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As technology advances at lightning speed, the digital finance industry constantly evolves, creating more opportunities for innovative liquidity providers. As more traders look to invest in various markets, having reliable liquidity services that provide adequate risk management to price investments accurately can be a crucial part of success. Wit...
25 April 2023 /inclusion /markets Fintech
If you think about it, it's odd to advocate more research and development for fintechs, but it is something we need to bear in mind at all times. Innovation is hard wired into our DNA, but often it´s front loaded. We're natural disruptors, wanting to take on what is already out there, and we launch our product with a great push in all stages of t...
24 April 2023 /payments /startups Business
Buy Now Pay Later (BNPL), a short-term interest-free consumer credit solution, is increasing in popularity in the US. However, despite explosive growth in sales volumes, none of the pure-play BNPL companies are profitable, including BNPL giants. Since the credit risk undertaken in BNPL is usually higher compared to other credit solutions, the
24 April 2023 /retail /predictions Banking Strategy, Digital and Transformation
Just blink…out with the old ( ChatGPT …yup, almost already) and in with the (not so) new - Generative AI. So what is this Generative AI, really? First, think of it as a combination of Angel and devil's advocate, who is a positive scrutinizer for good reasons. Did you get the picture of having them on each shoulder to steer you in the right directio...
21 April 2023 /crime /predictions Digital Bank Transformation
In today’s digital landscape, there is a significant risk of data breaches, cyber thefts, and other such frauds. Digital transformation has enabled fraudsters to find new lines of attack and exploit vulnerabilities. Fraud has always been a detrimental factor in the business world, particularly in the financial industry, causing fear in users when ...
21 April 2023 /security /crime Blockchain in Banking and Financial Services
More than ever, it's crucial to keep your customers safe from threats and ensure they have a smooth payment experience. This is where Know-your-customer (KYC) and Strong Customer Authentication (SCA) come into play. In this article, we'll delve into the ways in which these processes can help you design a smooth customer experience and secure paymen...
20 April 2023 /payments /retail Banking Strategy, Digital and Transformation
Although the UK was a pioneer with the Faster Payments Scheme (FPS) in 2008, we cannot afford to be complacent in adopting real-time payments compared to other economies in the G7 and beyond. And with the UK’s New Payments Architecture (NPA) on its way, it will start impacting direct FPS participants in the next 12 months. Vendor selection and tes...
19 April 2023 /payments /regulation
According to a 2022 study by ANIS (Employers’ Association of the Software and Services Industry) the Romanian IT market is dynamic and constantly growing, now reaching approximately 220.000 computer science and engineering specialists. Apart from their strong tech skills, the Romanian workforce also demonstrates very good business acumen and under...
18 April 2023 /people /devops
It started with open banking… but what does it really mean? Open banking enables customers to share their personal data with other external trusted organisations that can provide innovative apps and services tailored to their individual financial situation. Such applications may be provided by new startups and applications designed to help users ...
18 April 2023 Banking
Equity compensation is a significant part of the compensation package for many startup employees, especially those in early-stage companies. Startups often offer equity in place of higher salaries, as they may not have the cash flow to pay high salaries in the early stages of their growth. Equity compensation provides a stake in the company and
15 April 2023 /startups
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