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4229 Results from /regulation

John Bertrand

John Bertrand MD at Tec 8 Limited

APP Fraud: UK Government and UK Supreme Court at odds: what shall we do as scams jump 24%?

In June the UK Government gave royal assent to allow the Payment System Regulator (PSR) to mandate reimbursements for scam victims. Consumer and small enterprises (<£5 million revenue) are to receive the refunds in 5 working days. Costs to be split 50/50 between the Payer and Payee Banks. In addition, Bank/Payment Service Provider (PSP) must h...

/payments /regulation Banking Strategy, Digital and Transformation

Rob Haslingden

Rob Haslingden Head of Propositions at Experian

How new regulations will help gaming companies better identify and support financial vulnerability

For the gaming industry, navigating the regulatory landscape is an ongoing challenge, but it also presents a new opportunity for companies to demonstrate their commitment to player protection and responsible gambling. The Government's 2023 whitepaper on gaming has proposed significant reforms, focusing on identity verification, affordability, and ...

/payments /regulation Big Data

Retired Member

Retired Member 

Open banking regulators set out the next steps, but which market will come out on top?

In every corner of the world, financial regulators are taking steps to advance open banking, with fresh regulations and frameworks recently announced in the EU, UK, US, and Australia. However, each regulator is taking a different approach, tackling region-specific issues to advance payments infrastructure and improve the consumer experience. Whils...

/payments /regulation Open Banking

Ivan Heard

Ivan Heard Global Head of Fraud Solutions at Quantexa

Weathering the Storm: The Crucial Role of a Chief Risk Officer

If you want to understand why something has gone wrong in a financial organization, the best person to start with is most typically the Chief Risk Officer (CRO). A CRO plays a critical role as an organization’s guardian angel to foster and prioritise a risk-aware culture that promotes resilience and adaptability alongside safeguarding long-term bus...

/regulation /identity Fintech

Abhinav Paliwal

Abhinav Paliwal CEO at PayNet Systems- A Neo Banking Software Platform

How To Start A Neo Bank Software Platform

Digital banks called Neo Banks provide quicker banking services. Neo banks provide a range of financial services using mobile apps and web platforms, operating solely online without any physical branches.They give unbanked, underbanked, and uninsured people access to the fantastic financial opportunities and digital independence that neo-banks off...

/regulation /startups

Simon Luke

Simon Luke UK Country Manager at First AML

Hidden value: how to uncover the dark origins behind unusual wealth types

Unusual wealth types provide criminals with an avenue for money laundering. Cryptocurrencies, artwork and luxury goods all have properties which make them the perfect vehicle for hiding the true origins of criminal profits. With these assets hard to value, trace and verify, how can compliance officers spot illegal activity? And what should they ...

/regulation /crime

Liudas Kanapienis

Liudas Kanapienis CEO at Ondato

How can telcos ensure regulatory compliance across multiple AML and KYC jurisdictions?

Besides the technical challenges they face protecting their customers from digital risks, telcos also have a big job on their hands when it comes to maintaining regulatory compliance.l AML (Anti-Money Laundering) and KYC/KYB (Know Your Customer/Know Your Business) regulations are having a significant impact on telcos across various jurisdictions. ...

/regulation /identity Biometrics

Naomi Grossman

Naomi Grossman Learning and Content Manager at VinciWorks

Rough Diamonds: Is that really how money laundering works?

‘Rough Diamonds’, the recent television series that delves into the world of money laundering across Europe, depicts a world where criminals try to hide the illicit origins of their funds through different financial transactions. It involves the diamond industry in Antwerp, Albanian mobsters, London drug dealers, dirty money, and star-crossed love...

/regulation /crime Exposing Financial Crime

Andrea Varga

Andrea Varga Head of Innovation at Aryza

Navigating Interest Rates and Consumer Duty: Challenges Facing Mortgage Lenders in Turbulent Times

The recent decision by the Bank of England to raise interest rates has sparked significant concerns and implications for homeowners, renters, and the overall lending landscape. With inflation remaining stubbornly high at 8.7% in May (according to the Office for National Statistics, more than four times the government's target), the 0.50 percentage ...

/payments /regulation Digital Banking, Mortgages and Savings

Kristine Jakovleva

Kristine Jakovleva CMO at Advapay

How open banking will change after entering into force new PSR and PSD3

As of 28th June 2023, the European Commission unveiled a draft proposal for a comprehensive Payment Services package. This package comprises the third Payment Services Directive (PSD3) and a new Payment Services Regulation (PSR), which are set to supersede the existing PSD2 and Electronic Money Directive. Open banking opportunities in PSD2 PSD2 h...

/payments /regulation Fintech

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