Join the Community

22,322
Expert opinions
44,385
Total members
373
New members (last 30 days)
176
New opinions (last 30 days)
28,780
Total comments

Latest expert opinions

clear
clear

3646 Results from /retail

Alex Noble

Alex Noble Account Director at McAfee

Barclays, silent calling and we've been here before...

So Barclays, or at least Barclaycard, have just been fined the maximum Ofcom (the UK communications regulator) can manage for making silent outbound calls. The story is well covered here on Finextra. What is perhaps more surprising is that the maximum fine is £50,000 and that even in a credit crunch this is not going to inconvenience Barclays hu...

/retail

Paul Penrose

Paul Penrose Head of Research at Finextra

Any fool can be a money mule

The Netherlands Bankers Association have launched their own inimitable viral-style Web campaign to alert people to the dangers of easy-money mule recruitment tactics (hat-tip to Linkdump). Although the campaign is only available in Dutch, the approach is bizarre enough to hold your attention. Somehow, I can't see the buttoned-up UK banks producin...

/security /retail Video extravaganza

Retired Member

Retired Member 

Does NFC required for the Banks?

Mobile payments, mobile marketing, mobile trust services, mobile couponing, etc... Several business cases had been accomplished by several banks! SMSs, WAPs, Java Apps, Barcodes had been used and tried at banking sector. Mobile banking, making the financial transactions over mobile was the hottest business at 2007 and several banks had invested mi...

/retail Innovation in Financial Services

Retired Member

Retired Member 

Credit Cardholders' Bill of Rights over 1st hurdle?

Americans will carry about $1 trillion in credit card debt by the end of Christmas. Congress has just passed The Credit Cardholders’ Bill of Rights Act of 2008, known as H.R. 5244. Some of the reforms: - give account holders 45 days notice of any increases in interest rates. - Monthly bills mailed at least 25 days before the due date, up from ...

/retail Innovation in Financial Services

Retired Member

Retired Member 

Real markets for real people

I've often read that the percentage of end-user activity in the Interbank foreign exchange markets on a daily basis is somewhere between 1% and 3%, and I suspect I could probably find a similar percentage of activity in other areas of the wholesale markets such as interest rate derivatives Speculative activity and risk transfer is crucial in the

/retail Trends in Financial Services

Paul Penrose

Paul Penrose Head of Research at Finextra

Wall Street is history

Wall Street is history. Official. The news from New York that Wall Street's last two investment banks Morgan Stanley and Goldman Sachs are to convert into tightly regulated bank holding companies marks the end of an era for the capitalist economic system. The investment banking model that for decades has powered a global boom in leveraged finance,...

/retail /wholesale Trends in Financial Services

Matt White

Matt White North America editor at Finextra

Jagger wants e-commerce satisfaction

Mick Jagger is joining a load of industry bods - including Steve Jobs - to draw up a report on barriers to e-commerce within the EU. He was asked to help out after taking part in a roundtable discussion on the subject in Brussels earlier this week. The report comes as the EU looks to make it easier for people to buy online across national borders. ...

/payments /retail Whatever...

Matt White

Matt White North America editor at Finextra

Outsourcers get crunched

The current market turmoil looks like it's going to hit offshore outsourcing firms pretty hard. As the FT reported a couple of days ago, firms like HCL and Wipro are putting a brave face on the crisis, insisting the events at Lehman - a customer of both - won't have much of an impact on them. But despite the bullishness, Wachovia Capital Markets h...

/retail /wholesale

Retired Member

Retired Member 

One Laptop per Child scheme at Sibos

One of the highlights of Sibos in Boston last year was the breakfast speech given by Nicholas Negroponte, founder and chairman of the One Laptop per Child non-profit association. Swift says Negroponte's presentation last year "triggered a lot of enthusiasm and emotion in the industry" and so the OLPC foundation was invited to set up shop...

/retail Finextra@Sibos

Retired Member

Retired Member 

Calls for Swift to tap Web 2.0

In a lively conference session on the opening morning of Sibos 2008, Till Guldimann, vice chairman of SunGard, told delegates that the increasing use of Web 2.0 technology was "a wake up call for Swift". Guldimann put forward a proposal that would see the interbank network use Web 2.0 technologies to fight off the challenge posed by outf...

/retail /wholesale Finextra@Sibos

Now Hiring