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280 Results from 2021, /retail

Karol Stepien

Karol Stepien Head of FinTech and Banking at 10Clouds

5 FinTech trends for 2022

The FinTech industry has grown steadily in the past decade, but the past year has arguably seen more innovation in the sector than ever before. For a start, global funding for FinTech exceeded that of the past year by more than 96%. We’ve seen more FinTech companies than ever before becoming ‘Decacorns’ (businesses valued at more than $10 million),...

/retail /predictions Fintech

Alex Kwiatkowski

Alex Kwiatkowski Director, Global Financial Services at SAS

Looking at banking through the windscreen - the trends affecting the industry in 2022

Looking at banking through the windscreen – the trends affecting the industry in 2022 My car is currently having its windscreen (windshield) replaced. I’m sat on an uncomfortable chair in a small waiting room with no other occupants. On the wall there are two notice boards, one devoted to ‘News and Views’ and the other to ‘Health and Safety’. Ther...

/retail /predictions Banking Strategy, Digital and Transformation

Tristan Hinsley

Tristan Hinsley Cybersecurity Engineer at TDI Security - tdisecurity.com

Cyber Attacks and Credit Unions

Just as we wrote about the Top 5 Cyber Attacks in the Aviation Industry, credit unions have faced similar issues as the target of dedicated cyber criminals. In a recent blog post, we talked about the risks that credit unions face in the current threat landscape, but we didn’t talk about specific events. In the first half of 2021 alone, the financ...

/security /retail Information Security

Inna Demchenko

Inna Demchenko Head of project at Bank

Open banking. New opportunities for the financial market of Ukraine

Open banking. New opportunities for the financial market of Ukraine. Open banking, which will be fully operational in Ukraine in 2025, will launch a new phase in the functioning of the financial market. Banks will open their interfaces (API) and allow third-party companies to acquire customer data, using them, to create new innovative services. In...

/retail

Kartik Swaminathan

Kartik Swaminathan Author - 3F: Future Fintech Framework & Founder at Fintastech (Fintech Consulting & Coaching)

Fintech and the power of Nudges

One recent trend that I have noticed, is the increasing use of Nudges in fintech & digital solutions. Nudges are very powerful, as they subtly guide users and prompt them towards action / transaction. They can also be used smartly to guide users through a journey / flow, making it less frictionless and error free. Nudges need to be contextual ...

/people /retail Behavioral Economics in Banking

Alex Kwiatkowski

Alex Kwiatkowski Director, Global Financial Services at SAS

Looking at banking in the rear-view mirror - assessing the industry in 2021

There are several activities which I don’t get the opportunity to undertake regularly. Writing is a prime example. My enjoyment of putting pen to paper, or fingers to keyboard, began at an early age. I’ve always been fascinated by words. From my teens to my late twenties, a potent combination of shyness, social awkwardness, and self-doubt meant th...

/retail /predictions Banking Strategy, Digital and Transformation

Maria Schuld

Maria Schuld Head of Regional and Community Banking at FIS

The BNPL Opportunity for Regional and Community Banks

The Buy Now Pay Later (BNPL) market is seeing remarkable levels of growth, and this growth is projected to continue for years to come. By 2024 the market is expected to grow 181% and to account for 13% of all global e-commerce payments that same year, according to the 2021 Global Payments Report by Worldpay from FIS. Post-purchase installment pro...

/payments /retail Banking Strategy, Digital and Transformation

Retired Member

Retired Member 

Tech infrastructure design doesn’t need to be difficult

It’s become a cliche, but the pandemic has accelerated a decade’s worth of change into just a few short years. But it’s already time for entrepreneurs, business leads and tech teams to look ahead to the next decade of challenges in financial services. The big challenge ahead for traditional financial institutions however, is that their infrastruc...

/payments /retail Digital Bank Transformation

Andrew Beatty

Andrew Beatty Head of Wealth, Retirement & International at FIS

Time for banks to get ready for Crypto … and beyond

Cryptocurrencies are holding the media spotlight. So, what’s all the fuss about … and how should banks prepare? Marc Kenigsberg, founder of Bitcoin Chaser gives us a clue: “Blockchain is the tech. Bitcoin is merely the first mainstream manifestation of its potential.” This blog considers the origins of crypto, why banks need to take it seriously, ...

/retail /crypto Banking Strategy, Digital and Transformation

Abhinav Paliwal

Abhinav Paliwal CEO at PayNet Systems

How largest Neo Bank generates $4.9 MRR per customer

Brazil’s Nu Bank, the largest #Neobank globally, recently filed to go public. This has sparked curiosity in its business model. How Nu Financial earned over 48M customers in Brazil, Mexico and Colombia, including 1.1M SMEs. Nubank started off using credit cards as an initial wedge to acquire customers. Today, Nubank offers financial products in...

/retail /startups

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