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Shailendra Malik

Idea of Audit in AI age

Audit has always been a support function for banks that has served as the last line of defence for keeping the organisation safe from external attacks and provide assurance to business & stakehold...

09 Aug 2018
Internal Auditors in Financial Services
Shailendra Malik

Layered Gamification in Lifestyle Apps

Gamification solves a few primary needs of the Lifestyle apps. It engages users and builds the stickiness of the app. Users want to keep coming back and see if they can get more out the rewards or not...

05 Aug 2018
Digital Banking Trends
Shailendra Malik

Gig Economy - A Financial Services Nightmare

The idea of Gig economy is not new. In fact it exists in its rudimentary form by the name of Daily Wage worker. With digitisation of work and remote working ecosystem advancing to next level, Gig econ...

03 Aug 2018
Trends in Financial Services
Shailendra Malik

Gamification of Lifestyle Apps

Gamification is not new. In fact, the idea of rewards owes its massive success to games and their complex rewarding mechanisms. Be it the newer Mobile games like Brawl Stars and their most successful ...

02 Aug 2018
Digital Banking Trends
Shailendra Malik

How Lifestyle Apps help Banks

In my last post I explained the potential of Banks investing their effort to build Lifestyle Apps and create an ecosystem that helps everyone. The question remains, will people move away from generic...

31 Jul 2018
Digital Banking Trends
Shailendra Malik

Banks' next frontier - Lifestyle Apps

Banks claim to understand the customer’s the best. The argument goes follow the money to know the priorities. People may claim differently but they usually buy what they feel hold the right value and ...

30 Jul 2018
Digital Banking Trends
Shailendra Malik

Idea of money and wealth

Every age or generations have their unique relationship with money. In past 100 years we saw multiple global conflicts, both militarily and financial in nature. That has hugely affected the way people...

29 Jul 2018
Digital Banking Trends
Shailendra Malik

Internal Audit: In the age of AI

Innovation and tech advancements are hitting the market at a breakneck speed. All companies are either trying to leverage the AI, Chat-Bots, ML or any form of new models available in the market or eve...

27 Jul 2018
Innovation in Financial Services
Shailendra Malik

Startups face Integration challenges with Banks

Of past year a lot of noise have been created by the Fintech sector and loads of start-ups have mushroomed. With many innovative ideas the primary assumption is that, when we have the empirical data t...

22 Jan 2018
Innovation in Financial Services
Shailendra Malik

How Lifestyle Apps help Banks

In my last post I explained the potential of Banks investing their effort to build Lifestyle Apps and create an ecosystem that helps everyone. The question remains, will people move away from generic...

22 Jan 2018
Digital Banking Trends
Shailendra Malik

Opportunities in Expat Health Insurance segment

Generally people think of individual International Health Insurance if they are not covered under a group medical insurance program. These policies include worldwide medical protection and also can in...

01 Oct 2016
Shailendra Malik

Insurance Claims - When will the fat timeline slim down?

While looking for any new insurance policy, whether that is for your health, your house, your car or any item you can think of, one of the common questions you ask is how much is the claim processing ...

19 Sep 2016

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