3665 Results from /retail
Retired Member
Necessity is the mother of innovation! This tired old cliché was proved right by an Infosys-Asian Banker joint research study of 59 banks from 14 countries in the Asia Pacific region, which revealed that banks innovate mainly to beat severe market and regulatory challenges. However, the similarity ends there. The study highlighted that banks in di...
11 January 2011 /sibos /retail Innovation in Financial Services
Navin Rammohan Principal Manager - Marketing at Infosys Technologies Ltd.
As a father of a 6 year old and someone who has a keen interest in alternate models of education, I’ve been fascinated by some of the talks by Sir Ken Robinson on creativity and education reforms. Some of his observations about the current schooling system have a strong parallel in the way the banking system was and is being governed. Structure &a...
04 January 2011 /retail Innovation in Financial Services
Brett King CEO & Founder at Moven
I read with interest a post pointed out to me by @JenRBoyd posted on Mobile Commerce Daily highlighting a recent Celent report comparing US and EU investment in multi-channel. The problem here is that the conclusions of the report are correct, but even the report itself suffers from an old-school view of the banking arena, that is, we are still as...
04 January 2011 /payments /retail Finance 2.0
In 2010 we had a bunch of innovative ideas become mainstream and start to impact the banking arena (for a full coverage see my post in Huffington.) However, 2011 promises to be more disruptive because as the economy finally starts to warm up, we'll be seeing a lot of new private equity investment into start-ups in the finance arena. A new dot com ...
29 December 2010 /payments /retail Innovation in Financial Services
Research published recently by Forrester shows that mobile banking provision in Europe is gathering pace. This refers to all three of the main mobile banking services – mobile web, mobile app and text-based services. According to its analysis, of the European banks offering mobile banking services: • 76% offer SMS alerts • 67% offer mobile banking ...
22 December 2010 /retail
2010 was a bumper year for innovations in the retail banking and payments space. Below are some of the top innovations this year. Let me know how you rank these in respect to their ability to be real game changers for the banking arena. Which innovations do you think will survive on, and which will flame out? My big bet for 2011 is NFC (Near-Field
17 December 2010 /payments /retail Innovation in Financial Services
Elizabeth Lumley Global FinTech Commentator at Girl, Disrupted
So, does anyone think 2010 was a really weird year? It didn't have the 'OMG! Western Capitalism is dead!' drama of 2008, nor the limping, walking wounded vibe of 2009. Hey, 2010 even saw the return of the Sibos closing party (ah-hem 'networking event') and I spotted a chocolate fountain at one Amsterdam venue. You know there's a little extra in th...
17 December 2010 /retail /wholesale
In Part I of this post we blogged about how Kiva stands to benefit greatly by adopting a more social design and, more importantly, incorporating game-like mechanics to expand its user base and create a rich, engaging environment for lenders. On Friday, GamesBeat(VentureBeat) published a post on the trend in "gamification" of applications...
15 December 2010 /payments /retail Finance 2.0
I met yesterday with the inimitable Vernon Hill, founder of Metro Bank, and with Metro's Chairman and co-founder, Anthony Thomson. It is interesting to hear Hill's view of why Metro is able to dominate in respect to the 'customer service' space in the UK branch market. Hill postulates that despite many banks rhetoric around being customer centered...
10 December 2010 /retail
Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,
Translating part of a Facebook note by Liisa Jaakonsaari (MEP - Finnish Social Democrat): "The crisis in Europe is not because of EU or the Euro. Rather it can be said that EU and the euro are innocent victims. Bad guys are unregulated and irresponsible financial markets. Blaming the banks is becoming a rather worn issue and does not always hi...
08 December 2010 /retail /wholesale Whatever...
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