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4442 Results from /regulation

Barley Laing

Barley Laing UK Managing Director at Melissa

The money laundering red flags and how to prevent it in 2024

Supporting criminal activity and risking substantial fines from regulators that also damage their reputation are not things any financial institution aspires to. Yet many are exposing themselves to such risks because they are not doing enough to prevent money laundering. With digitalisation creating new opportunities for money laundering to take p...

/regulation /inclusion Digital Identity Management

Mete Feridun

Mete Feridun Chair at EMU Centre for Financial Regulation and Risk

Operational resilience: What does the proposed UK CTP regime mean for firms, FMIs and third parties?

Subsequent to a joint discussion paper (3/22 – Operational resilience: Critical third parties to the UK financial sector) published in July 2022, the Bank of England (the Bank), Prudential Regulation Authority (PRA) and Financial Conduct Authority (FCA) issued joint proposals on 7 December 2023 to increase resilience of the financial sector by ov...

/regulation /cloud Outsourcing Banking, Financial Services Operations

Domenico Scaffidi

Domenico Scaffidi Payments Industry Expert -CEO & Founder at DS Payments Ltd

Behind the scenes of the Migration of the SEPA payment schemes to the 2019 version of ISO 20022 post

Let’s start saying veterans like me haven’t been surprised that much reading the EPC bulletin on SEPA Migration to the 2019 version of ISO 20022, announcing the decision to postpone the go live. People like me with grey hair can’t forget the time when SEPA went live, where for almost one week no one of us left our desk in the office, trying to fix...

/payments /regulation Financial Services Regulation

Nick Green

Nick Green Director at Purple Patch Broking Ltd

The impact of BNPL’s rapid growth on lenders

With almost half of UK adults having used BNPL, lenders face a key challenge: the varied data reporting practices among BNPL providers and CRAs. In this piece, we'll explore the rapidly growing BNPL market, and shed light on the disparities in data reporting and the implications for the credit industry. The rise of BNPL in the UK market BNPL has...

/regulation /retail Banking

Raj Bakhru

Raj Bakhru CEO at BlueFlame AI

Mapping the AI Path for Alternative Investment Managers

Alternative investment managers recognize the potential of AI and have spent 2023 experimenting with the multiple tools available. Unfortunately, while everyone has seen the power of ChatGPT and personal tools, most have struggled with how to make this usable in their work lives. In many cases there have not been clearly enough defined objectives,...

/regulation /predictions Alternative Investments

Ronen Cojocaru

Ronen Cojocaru CEO and Co-Founder at 8081.io

Recent Moves By SEC Pose Potentially Good News for Greater Global Acceptance and ETF User Adoption

The recent paradigm shift towards a more regulated and trustworthy environment by the Securities and Exchange Commission (SEC) lays an important foundation for retail users and institutions to wholeheartedly re-embrace the emerging era of digital assets and spark renewed interest in ETFs. To comprehend what is driving this it is crucial to rea...

/regulation /crypto Cryptocurrency Insights

Francesco Fulcoli

Francesco Fulcoli Chief Compliance and Risk Officer at Flagstone

HM Treasury Advisory Notice: NEW High Risk Third Countries List!

Francesco Fulcoli - Chief Compliance Officer and MLRO The Money Laundering, Terrorist Financing and Transfer of Funds (Information on the Payer) Regulations 2017 require the UK regulated sector to apply enhanced customer due diligence in relation to high-risk third countries. Regulation 33(1)(b) of the MLRs requires regulated businesses to apply en...

/payments /regulation Fintech

Steve Marshall

Steve Marshall Director of Advisory Services, at FinScan

What haven’t we learned? The Binance money laundering debacle tells us there’s a long way to go

Those of us in the financial crimes compliance profession look at the current fiasco with Binance’s recent money laundering guilty plea (among many other accusations) and ask ourselves “How could this happen?” We believe that with contemporary policies, procedures, and technology, this could not happen. But it can—and does—when we forget that key ...

/regulation /crime

Alexandre Semenov

Alexandre Semenov Customer Solutions Lead at SAS

Model Management in 2024: What You Need to Know to Prepare for E-23 Guidelines

July 1, 2025 marks the scheduled implementation date for the forthcoming regulatory adjustments. Since its launch in September 2017, the Office of the Superintendent of Financial Institutions (OSFI) has embarked on a commendable journey towards instating standardized protocols within the financial industry. These initiatives have, over time, contr...

/regulation /predictions Regulatory Reporting

Chiara Gelmini

Chiara Gelmini Industry Principal Director - Customer Risk & DD at Pegasystems

Low-hanging fruits in transforming AFC and AML with GenAI and Integrated Case Management

The two challenges everyone experience and the two answers you have been looking for in financial crime management The financial industry is under constant scrutiny from regulatory bodies, pushing for rigorous compliance with Know Your Customer (KYC), Anti-Money Laundering (AML), and Anti-Financial Crime (AFC) regulations. As we all know, these reg...

/regulation /crime Artificial Intelligence and Financial Services

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