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Having looked at Pay-By-Bank in my previous post I thought it would be useful to look at another new payment innovation Request to Pay. This promises to be revolutionary new way of paying bills over t...
Pay-by-Bank solutions are suddenly the fashion in the payments world. Solutions are available from HSBC, JP Morgan, Barclays, JP Morgan, Mastercard and World Pay to name a few. How do they work and do...
Open Banking is finally coming of age. More and more applications are available that ride the Open Banking rails bringing innovation and efficiency to financial services, businesses, and consumers. In...
I never thought I would start a serious blog on cryptocurrencies by mentioning Kim Kardashian. At the beginning of October 2022, the US Securities and Exchange Commission (SEC) announced charges and...
Pay.UK, the payments operator and, standards organisation for the retail interbank payment systems in the UK recently announced that the Paym mobile payments service will close permanently on 7 March ...
You might be thinking “How can people be so stupid to fall for that old scam”? Well they can and do, but they aren’t stupid – the scammers are getting smarter at sucking people in. According to Eart...
Like a lot of other people, I love going to the gym and having a swim and sauna afterward. Going to the gym helps me to relax for a while away from the day-to-day grind. After the gym, I may go to the...
In November 2021 Amazon announced that they will no longer accept Visa Credit cards in the UK – they had already done this in Singapore and Australia. To the layperson, this might sound like Amazon ar...
During and post-Covid 19 the world has been hit by a tsunami of fraud. With the move to electronic money where everyone has their money in digital form, the criminals have realised this has made it ea...
It’s been reported recently that £4m is stolen every day by fraudsters in the UK. That’s a lot of money even by today’s highly inflated standards. Isn’t it time to ask the difficult question - are ban...