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Bo Harald

My e-Journey - over 40 years. Part 7. Ladders galore

An often repeated experience on my journey has been that one thing leads to another, which leads to another and so it goes. You may have a hunch about what these may add up to - but seldom a very clea...

05 Jan 2023
Innovation in Financial Services
Bo Harald

My e-Journey - over 40 years. Part 6. Towards a new e-world

I have a few more parts in mind. Candidates - time permitting - include: Ladders galore, Productivity impact high level evaluation, Life events as starting point for service design, Single Market leap...

03 Jan 2023
Innovation in Financial Services
Bo Harald

My e-Journey - over 40 years. Part 5. Mobile rungs in the ladder and Mobey Forum

The first rung in the mobile services ladder was the word syntheziser for pushbutton telephone payments created in -82. Once mobile phones - the next rung - started to appear you could use them to mak...

01 Jan 2023
Innovation in Financial Services
Bo Harald

My e-Journey - over 40 years. Part 4. Going Nordic

Banking in Finland was hit very hard by an economic recession of unseen proportions in the early 90s. One unfortunate aspect was that local banks before that had hastily been deregulated and massed in...

31 Dec 2022
Innovation in Financial Services
Bo Harald

My e-Journey - over 40 years. Part 3. Interconnecting customers

Especially in the Nordea Bank stage we started to think that the then 4 million strong e-Banking user habit and trust should be reused for other interaction purposes than traditional payments and othe...

29 Dec 2022
Banking Strategy, Digital and Transformation
Bo Harald

Reposting Open Letter to the EU-Commission - as not sure that the organisation ID is understood

In these dark days of brutal military aggression, it is important to find time to also look forward and discover new ways to make Europe more competitive and secure. The next phase of digitalizatio...

29 Dec 2022
Banking Strategy, Digital and Transformation
Bo Harald

My e-Journey - over 40 years. Part 2. All banking.

So once we in the early 80s saw how customers - with delight - started to use e-banking for bill payments and balance checking, we started to ponder what other services could be built on the economy o...

28 Dec 2022
Banking Strategy, Digital and Transformation
Bo Harald

My e-Journey - over 40 years. Part 1. e-banking started with payments.

Why should I jot down some notes from my digitalisation and leadership journey? Because I think that this experience from innovation ladders (one thing leads to another - and eventually to a new leve

27 Dec 2022
Banking Strategy, Digital and Transformation
Bo Harald

Banks have it all - reposted

Blog nbr 400. The benefits of moving faster to a Data-driven Economy are clear. The mission in short: better service, mega-shift in productivity, sustainability through less waste and CO2, fact-based...

07 Sep 2022
Innovation in Financial Services
Bo Harald

IDwallet interview

The Opportunities for Europe’s Identity Landscape with eIDAS 2.0, with Bo Harald – Podcast Episode 68 https://lnkd.in/dzgdhvW2

31 May 2022
Innovation in Financial Services
Bo Harald

eIDAS2 - the most important potential reached with the longest e-ladder

https://www.ubisecure.com/podcast/europe-identity-eidas-bo-harald/

12 May 2022
Open Innovation Ecosystem
Bo Harald

Is all data MyData? reposted

Is all data MyData?21 December 2018211 All data is somebody's data. Not really owned - but somebody is having the often exclusive right to use it. Sometimes alone, sometimes together, sometimes the ri...

14 Apr 2022
Innovation in Financial Services

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