4139 Results from /regulation
Anna Monteiro Global Head of Business and Product Development at www.solutions-atlantic.com
First introduced in November 2013, the Amended Transparency Directive (TDA) provided EU member countries two years to conform their regulations to those adopted by the EU Commission. With the deadline having come and gone, the TDA is in a confused state with only a handful of countries meeting the 26 November effective date and the remaining in va...
03 December 2015 /regulation
Retired Member
Who allocates ISINs to financial instruments? You could easily get half-a-dozen different answers based on the assumptions of people in financial markets. As a starting point, ISINs are not issued by ISO (the International Organization for Standardization). ISINs are issued by organisations that have been given the sole right to issue them for ...
02 December 2015 /regulation
Ben O'Brien Managing Director at Jaywing
Today, the 2015 stress testing results of the UK’s seven largest banks and building societies have been revealed. The results show that there has been significant improvement in stress testing processes since the 2014 review, however the results identified considerable variation across banks, and highlighted areas where stress testing and capital p...
01 December 2015 /regulation /retail
The challenge of tackling regulation continues to cause undue worrying and stress for many in the world of investment banking. The problem is not that complying with individual regulation in itself is difficult (although some are more difficult than others), it’s simply that the volume, pace and concurrency of regulatory change is compounding the ...
01 December 2015 /regulation
The industry needs to start thinking about data differently. If you want to get the best possible outcome from your transformation programme, you need to pay adequate attention to your organisational data. Banks' data is the blood in their veins. It's the key ingredient of everything they do. Yet, data is often neglected. When it comes to new archi...
Tis the season to be jolly, and with big retail events like Black Friday and Cyber Monday, the Christmas season is also becoming an increasingly online experience. This also means there are a host of seasonal hackers looking to take advantage of others’ goodwill over the coming months. As we start doing more and more shopping online, often letting...
01 December 2015 /security /regulation
Many people in the market seem to have a misunderstanding about what ISINs (International Securities Identification Numbers) are, how they work and what they can be used for. That misunderstanding has now become critically important because ESMA has decided to recommend to the European Commission and the European Parliament that the use of ISINs ...
Mobile payments is the next “big thing” for consumers. But how can we keep it from becoming so for hackers as well? As our “always on” culture moves from good old plastic and chip cards to mobile phones, where data and software are more vulnerable to hackers, how do we maintain trust without eliminating utility? According to Verizon’s Data Breach ...
30 November 2015 /security /regulation Innovation in Financial Services
Week by week there are stories of renewed cyber-attacks, such as the theft of customers’ personal details from TalkTalk. The simple and fundamental truth is that businesses and governments must get their systems in a state of combat readiness or risk being exposed by cyber-criminals. As hackers become more sophisticated, banks are seeking ways to ...
27 November 2015 /security /regulation
Not surprising to see that it now looks odds-on that we’ll get a full one year delay on the implementation of MiFID 2. This will embarrass the politicians who don’t want to be seen as going soft on those “wreckless” bankers, but I assume Jo Public will have forgotten all about this by the time they’re up for re-election in 2019. It’s worth bearing...
25 November 2015 /regulation
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