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4297 Results from /regulation

David Clee

David Clee Co-Founder & CEO at MirrorWeb

The Cost of Non-Compliance - How Proper Archiving Prevents Regulatory Fines

Compliance doesn’t need to be flashy to be critical. In today’s regulatory climate, communications archiving has moved from operational afterthought to strategic necessity. Regulators like the SEC and FINRA aren’t tolerating gaps, and excuses won’t hold up. If your archiving strategy is outdated or inconsistent, you're not just exposed...you’re in

/regulation /wealth RegTech

Steve Morgan

Steve Morgan Banking Industry Market Lead at Pegasystems

How Lenders Resolve UK Car Loans Scandal May be a Catalyst for AI Expansion in Key Operations

April Fool’s Day is no laughing matter for the car lending industry in the UK. The UK Supreme Court is starting its hearings on Tuesday 1st April, which should be the beginning of the end for what banks and other lenders will face in terms of compensation schemes that they will need to follow. It is possible that if the FCA’s proposals are accepte...

/payments /regulation Banking Regulations

Dan Robinson

Dan Robinson Founder & CEO at Hackford

When Compliance Officers Leave: Why Churn Signals Opportunity for RegTech in 2025

What does high churn in compliance oversight roles tell us about the financial services landscape? In 2024, the FCA’s SMF16 function—responsible for ensuring regulatory compliance—saw significant turnover, with some segments like building societies reaching a 35.7% churn rate. This isn’t just a staffing issue or an opportunity for recruiters; it’s...

/regulation /people RegTech

Francesco Fulcoli

Francesco Fulcoli Chief Compliance and Risk Officer at Flagstone

The PRA Proposes Raising FSCS Deposit Protection Limit to £110,000

On 31 March 2025, the Bank of England Prudential Regulation Authority (PRA) announced a significant proposal: raising the Financial Services Compensation Scheme (FSCS) deposit protection limit from the current £85,000 to £110,000. This move marks the first change in the limit since 2017 and reflects an effort to keep pace with inflation and evol...

/regulation /retail Fintech

Cassy Ramsey

Cassy Ramsey Chief Risk Officer at Aion Bank

Compliance: the secret weapon for BaaS growth

Compliance is often dismissed as a business blocker. In my experience, it can be quite the opposite if organizations can rethink the way they operate. Putting people in the second line of defence on deals from the start has been crucial for Aion Bank to roll out banking-as-a-service to customers, sometimes within weeks. Cassy Ramsey is chief risk...

/payments /regulation

Dan Robinson

Dan Robinson Founder & CEO at Hackford

Every Risk is Financial Risk for Investment Managers

What is the biggest risk for an investment manager? Financial risk. All financial services providers are in the business of buying, selling, slicing, and repackaging risk—by financial means. So, a firm's operational risks are mostly also financial risks. And when your marketplace is the financial market, your market risk is really financial risk a...

/ai /regulation RegTech

Dominic Mensah

Dominic Mensah Director Strategic Accounts at Lakeside Software

AI-driven end-user monitoring promises significant value for financial businesses' back-office ops

Artificial intelligence is already reshaping the financial sector with 75% of banking, pensions and other financial firms using AI, and another 10% planning to use it over the next three years. According to the second EY European Financial Services AI Survey, a significant 91% of UK financial firms have integrated artificial intelligence into the...

/ai /regulation Outsourcing Banking, Financial Services Operations

Steven Rackham

Steven Rackham CTO for Financial Services at NetApp

How DORA compliance future-proofs your organisation

As of the 17th of January 2025, financial services organisations operating within the EU must comply with the Digital Operational Resilience Act (DORA). This mandates that they must adopt robust risk management and prevention frameworks to boost their resilience against cyber-attacks. As cyberattacks and threat actors become more advanced, it is a...

/security /regulation

Francesco Fulcoli

Francesco Fulcoli Chief Compliance and Risk Officer at Flagstone

FCA Strategy 2025–2030: Deepening Trust, Rebalancing Risk, and Reshaping Financial Services

The Financial Conduct Authority (FCA) has just released its new five-year strategy, and it sets a bold, forward-thinking agenda for the UK’s financial sector. Rather than simply tightening rules or reacting to emerging risks, the FCA is seeking to reshape its role, from watchdog to enabler, from reactive to purposeful. The strategy is anchored in...

/regulation /crime Fintech

Steve Pannifer

Steve Pannifer SVP Digital Identity at Fime

Making Digital Identity work: The path to interoperability.

At the end of February, important interoperability test events took place for Mobile Driver's Licenses (mDL) in Utrecht, The Netherlands. The vision and the challenge. The vast majority of mDL solutions are being developed to align with the ISO 18013 series of specifications. This is essential. Like passports, driver's licenses have utility way be

/regulation /identity Digital Identity Management

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