousand years, until brought to an end by the sack of Constantinople by the Ottomans in 1453. Pay.uk’s project to build a New Payments Architect...

/payments Transaction Banking

Anthony Pickup

Anthony Pickup Consultant at Capgemini Invent

What is holding back commercial eID services?

The recent article[1] about the UK governments attempts to facilitate eID for government services being handed to the private sector made me think what is holding the eID market back? With mobile phone and integration of connected devices technologies improving the security and user experience for digital services. The use of biometric sensors in...

/retail Biometrics

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