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Latest /regulation expert opinions

Andrew Stevens

Andrew Stevens Global banking and financial services specialist at Quadient

In the age of GDPR, why are banks still getting data management wrong?

Since the introduction of GDPR in 2018, it’s been clear that consumers have the right to know how their data is being used and that businesses must handle it with care. While the UK seems set to introduce its own data protection bill, it hasn’t changed the fact that it is crucial for organisations to take data seriously. In no sector is this more

/regulation /retail Banking

Retired Member

Retired Member 

Seven challenges financial institutions must address to harness machine learning’s potential

Machine learning (ML), the most prominent arm of artificial intelligence (AI), cuts both ways for the financial services industry, where its applications are getting wider by the day. The benefits are obvious. ML models are trained to learn from results just as the human brain does and can execute complex tasks at a scale and speed humans simply c...

/regulation /devops Artificial Intelligence and Financial Services

Roman Baranovskyi

Roman Baranovskyi Lawyer at SBSB Fintech Lawyers

Changes in Forex Regulation of Offshore Jurisdictions

Forex startups opt for easy and budget-friendly solutions for company registration and market access. Due to their favorable conditions, low costs, and credibility, they often choose forex licenses in well-regulated jurisdictions like Belize, Mauritius, Seychelles, and Cyprus. Operating under a regulated license provides trust and protection for t...

/regulation /startups Bigger than Technology

Richard McCall

Richard McCall CEO at Armalytix

FTX was crypto’s canary. Financial institutions ignore its demise at their peril

Despite a raft of recent issues, financial institutions remain determined to dive deeper into crypto. This presents real risks to institutions – and that it is imperative that they take precautions to properly protect themselves against the ever-present spectre of fraud and money laundering. The ink is still yet to dry on stories of the FTX coll...

/regulation /crime Open Banking

William Thomey

William Thomey Co-head Business Development at Acadia

Uncleared OTC margin settlement and why a centralized, utility solution is a win

As the much-written-about Uncleared Margin Rules (UMR) have been phased in since 2016, a significant number of derivative users now find themselves exchanging both regulatory Variation Margin (VM) and Initial Margin (IM) with their counterparties. As a result, there is both increasing volume and complexity around margin settlement. Layer on inter...

/payments /regulation

Ian Henderson

Ian Henderson CEO at Kyckr

Fintech Investment: What can we expect for 2023

After a decade aptly described as the 'golden age of FinTech', last year saw a substantial dip in global FinTech investment (from $238.9bn in 2021 to $164.1bn in 2022). The industry, as one easily can imagine, was rattled. Media called it 'FinTech's first test' and 'the great FinTech reckoning'. They all agreed that the so-called 'easy money' had ...

/regulation /predictions Fintech

Alin Bui

Alin Bui Co-founder & Chief Strategy Officer at Anduin Transactions

The Information Gap Between Retail Investors and Private Markets

Fund managers today are bullish about the retail markets as a new investment stream, in part to reduce dependence on institutional portfolios. But many in private equity and venture capital are grappling with how to engage this promising category of investors. Through the turbulence of 2022, we observed the growing relationship between fund manage...

/regulation /markets RegTech

Retired Member

Retired Member 

EU closes tracking dirty money

A judgment by the Court of Justice of the European Union (CJEU) may have turned back the clock on effective anti-money laundering capability. In a surprise announcement on the 22nd of November, the CJEU closed the doors on public access to company beneficial ownership registers. This decision is counter to the requirements of the EU's 5th EU Anti-...

/regulation /crime

Rajeev Verma

Rajeev Verma Consultant at Tata Consultancy Services Ltd

ROLE OF PROCESS MINING IN ENABLING ESG COMPLIANCE

Role of Process Mining in enabling ESG compliance Overview ESG progression in BFSI Industry : Undoubtedly there is never seen focus on environmental, social, and governance issues post-pandemic Covid-19. Although the financial sector has been investing in CSR activities for the last few decades, the momentum has been building due to the rising

/regulation /sustainable Banking Regulations

Fatemeh Nikayin

Fatemeh Nikayin Co-Founder at Rivero

The Card Payments Value Chain Analysed (Part I)

On first inspection, the card payments industry appears to be a mismatch of service providers covering similar functions. However, each firm has an important role in the card payment process. From customer sales to transaction bookings, a breakdown of the card payments value chain is overdue. Locking Down the Customer The crucial first step in the...

/payments /regulation Payments strategies 2015-2020-2030

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