Join the Community

22,722
Expert opinions
43,857
Total members
362
New members (last 30 days)
192
New opinions (last 30 days)
28,925
Total comments

Latest expert opinions

clear
clear

210 Results from 2016, /retail

Ketharaman Swaminathan

Ketharaman Swaminathan Founder and CEO at GTM360 Marketing Solutions

Enhanced Remittance Data Could Multiply Electronic Fund Transfer Volumes

My property management company in UK wanted me to link the following information to my monthly rent payment: MCS MERIDIAN CLIENT ACCOUNT HOUSE RENT 98 MERIDIAN PLACE JUN 2008 There was no way I could do this electronically since the maximum info I could squeeze through in the reference field of my Online Banking's fund transfer screen was only MCS ...

/payments /retail

Tushar Chitra

Tushar Chitra Vice President, Product Strategy and Marketing at Oracle Financial Services Software

Risks vs Rewards: The Dynamics of Debt Collection

A joint study conducted by the Urban Institute and Encore Capital Group's Consumer Credit Research Institute showed that about 77 million Americans currently have a debt in collections, which amounts to 35% of consumers with credit files or data reported to a major credit bureau 1. The Consumer Financial Protection Bureau (CFPB or Bureau) also rep...

/retail

Graham Seel

Graham Seel Principal Consultant at BankTech Consulting

Can FinTech Companies Thrive in Community Banking?

There are over 6,000 community banks in the US. Many of these manage significant assets, and have meaningful IT budgets. Their small business and consumer customers are looking for competitive digital banking services. But community bank technology is often outdated, and difficult to enhance. What an opportunity for FinTech! There is no clear asse...

/retail Innovation in Financial Services

Vinod Sharma

Vinod Sharma CTO - FinTech Domain at Econet Wireless Zimbabwe

FinTech the Champion of -Banking- Services

Abstract - Cashless or LessCash are terms, which are often interchanged, which in most cases create confusion amongst consumers and to some extend new startups. If we are to consider the Asia-Pacific region where Digital disruption is at the top of the banking sector`s agenda. The question that arises is; will the banks’ respond to the rise of Fin...

/retail Innovation in Financial Services

Venkatesh P

Venkatesh P Co-Founder and Director at Maveric Systems

Fintech and its impact on financial executive

In financial services institutions, Chief Financial Officers (CFOs) play a key role in managing cost control initiatives in line with the growth plans. They are in the driving seat of many such initiatives that not only have a bearing on the profitability of the organization but also its long term sustenance and stability. Decades of existence as ...

/retail

Tushar Chitra

Tushar Chitra Vice President, Product Strategy and Marketing at Oracle Financial Services Software

Off the Beaten Path: Exploring Banking Solutions for Women Owned SMEs

Women make up more than half of the world’s population and studies predict that in a decade their impact on the global economy as entrepreneurs, employees, producers and consumers will be as significant as that of India or China. In 2012, an estimated 126 million women were starting or running new businesses in 67 economies around the world. Desp...

/retail /inclusion

Retired Member

Retired Member 

UK FinTech: Life after Brexit

Eight weeks ago I wrote Part 1 of this post called #Brexit good for UK #FinTech and got an overwhelming response - mostly abuse! 😫? I had to double check my post to make sure I hadn't inadvertently insulted somebody's prophet or, worse, suggested again that Bitcoin is just an over-hyped big waste of electricity! Turns out I simply held a controve...

/retail

Retired Member

Retired Member 

Positioning the customer at the heart of the mutual sector

With consumers being given more choice than ever before, banks and building societies continue to be challenged as to how, when and where they deliver services to their customers. High street banks are fortunate to have the resources available to transform (or transition) their primary service channels, but what about building societies who face t...

/retail

Retired Member

Retired Member 

Overcoming apathy in banking

Brand loyalty isn’t what it used to be in financial services. Gone are the days where bank managers were considered trusted advisors and confidants to customers. They’ve been replaced by mobile apps and digital services designed to boost customer convenience. Combined with moves to facilitate faster account switching behaviour, the sector is certa...

/payments /retail

Retired Member

Retired Member 

MAS initiative towards Fintech innovation and improving user’s data privacy

More and more third-parties are requesting to access users’ financial and accounts information to run their apps, one of the most common use-cases is account aggregation and personal financial management tools. Recognising the trend toward innovation models, the recent Monetary Authority of Singapore (MAS) initiative introduces a regulatory sandbo...

/regulation /retail

Now Hiring