John Wu President at Ava Labs
The internet is built on proof. Proof you’re old enough to buy a product. Proof you can afford a loan. Proof you really earned the degree on your résumé. But proving anything online today usually means handing over far more than is necessary. A driver’s licence to prove age, a bank statement to prove solvency, a diploma to prove education – each on...
1 hour /identity
Laurent Descout CEO at NEO Capital Markets
It’s that time of year again! Money20/20 USA is returning and promises to be bigger, bolder and more future-focused than ever. From October 26-29, over 11,000 from the money community are set to descend on Las Vegas’s Venetian Hotel to build influential partnerships, accelerate deals and explore the key trends driving innovation in fintech. This ...
2 hours /payments
Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,
Snippets from ClosedAI – by Schumpeter in the Economist - followed byt ChatGPT's take on it: OpenAI to buy perhaps $10bn-worth of custom AI chips from Broadcom. Adding $200bn to Broadcom’s market value.. OpenAI revealed that Nvidia, Broadcom’s larger rival, would invest up to $100bn in it over several years while selling it graphics-processing un...
3 hours /ai /predictions Innovation in Financial Services
Dr Ritesh Jain Advisor at WorldBank
Programmability doesn’t replace access — it multiplies the value of access. That’s the simple but powerful idea behind India’s CD Token and similar initiatives: when money can carry rules, proofs and intent, we stop forcing people to fit into financial products and instead design products to fit people’s lives. Opening a bank account is necessary,...
5 hours /payments /inclusion Innovation in Financial Services
Many of us - especielly in older generations - experience today’s digital world as chaotic — and what’s coming next with accelerating speed - can feel downright mind-spinning. Many feel that they have lost their sense of control, constantly resetting passwords and struggling to remember how each service works. Every site, app, and platform seems ...
5 hours /inclusion /identity Innovation in Financial Services
Konstantin Rabin Head of Marketing at Kontomatik
California’s business landscape is changing rapidly as digital technology becomes an essential part of daily operations. From small family-owned shops to regional enterprises, local businesses are finding new ways to connect with customers, streamline services, and stay competitive in a world that is increasingly online. This shift brings both opp...
9 hours
Akshar Prabhu Desai Payments engineer
Note: This article is reflects opinions of the author and not that of his employer. This article is also a distilled version of author's research paper published here. [PDF] Agentic AI techniques are autonomous systems that can make their decisions independently to work towards a specific goal in a dynamic environment. This article explores the e...
9 hours /ai
Franklin Manchester Principal Global Insurance Strategic Advisor at SAS
In my last column, I wrote about the year so far in insurance, and how climate-related disasters and public policy have put the industry on a path toward crisis much faster than even dire predictions had forecast. But all is not lost yet. Insurers have an opportunity to position the industry for a brighter future – from finding real value in AI t...
22 hours /ai
Stanley Epstein Associate at Citadel Advantage Group
1. Introduction: What is a CBDC? A Central Bank Digital Currency (CBDC) is a digital currency issued directly by a country's central bank, such as the Federal Reserve in the United States or the European Central Bank. Unlike physical cash, which is anonymous, or commercial bank deposits, which are liabilities of private banks, a CBDC would be a di...
23 hours /payments /regulation
Vishal Rodage Consulting Director at Tata Consultancy Services
Introduction Quick, accurate and data-driven decision making is key in the ever-changing world of investment management. One of the crucial aspects of investment decision making process is analysis of funds where investment is being made, most often relying on the analysis of the fund factsheets and financial reports. This involves analyst reading...
23 hours /ai /wealth Artificial Intelligence
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