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980 Results from /wholesale

Retired Member

Retired Member 

Using unconventional data is key to assessing commercial lending risk

When it comes to commercial lending, credit analysis is an essential part of the process. Banks need to assess the ability of a business to sustain a certain level of debt and repay loans, but a lack of data availability, coupled with human bias, can make this difficult to assess. A steakhouse on Wall Street catering to investment bankers for exam...

/wholesale /covid-19 Artificial Intelligence and Financial Services

Domenico Scaffidi

Domenico Scaffidi Payments Business Development Director at Volante Technologies

ISO 20022 Migration: Why Banks Need To Move Fast

SWIFT’s decision to delay migration of cross-border payments to ISO 20022 by 12 months has important strategic implications for the industry. With multiple market infrastructures moving to ISO 20022 on different schedules, and varying approaches to co-existence, financial institutions will need to redouble their focus on modernising their infrastr...

/payments /wholesale Standards Forum

Hirander Misra

Hirander Misra Chairman and CEO at GMEX Group

Are UK Banks profiting from the current coronavirus crisis and failing SMEs?

A UK business could be eligible for a Coronavirus Business Interruption Loan Scheme (CBILS), as set out by the UK Government. However, it appears that despite the Government’s best intentions, this scheme is not working in practice and some urgent readdress is required. There is, therefore, a serious concern that small businesses will start to fa...

/wholesale /covid-19 Finance 2.0

Tim Simon

Tim Simon CEO at Madiston plc

Keep Calm and Carry On...Doing Business!

Most of us have never experienced times like these before but, while the medics deal with the health crisis, we - the financial services and FinTech sectors - have a crucial role to play in minimising the economic impact. To keep the economy moving, we have to keep working. Those set up to run their businesses remotely online can continue to trade...

/retail /wholesale Banking Strategy, Digital and Transformation

Breana Patel

Breana Patel CEO | Thought leader in Bank Risk & Regulations at Bonova Advisory | Risk &Regulatory Advisory

How To Improve Risk Management Processes In The First Line Of Defense For Large Banks

The Three Lines of Defense model, abbreviated as 3LOD, is a modern tool for enterprise risk management that has shifted corporate philosophy. This model creates an environment where everyone in an organization is encouraged to work in tandem to manage risk and achieve the company’s goals. The Three Lines of Defense model is comprised of: • The fir...

/regulation /wholesale Innovation in Financial Services

David Ratnage

David Ratnage Commercial Lending Director, Capital Markets at FIS

All Digital Lending Approaches are Not Created Equal

With on-demand services and faster decisions, digital lending platforms are changing the face of commercial lending. But digital approaches differ – and as banks transform their operations to keep up with online competitors, they need a technology-driven approach that moves beyond speed and takes them into new, unexplored areas. While digital disr...

/wholesale /cloud Capital Markets Technology

Bob Lyddon

Bob Lyddon Consultant at Lyddon Consulting Services

Protecting global financial markets from Eurozone systemic risk

The Euro is a currency without a Eurozone sovereign legal person backing it. Swathes of Eurozone financial assets are rated and accounted for as if there was such a legal person, whereas the backing for these assets is far less impressive. The consequence is that the Eurozone financial system is far less well-capitalised than it appears, and that m...

/retail /wholesale

David Ratnage

David Ratnage Commercial Lending Director, Capital Markets at FIS

Choose Change for Faster, More Accurate Credit Decisions

When you're assessing the creditworthiness of borrowers, you need technology to help you not only do it efficiently and get it right but also give you flexibility. So, is your credit assessment solution giving you the freedom of choice – or could it be time for a change? The commercial lending ecosystem itself is evolving rapidly, with the demand ...

/ai /wholesale Artificial Intelligence and Financial Services

Retired Member

Retired Member 

The Internet, not Open Banking, is Revolutionising Finance

The future of finance is open. But not because of Open Banking legislation, but because the internet has unshackled information flows. In the future, financial information will flow horizontally across an ecosystem, rather than vertically through an integrated value chain; finance will be embedded into everything from ecommerce to homebuying. Open...

/wholesale Open Banking

Vivek Iyer

Vivek Iyer Consulting Partner at Tata Consultancy Services

Leveraging Data in Commercial Lending

Digital Transformation in Commercial Lending is proceeding apace with banks rolling out initiatives in multiple areas like Re-imagining customer experience, Empowering Relationship Managers, and adopting Intelligent Automation techniques. Leveraging data analytics across the lending life cycle can be a key enabler in each of these areas. Leading B...

/wholesale Analytics in Banking

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