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Retired Member

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Maintaining an ‘always on’ and ever-prepared financial institution

Managing enterprise-wide operational resiliency has historically been a complex problem for Financial Service Institutions (FSIs). One year ago, the European Commission announced plans to establish a Joint Cyber Unit to tackle serious cyber incidents impacting national infrastructure and businesses across the EU. There are many kinds of cyber inc...

/security /regulation Big Data

Retired Member

Retired Member 

The power of mobile telco data in the digital ID proofing process

Our research last year revealed that at least six million people in the UK are ‘ID Challenged’. This means that they struggle to prove who they are in order to access the products and services they are entitled to – in both the private and public sectors. Digital ID is rapidly being rolled out by all sectors as the primary way to access those serv...

/inclusion /identity Digital Identity Management

Retired Member

Retired Member 

Financial empowerment through account aggregation in India

The way people manage their finances in India has changed as a result of account aggregation, an innovative financial service that has experienced tremendous growth in recent years. The simplest definition of account aggregation is the safe and secure blending of a user's financial information from numerous accounts housed across multiple banks or...

Finance 2.0

Retired Member

Retired Member 

Banks can't control inflation, but they can control their customer relationships

In the cost-of-living crisis, every penny counts. With mortgage rates at their highest level in 15 years, and 1.3 million households missing or defaulting on bills last month, banks are facing an unprecedented increase in calls for financial support. However, poor service is causing customers to lose trust in their financial providers - with over ...

/retail /cloud Artificial Intelligence and Financial Services

Retired Member

Retired Member 

Open Banking Opportunities in the Insurance Segment

Data has become a commodity in our everyday life and making a good use of it is the new game-up across all industries. Financial services have been heavily disrupted by transparency regulatory directives to better manage users’ data. Open banking initiative is one of the most important directives that has transformed the banking sector that elimin...

/payments Open Banking

Retired Member

Retired Member 

Cloud Cocktail! Running a single application on multiple clouds.

The advent of cloud computing has revolutionised the way in which financial services and other businesses operate and deploy their application workloads. As organisations seek to leverage the benefits of cloud services, many are adopting a multicloud strategy, spreading their workloads across multiple cloud providers. It is not uncommon for lar...

/cloud

Retired Member

Retired Member 

PEPs and Sanctions lists are not set in stone

In the UK, fraud has become a significant concern, to the point where it has been reclassified as a threat to national security, elevating its status to that of terrorism. This highlights the importance of addressing fraud and its associated risks. Among the individuals most susceptible to fraud are politically exposed persons (PEPs) due to their ...

/regulation /identity Banking Strategy, Digital and Transformation

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Retired Member 

Unified Payment Interface: Revolutionizing the Way We Transact

Digital transactions have become an essential part of our daily lives in today's fast-paced society. Online payment systems' convenience and quickness have changed the way we conduct financial transactions. The Unified Payment Interface (UPI) is one such breakthrough platform that has taken the Indian financial scene by storm. Unified Payment Inte...

Payments strategies 2015-2020-2030

Retired Member

Retired Member 

Mastering Cash Flow in Finance: A Comprehensive Guide

In the intricate world of finance, understanding cash flow is akin to deciphering a company's financial heartbeat. Cash flow, the lifeline of any business, is the measure of money inflows and outflows during a specific period. Delving into the depths of this essential concept equips businesses, investors, and individuals to make informed financial...

Finance 2.0

Retired Member

Retired Member 

10 Best Mobile Website Designs You Must Know in 2023

Mobile technology is changing the way we interact online. For a business to do well, having a website that works well on smartphones is critical. Did you know that almost half of all web visits today use a mobile device? Therefore, businesses need to embrace this mobile-dominated trend. But how can you ensure your website is easy to use on mobile?...

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