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278 Results from 2008, /retail

Gary Wright

Gary Wright Analyst at BISS Research

Time for a New Banking Index

Now that governments across Europe have part nationalised the banks perhaps we can get away from the hysteria in the media, which is focussing too much on the market value and not on the underlying. The nationalisation of banks has effectively removed the banks from normal company valuations because of the various terms insisted on by the governme...

/retail EBAday

Alex Noble

Alex Noble Account Director at McAfee

Despite the crunch, still call centre growth at Barclays

An interesting story on Finextra that Barclays are to create over 200 new call centre jobs in Liverpool. A lot of reasons why this is interesting. One is that with the credit crunch it's good to see that the world hasn't ended and that banks are still going about (some) of their usual business. The other aspect that I thought interesting is that...

/retail

Gary Wright

Gary Wright Analyst at BISS Research

We are all bankers now

The part nationalisation of UK banks looks like it will become a global phenomenon with the US already moving towards this solution and the EU following suit if weekend reports are accurate. Is this a bad thing for the tax payer? Despite what tax payers feel about greedy bankers and their reckless use of our money, the salvation of the banks is cru...

/payments /retail SEPA and European Payments

Gary Wright

Gary Wright Analyst at BISS Research

Stop Selling And Find The Floor

When you listen to the news and read the various reports on the financial crisis, the market's crash it is always intertwined with the problems in the economy. However, the two do not have as close a link as the media always report. The economy is a slow moving beast with impacts both good and bad taking time to filter through. The economy has mor...

/retail /wholesale Data Management 101

Retired Member

Retired Member 

The Spiteful Bailout

In an act of extraordinary spite, the Government has revealed its true Socialist heart, with regard to the banking rescue. It seems that the sole bearer of the downside is to be the ordinary shareholder, in a move that has also left the banks with a mountain to climb that is much higher than Everest – maybe Mons Valeris on Mars would be more like...

/retail

Jonathan Rosenne

Jonathan Rosenne Chairman at QSM Programming Ltd.

Is the use of PIN for every purchase justified?

Every use of the PIN exposes it, and the exposure has a cost attached. For small value transactions, say less than 50 Pounds, it is probably not economically justified. Moreover, establishements where most of the transactions are low value could probably use much cheaper terminals, that do not have PIN pads at all. No PIN used, no PIN stolen.

/retail Trends in Financial Services

Paul Penrose

Paul Penrose Head of Research at Finextra

I went to buy a toaster and it came with a free bank

The credit crunch is no laughing matter, but as any psychologist will tell you, laughter is a way of dealing with extraordinary events that challenge our system of beliefs. So, in the interests of good mental health, here's a selection of some of the best gags currently doing the rounds. Q: What is the definition of optimism? A: An investment banke...

/retail /wholesale Whatever...

Gary Wright

Gary Wright Analyst at BISS Research

Business Ethics Back From The Abyss

It appears to me that the best way to start clawing back from the abyss in the financial services industry, has to be the reclamation of business ethics. The scandalous bonuses paid to people who worship the buck at the expense of the industry and its clients have to be brought back into line. Stripping the market at any cost is not the best way t...

/retail Data Management 101

Paul Penrose

Paul Penrose Head of Research at Finextra

Sign of the times

A digital clock erected in Times Square to show the US national debt has run out of digits. When the national debt level passed the $10 trillion mark a couple of weeks ago, the digital display failed to keep pace. The board was first erected to highlight the $2.7 trillion level of debt in 1989. A new board with extra digits is under construction. I...

/retail /wholesale

Gary Wright

Gary Wright Analyst at BISS Research

Financial Crisis drives bullyboy tactics

Now I know this might be a small issue in the whole scheme of the global financial meltdown but HSBC seems to be plummeting to new depths of desperation. Only this week, I learnt how HSBC has been harassing, a recently graduated student, initially once a week over the past three weeks but more recently, this has increased to daily phone calls. A

/payments /retail SEPA and European Payments

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