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3646 Results from /retail

Paul Penrose

Paul Penrose Head of Research at Finextra

Do you Web 2.0?

Enterprise spending on Web 2.0 technologies will surge over the next five years, growing 43% each year to reach $4.6 billion globally by 2013, according to a new report from Forrester Research. Currently, large businesses are spending more on employee collaboration tools than customer-facing Web 2.0 technologies, but Forrester expects that trend t...

/retail Finance 2.0

Retired Member

Retired Member 

Cash reigns supreme

Delegates attending the annual Digital Money Forum in London illustrated very effectively today that despite the increasing prevalence of card and electronic payments - cash is not dead but very much alive and kicking. In his presentation, Joe DiVanna from Maris Strategies, championed the use of coins and notes - rather than e-payments - and called...

/payments /retail

Gary Wright

Gary Wright Analyst at BISS Research

Has SEPA failed?

We are already a third of the way through the SEPA year and its time to review where the industry is with this project? The feedback I have had from a number of corporates across the EU is that SEPA has still to make any significant impact on them. Many banks also appear reluctant to give SEPA the major thumbs up so far. So what's going wrong? It ...

/payments /retail SEPA and European Payments

Retired Member

Retired Member 

The Solution - More functionality from Optical Readers

Retailers can have a Mobile Phone as an Optical Reader capable of reading paper codes/coupons and reading Mobile barcodes - the cost of such a unit can be less than Euros 150. With the right program and application behind the reader it can do a whole lot more than simply reading money off coupons (mobile or paper and paper is going to remain promi...

/payments /retail

Sriram Natarajan

Sriram Natarajan Risk Dog at Credit Risk Fraud Cards Professional

Cash-back - Retro is chic!

For all of us who have been tom tomming electronic money, digital payments and mobile payments, this report by the British Retail Consortium is a bucket of cold water splashed on our face! See http://www.brc.org.uk/details04.asp?id=1360 This report actually says that cash usage in UK has gone up and going strong! Reticent consumers; burnt by credit...

/payments /retail

Retired Member

Retired Member 

Shouting after the horse has bolted is not ID protection

While I commend Secure Identity Systems on their efforts and encourage ID protection programs, I fail to see much use for a system which merely shouts from the gate saying 'Your identity is gone!' Not even shutting the gate, just telling you too late after the horse has bolted. It may give you the opportunity to minimise the damage, although I'm ...

/security /retail Whatever...

Retired Member

Retired Member 

The 10 Inventions That Most Changed Retail Banking

Here are some of the influential technologies and inventions which have each in their own way revolutionised the retail banking business in the last 1000 years. Money, guarantees and loans have been around for the millennium. I looked for something new, and didn't really see any change between the Crusades and and the 19th century. The first entry...

/retail Innovation in Financial Services

Retired Member

Retired Member 

Why we need to use mobile phones for ID

It's pretty obvious really. The main reason is 'because we can'. Next comes 'because more people choose or aspire to carry one than other any item in history'. Mobile phones are becoming ubiquitous and will become the universal communicator. By the end of 2010 more than half the world's people will be carrying one. Unlike other ideas being promoted...

/retail Innovation in Financial Services

Retired Member

Retired Member 

I know I need 50 quid, do I need Paypal to buy a Vasco?

Vasco selling readers on Ebay*? Last week they were giving them away to corporates, this week it's ebay. I suppose they'll find their market somewhere. Perhaps in the Collectibles category. I'm sorry but I remain unconvinced about the practicality of this approach and see no long term future. I am sure they dream of selling every household, interne...

/retail Innovation in Financial Services

Alex Noble

Alex Noble Account Director at McAfee

Royal Bank of Scotland call centre theft

This isn't the first, and certainly won't be the last, example of security breaches from staff. There's been a lot of recent focus on the risks of external attack and how biometrics can help deal with this but the internal threat has been neglected. I've posted on the external attack on Barclays ("Security, Call Centres and Fraud"), whe...

/security /retail

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