239 Results from 2015, /retail
Ketharaman Swaminathan Founder and CEO at GTM360 Marketing Solutions
Data purists would rap my knuckles for asking this question and reply, "Never". On the other hand, "data sophists" who're accustomed to lying with Big Data in even more crude ways would wonder, “Duh, they’re the same, no?” If you don't belong to either camp, you might pause and wonder if there's a golden mean between the two ex...
11 August 2015 /retail
Retired Member
Many people are confused by the resurgence of personal financial management tools, after hearing for years that digital money management (DMM) isn’t working and that customers simply do not want it. We beg to differ, but can also understand why some banks have been disappointed... In the modern world we could consider money management as a basic ...
10 August 2015 /retail
“Reimagining, redesigning and rethinking the branches of the future” is a hot topic for banks. In order to stay ahead in the race, Banks have been experimenting with creating concept branches, adding elements such as Coffee Bars, Lounge Areas, Spa-like branches with custom fragrances and music and the like. Beyond aesthetics, to address changing d...
Karim Maalouf Senior Business Analyst at Path Solutions
Fraud is now an international business and criminal gangs constantly seek out the weakest targets for the easiest returns. Securing transactions has become a vital part of today’s digital world. According to analysts, the cost of mobile fraud transactions is $3.34 for every dollar in transaction. The cost for fraudulent mobile transactions is the h...
05 August 2015 /retail
Goldman Sachs recently forecasts that $4.7 trillion traditional financial services revenue could be at risk from disruption. As new entrants, supported by a $12 billion investment in Fintech, disrupt existing business models, using new technology fuelled strategies, I thought we could reflect on what counter strategies banks might adopt that could...
04 August 2015 /retail Innovation in Financial Services
"What's a brand and why do we want it?" Have you seen Happyish? Critics have murdered it but some parts are absolutely worth watching. There is a scene in the pilot that says it all when it comes to branding and if I were not terrified of copyright laws I'd show it to you. The main character, Thom, is an ageing advertising executive with...
03 August 2015 /retail
According to a Platforum survey around half of investors expect to pay less than £500 for retirement planning advice. In fact, their survey of 252 active investors, found little appetite to pay for advice at all. The Retail Distribution replaced in-built product commissions with adviser fees, however these fees are now bringing the quality of serv...
31 July 2015 /regulation /retail
According to Wikipedia, modern Banking has been around for a long time (since the days of Renaissance Italy in 14th century) and money even longer (bartering of cattle as early as 9000 BC, laws around money enacted by Babylonians around 1760 BC). I wonder what users expected in those days or how consumer experience was perceived. Obviously for an ...
30 July 2015 /retail
Now that Greece has Received Emergency Funding – What Next? The IMF and the ESM have Greased the Wheels of Economic Recovery Greece has officially been given a clean bill of health by the International Monetary Fund (IMF). It has recently been confirmed that Greece has made good on its outstanding debt and no longer owes any money to creditors o...
29 July 2015 /retail
The Internet of Everything, an emerging multi trillion dollar trend that embues a world where everything is connected to everything else and where inert ‘Dumb’ materials and products are embedded with technologies and sensors that make them ‘Smart’ isn’t ordinarily a trend that is associated with the Financial Services industry. Today the most con...
23 July 2015 /retail
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