1148 Results from 2018
Richard Howells Director of Insurance, Wealth, Life & Pensions UK at Experian
The banking landscape is about to change beyond all recognition due to Open Banking and it is arguable these are the biggest changes we have seen in the last 20 years for consumers. However, there’s another market that we should be preparing for with just as much anticipation. In the pensions market, the Government’s Pensions Dashboard project will...
20 February 2018 Open Banking
Anna Milne
So PSD2 arrived in a flurry of nothing. As underwhelming as it was entirely predictable, not only was the first deadline missed by pretty much all concerned, the innovative and enticing new services PSD2 is supposed to facilitate are far from fruition. So why is this? Banks either feel there is little in it for them, or that the average customer s...
19 February 2018
Nick Fernando Founder and Director at Aqua Global Solutions
A legacy left to you by a rich benefactor most people would view positively. The term applied to a core banking system today, seems to have negative connotations. The legacy system is a bit like the phone everyone purchased just over a decade ago. It calls as well as any phone of today, however, we want to be able to take high definition pictures ...
19 February 2018 /payments /retail
Jose Pierre CEO at Marketware International, Inc.
It the next decade, it is expected that some form of artificial intelligence technology will perform work across financial functions, allowing people resources to focus on higher-value tasks and projects. To capture this opportunity, financial services companies must take a strategic, rather than tactical, approach. A strategic plan to transform...
19 February 2018 /ai Innovation in Financial Services
Jeremy Light Co-founder at Fourdotzero
With 2018 well underway, I have had time to reflect on what to expect in the ever-changing world of payments this year. My reflections are split into New Trends, Growing Trends and Ongoing Trends, with this blog focusing on the New Trends. These are the trends that may be familiar to some, but are becoming established and are likely to become evide...
19 February 2018 /payments Digital Banking Trends
Urvish Macwan Team Leader at Hyperlink Infosystem
Top app development companies in India are already working assiduously to take full advantage of Internet of things when the technology takes off. As an organization, when you hire one of the top app development companies in India to apply the internet of things technology to your business, you stand to gain a lot. Apart from additional streams of...
Naresh Kurup Director - Marketing at CustomerXPs
With increasing diversity in the banking customers’ age groups, needs, values, priorities and perspectives, banks interact with several ‘generations’ of customers. Multigeneration banking evolved from the need for providing personalized and unique experiences to a variety of customer segments. Changing demographics, incomes, attitudes and behavi
19 February 2018 /retail Digital Banking Trends
APP (Authorized Push Payment) fraud is turning out to be a widespread menace with the UK being the most affected, according to the UK consumer rights champion When a business or an individual gets tricked into sending money to a fraudulent account to pay for goods or services it is a fraud. Businesses and individuals are scammed when criminals s
19 February 2018 /payments /regulation Financial Risk Management
Financial inclusion plays a vital role in socio-economic development particularly in developing economies. While nations in sub-Saharan Africa have been investing substantial efforts to make financial services available to the underprivileged and marginalised, a vast majority still use informal modes to pay, save and lend. Incidentally, Africa has...
19 February 2018 /regulation /inclusion Financial Inclusion
Real-time and near real-time payment systems have changed the very fabric of online commerce. Over 30 countries now have real-time payment processes of some kind, some of them in use since decades. The growth in Real-time Retail Payment Systems (RT-RPS) has been encouraging, with 18 countries now having a ‘live’ RT-RPS systems in place. Additionall...
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