191 Results from 2012, /retail
Nick Ogden Chairman at Ogden Research
The autumn statement is upon us and the country is eagerly waiting decisions on small business lending, with recent pressures and initiatives demanding a clear Government plan for growth. Clear signals need to be communicated in this statement; otherwise more businesses will be left on the sidelines once again. We have seen many policies come and...
04 December 2012 /retail Innovation in Financial Services
Retired Member
Today’s market of online lending business in the UK is facing an explosive rise. In this article, we study this situation to discover that it reflects an emerging global trend. Banks are adopting the internet at a high pace. According to PricewaterhouseCoopers research, by 2015 more people will interact with their banks digitally than through branc...
30 November 2012 /retail Online Banking
Groggily, Jovy reaches for his Blackberry as the blinking trackball catches his eye. The screen reads "3 New Messages". It's already eight in the morning and he has to rush. He runs through the messages. The first is from his fiancée. The other two are from his bank; one regarding his salary credit, the other about a monthly debit toward...
29 November 2012 /retail
Banks and credit unions know the importance of using media to maintain brand awareness. Coming up with a simple and catching idea has always been a challenge for many organizations. We want to lend a helping hand to readers who need to invent new ways to gain customers’ love. We have researched the most remarkable advertising from financial organiz...
23 November 2012 /retail
The Parliamentary Commission on Banking Standards has been a hive of activity recently, gathering evidence from the chief executives of UK banks as well as key thinkers such as Sir John Vickers, who chaired the Independent Commission on Banking, and Andy Haldane from the Bank of England. The Commission is composed of a formidable array of talent f...
20 November 2012 /retail Payments strategies 2015-2020-2030
Below we examine most common mistakes in scorecard development, and explain how to use them for most precise borrower rating and segmentation. Scorecards provide a set of weights assigned to characteristics that demonstrate customer’s credit worthiness. With scorecards, customers are evaluated and rated according to their potential probability. You...
19 November 2012 /regulation /retail Financial Risk Management
One of the most hotly contested topics of 2012 has surely got to be the Native versus HTML5 debate. I can understand why. We live in a world surrounded by screens. Different size screens for different platforms. Different interactions for different device types. Everything is an interface, and it’s become apparent that your brand needs a pr...
14 November 2012 /retail Innovation in Financial Services
Pizza and pasta may be the flavors of the kiddie generation, but for most Indians, the Pani Puri or Gol Gappa will always remain the all-time favorite snack. It’s cheap, hardly hygienic, and eaten standing in a crowded marketplace, and yet it manages to hold its own against well-known fast food chains with swanky interiors, gleaming kitchens and s...
07 November 2012 /retail
Jim Marous Publisher at The Financial Brand
Over the weekend, my son and I were looking at new car options on Edmunds.com. After about 45 minutes on the site, I decided to leave the virtual showroom only to be 'stalked' by car ads for the next two days as I visited totally unrelated locations on the web (I am sure the retargeting won't end soon). Even my entry into the Edmonds.com site was ...
01 November 2012 /retail Innovation in Financial Services
One of the most interesting sessions at Sibos on Wednesday looked at the impact of regulation on transaction banking, which would at first glance fall into the “boring, complicated and dull” category; however it was both fascinating and worrying. The session pitched two senior banking figures, Francesco Vanni d'Archirafi of Citi and Jaspal Singh Bi...
01 November 2012 /retail Payments strategies 2015-2020-2030
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